Report on Product Liability Insurance Ratemaking PDF Download

Author: United States. Department of Commerce. Task Force on Product Liability and Accident Compensation
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 450

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Book Description

Author: United States. Congress. House. Committee on Small Business. Subcommittee on General Oversight and Minority Enterprise
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 52

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Book Description

Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee for Consumers
Publisher:
ISBN:
Category : Interstate commerce
Languages : en
Pages : 420

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Book Description

Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Miscellaneous Revenue Measures
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 826

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Book Description

Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee for Consumers
Publisher:
ISBN:
Category : Insurance, Products liability
Languages : en
Pages : 540

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Book Description

Author: United States. Congress. House. Committee on Small Business. Subcommittee on Capital, Investment, and Business Opportunities
Publisher:
ISBN:
Category : Insurance, Products liability
Languages : en
Pages : 348

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Book Description

Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Insurance, Products liability
Languages : en
Pages : 296

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Book Description

Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Insurance, Products liability
Languages : en
Pages : 408

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Book Description

Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Products liability insurance
Languages : en
Pages : 408

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Book Description

Author: J. David Cummins
Publisher: Rowman & Littlefield
ISBN: 9780815798415
Category : Business & Economics
Languages : en
Pages : 424

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Book Description
Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).