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Portfolios of the Poor

Portfolios of the Poor PDF Author: Daryl Collins
Publisher: Princeton University Press
ISBN: 0691148198
Category : Business & Economics
Languages : en
Pages : 297

Book Description
In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.

Portfolios of the Poor

Portfolios of the Poor PDF Author: Daryl Collins
Publisher: Princeton University Press
ISBN: 0691148198
Category : Business & Economics
Languages : en
Pages : 297

Book Description
In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.

Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor

Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor PDF Author: Everest Media,
Publisher: Everest Media LLC
ISBN:
Category : Business & Economics
Languages : en
Pages : 35

Book Description
Please note: This is a companion version & not the original book. Sample Book Insights: #1 The world’s poor are defined as those who live on less than two dollars a day. It is difficult to imagine what it is like to live on such a low income, and it is even harder to imagine how you would prosper if your income was just two dollars a day. #2 Existing data sources are limited in their ability to answer these questions. However, after conducting several studies on how the poor manage their money, we found that they rarely spend every penny of their income right away. They instead save money, and borrow when they need to. #3 The importance of reliable financial tools for the poor cannot be understated. If you're poor, managing your money well is central to your life. #4 We developed a research technique called financial diaries, in which we interviewed poor households and collected their data. We learned how and when income flowed in and how and when it was spent.

The Financial Diaries

The Financial Diaries PDF Author: Jonathan Morduch
Publisher: Princeton University Press
ISBN: 0691172986
Category : Business & Economics
Languages : en
Pages : 248

Book Description
Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.

Summary: Portfolios of the Poor

Summary: Portfolios of the Poor PDF Author: BusinessNews Publishing,
Publisher: Primento
ISBN: 2511001462
Category : Business & Economics
Languages : en
Pages : 18

Book Description
The must-read summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven's book: “Portfolios of the Poor: How the World’s Poor Live on $2 a Day”. This complete summary of "Portfolios of the Poor" outlines the authors' assessment of how the world's poorest billion people find solutions to living on such a small income. They demonstrate that they are surprisingly resourceful and usually employ financial tools that are linked to informal networks and family ties. The book also offers a vision for the future generation of banks for the "bottom billion". Added-value of this summary: • Save time • Understand poverty and how people cope with it • Expand your knowledge of international politics and economics To learn more, read "Portfolios of the Poor" and discover the inspiring stories of how the world's poorest people survive off their impossibly small means, and the implications this has for the new generation of banking and finance.

Economic Gangsters

Economic Gangsters PDF Author: Raymond Fisman
Publisher: Princeton University Press
ISBN: 0691134545
Category : Business & Economics
Languages : en
Pages : 251

Book Description
"Economic Gangsters" is a fascinating exploration of the dark side of economic development. Two of the world's most creative young economists use their remarkable talents for economic sleuthing to study violence, corruption, and poverty in the most unexpected ways--Steven D. Levitt, coauthor of "Freakonomics."

Orwell's Revenge

Orwell's Revenge PDF Author: Peter Huber
Publisher: Simon and Schuster
ISBN: 1501127705
Category : Computers
Languages : en
Pages : 384

Book Description
In alternating chapters of fiction and nonfiction, Huber turns the computer against Orwell's words, reimagining Orwell's 1984 from the computer's point of view, interpolating Huger's own explanations and arguments.

The Poor and Their Money

The Poor and Their Money PDF Author: Stuart Rutherford
Publisher:
ISBN: 9781853396885
Category : Social Science
Languages : en
Pages : 0

Book Description
On the real lives of people in the slums and villages of Asia, Africa and Latin America.

The Economics of Microfinance, second edition

The Economics of Microfinance, second edition PDF Author: Beatriz Armendariz
Publisher: MIT Press
ISBN: 0262265516
Category : Business & Economics
Languages : en
Pages : 361

Book Description
An accessible analysis of the global expansion of financial markets in poor communities, incorporating the latest thinking and evidence. The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.

Understanding Global Poverty

Understanding Global Poverty PDF Author: Serena Cosgrove
Publisher: Routledge
ISBN: 1000427722
Category : Political Science
Languages : en
Pages : 436

Book Description
Understanding Global Poverty introduces students to the study and analysis of poverty, helping them to understand why it is pervasive across human societies, and how it can be reduced through proven policy solutions. The book uses the capabilities and human development approach to foreground the human aspects of poverty, keeping the voices, experiences, and needs of the world’s poor central to the analysis. Starting with definitions and measurement, the book goes on to explore the causes of poverty and how poverty reduction programs and policy have responded in practice. The book also reflects on the ethics of why we should work to reduce poverty and what actions readers themselves can take. This new edition has been revised and updated throughout, featuring: • a new chapter on migration and refugees • additional international examples, including material on Mexico, Covid-19 in global perspective, and South–South development initiatives • information on careers in international development • insights into how various forms of social difference, including race, ethnicity, social class, gender, and sexuality relate to poverty Fully interdisciplinary in approach, the book is also supplemented with case studies, discussion questions, and further reading suggestions in order to support learning. Perfect as an introductory textbook for students across sociology, global development, political science, anthropology, public health, and economics, Understanding Global Poverty will also be a valuable resource to policy makers and development practitioners.

The Last Hunger Season

The Last Hunger Season PDF Author: Roger Thurow
Publisher: PublicAffairs
ISBN: 1610393422
Category : History
Languages : en
Pages : 307

Book Description
At 4:00 am, Leonida Wanyama lit a lantern in her house made of sticks and mud. She was up long before the sun to begin her farm work, as usual. But this would be no ordinary day, this second Friday of the new year. This was the day Leonida and a group of smallholder farmers in western Kenya would begin their exodus, as she said, "from misery to Canaan," the land of milk and honey. Africa's smallholder farmers, most of whom are women, know misery. They toil in a time warp, living and working essentially as their forebears did a century ago. With tired seeds, meager soil nutrition, primitive storage facilities, wretched roads, and no capital or credit, they harvest less than one-quarter the yields of Western farmers. The romantic ideal of African farmers -- rural villagers in touch with nature, tending bucolic fields -- is in reality a horror scene of malnourished children, backbreaking manual work, and profound hopelessness. Growing food is their driving preoccupation, and still they don't have enough to feed their families throughout the year. The wanjala -- the annual hunger season that can stretch from one month to as many as eight or nine -- abides. But in January 2011, Leonida and her neighbors came together and took the enormous risk of trying to change their lives. Award-winning author and world hunger activist Roger Thurow spent a year with four of them -- Leonida Wanyama, Rasoa Wasike, Francis Mamati, and Zipporah Biketi -- to intimately chronicle their efforts. In The Last Hunger Season, he illuminates the profound challenges these farmers and their families face, and follows them through the seasons to see whether, with a little bit of help from a new social enterprise organization called One Acre Fund, they might transcend lives of dire poverty and hunger. The daily dramas of the farmers' lives unfold against the backdrop of a looming global challenge: to feed a growing population, world food production must nearly double by 2050. If these farmers succeed, so might we all.