Author: Jeremy BenthamPublisher:
ISBN:
Category : Usury
Languages : en
Pages : 54
Book Description
Defence of Usury
Beggar Thy Neighbor
Author: Charles R. GeisstPublisher: University of Pennsylvania Press
ISBN: 0812207505
Category : Business & Economics
Languages : en
Pages : 396
Book Description
The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending. In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity's attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.
Usury Laws
Author: Udo ReifnerPublisher: BoD – Books on Demand
ISBN: 3848217643
Category :
Languages : en
Pages : 502
Book Description
The History of the Usury Laws
Author: John B. CoppingerPublisher:
ISBN:
Category : Usury laws
Languages : en
Pages : 30
Book Description
Observations on the Usury Laws
Author: John Barnard BylesPublisher:
ISBN:
Category : Interest
Languages : en
Pages : 184
Book Description
Usury and Usury Laws
Author: Franklin Winton RyanPublisher:
ISBN:
Category : Interest
Languages : en
Pages : 298
Book Description
Finance Code
Author: Finance for Lawyers
Author: Steven J. WillisPublisher: West Academic Publishing
ISBN: 9781684675685
Category :
Languages : en
Pages : 560
Book Description
Finance for Lawyers covers financial calculations which lawyers commonly use: present and future values, annuities, and sinking funds. The book, extensive glossary, calculators and available slides are designed for students new to finance, though more experienced students will also find them useful. They relate calculations to many legal areas with practical problems involving torts, family law, loan amortization, retirement planning and much more. The book and materials also have in-depth coverage of the APR, usury laws, choosing the appropriate interest/discount rate, and the use of life-expectancy tables. The pedagogical approach is problem-oriented, with many practical, real-life exercises illustrating things such as: Computing the present value of lost wages in a wrongful death case. Valuing lottery winnings or a structured settlement. Amortizing a student loan or home loan. Saving for retirement or for a child's education. Computing the lump-sum alimony amount equivalent to periodic payments. Each Lesson (Chapter) has detailed examples/problems (with answers) plus additional interactive practice problems (with available answers) and assignment questions and self-grading quizzes (with answers available to faculty).
Usury Laws
Author: David Ames WellsPublisher:
ISBN:
Category : Interest
Languages : en
Pages : 84
Book Description
A Treatise on the Principles of the Usury Laws
Author: Robert MaughamPublisher:
ISBN:
Category : Usury laws
Languages : en
Pages : 98
Book Description