Hearings, Reports and Prints of the Senate Select Committee on Small Business PDF Download

Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Legislative hearings
Languages : en
Pages : 1590

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Author: Nora Beausang
Publisher: Bloomsbury Publishing
ISBN: 1526515881
Category : Law
Languages : en
Pages : 2649

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Book Description
With 2000+ pages of guidance, this important new textbook provides an extensive and in-depth guide to the current labyrinthine regulatory regime relating to consumer and SME credit (by way of cash loans) and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations. Other lending-related conduct of business requirements are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Code on Related Parties Lending and the Credit Reporting Act, together with applicable EBA/ECB Guidelines dealing with loan origination, product oversight and governance, non-performing exposures/loans and arrears. The regulated activities triggering authorisation as a retail credit firm or credit servicing firm are also addressed in detail. The book additionally extends beyond lending to have application to the wider business of regulated firms in the financial services arena, dealing in detail with issues including the general principles and requirements of the Consumer Protection Code,the fitness and probity regime including the area of minimum competency, distance marketing requirements and other background to the regulatory regime in Ireland including the increased regulatory focus on the culture of regulated firms and product oversight and governance. The available redress/recourse mechanisms are also covered, including the Financial Services and Pensions Ombudsman, the Credit Review Office, the regulatory and other consequences of breach of applicable requirements and the significant risk management area for regulated firms of their customers' statutory right to redress on breach of financial services legislation. In addition, the book has relevance to professionals dealing with consumers in any contractual context including extensive treatment of how the concept of 'consumer' has developed under common law, the unfair commercial practices regime and the increasingly topical area of unfair contract terms legislation. Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail. This book's practical style is designed to assist bankers, other regulated firms, lawyers, compliance professionals and regulators in the application of a complex area. Rather than simply setting out the separate requirements, the book seeks to navigate the at times contradictory legislative and regulatory strands to give (in so far as is possible) a coherent sense of how they integrate. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every lender, practitioner and compliance and regulatory risk professional, particularly in the areas of consumer and SME credit.

Author:
Publisher: Pearson South Africa
ISBN: 9781868912865
Category : Business
Languages : en
Pages : 436

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Author: United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Monopoly
Publisher:
ISBN:
Category : Drugs
Languages : en
Pages : 452

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Author: United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Monopoly and Anticompetitive Activities
Publisher:
ISBN:
Category : Competition, Unfair
Languages : en
Pages : 2188

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Book Description

Author: Sandy Geyer
Publisher: Maruki Books
ISBN: 0958298726
Category : South Africa
Languages : en
Pages : 146

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Book Description
My Long Flight From Freedom is Sandy Geyer's honest, humorous and courageous account of her journey as a white South African woman growing up in, and then ultimately leaving her beloved homeland. Her personal experiences and challenges provide many insights into why so many South Africans' new found freedom has simply led to heartbreaking sacrifices made as they felt powerless to stay behind in a country ravaged by violence. Sandy describes genuine experiences of the turbulent times before the fall of Apartheid and the rise of the ANC government, including her brief but inspirational meeting with Nelson Mandela soon after his freedom was granted. This book is a must read, and has been described as 'un- put-down-able' by all who have reviewed it.

Author: United States. Congress. House. Committee on Small Business. Subcommittee on Export Opportunities and Special Small Business Problems
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 916

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Book Description

Author: Trevor Amos
Publisher: Juta and Company Ltd
ISBN: 9780702172830
Category : Business & Economics
Languages : en
Pages : 470

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Book Description
Indispensable for managers and management students, this handbook illustrates how to effectively manage people and offers practical insight in human resource departments. Discussions concerning South African labor legislation, human resource planning, motivating and retaining staff, and managing labor relations in the workplace are included in this useful guide.

Author: Greg Mills
Publisher: Pan Macmillan South africa
ISBN: 1770107541
Category : Business & Economics
Languages : en
Pages : 310

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Book Description
‘A must-read, accessible and skilful account of South Africa’s socio-economic challenges, policy and governance choices.’– THEMBA MASEKO All the numbers on South Africa’s crisis dashboard are blinking red. The economy is failing to grow and more and more young people find themselves on the outside looking in as education falters and jobs disappear. Energy and transport are in crisis. Governance is floundering as debt mounts and government runs out of money. Better Choices is a collection by South Africa’s top thinkers on the political economy, providing an unflinching account of the myriad challenges the country faces. The picture that emerges is of a nation on the brink of a catastrophic slide into failure unless better, if tough, policy choices are made. As stark as these problems are, their solutions are tantalisingly close at hand. The chapters in this book outline exactly the solutions – those ‘better choices’– that need to be made by leadership to alter the country’s bleak trajectory. South Africa cannot talk its way out of trouble. Key to success is removing the sources of friction – the red tape, over-regulation and rents – that slow down investment. This is only possible if a more effective, focused government acts decisively. Compiled by The Brenthurst Foundation, Africa’s leading think tank on economic development, Better Choices is for those who want to build a positive, inclusive future for South Africa.

Author:
Publisher:
ISBN:
Category : Industrial laws and legislation
Languages : en
Pages : 146

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