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Author: Winfried Schmähl Publisher: Springer Science & Business Media ISBN: 364274513X Category : Business & Economics Languages : en Pages : 184
Book Description
Past and future development as well as possibilities for influencing the process of retirement are discussed, in particular effects on the labour market (supply and demand, behaviour of workers and firms, concerning human resource management and occupational pensions), financing of social security and income of workers. Decisions concerning earlier or postponed, full or partial retirement are the main topic stressing the central role of firms' decisions depending e.g. on their view of the productivity of the elderly. Reports on Scandinavian countries (Sweden, Denmark, Finland) in particular on their approach for partial retirement are included as well as papers discussing possibilities to stop the trend of early exit from the labour force and how to give incentives for a longer working life (e.g. by changes in social security). These topics are discussed in the view of structural changes in demography, economy and society, using - among other - the US and West Germany as examples. The papers point out the necessity to look at retirement as a process (in a life cycle perspective, requiring longitudinal data for empirical research) and in a perspective integrating the different aspects involved.
Author: Winfried Schmähl Publisher: Springer Science & Business Media ISBN: 364274513X Category : Business & Economics Languages : en Pages : 184
Book Description
Past and future development as well as possibilities for influencing the process of retirement are discussed, in particular effects on the labour market (supply and demand, behaviour of workers and firms, concerning human resource management and occupational pensions), financing of social security and income of workers. Decisions concerning earlier or postponed, full or partial retirement are the main topic stressing the central role of firms' decisions depending e.g. on their view of the productivity of the elderly. Reports on Scandinavian countries (Sweden, Denmark, Finland) in particular on their approach for partial retirement are included as well as papers discussing possibilities to stop the trend of early exit from the labour force and how to give incentives for a longer working life (e.g. by changes in social security). These topics are discussed in the view of structural changes in demography, economy and society, using - among other - the US and West Germany as examples. The papers point out the necessity to look at retirement as a process (in a life cycle perspective, requiring longitudinal data for empirical research) and in a perspective integrating the different aspects involved.
Author: Martin Kohli Publisher: Cambridge University Press ISBN: 9780521423649 Category : Business & Economics Languages : en Pages : 420
Book Description
In all Western countries, people are leaving work earlier than ever before - at a time when their life expectancy keeps increasing. How has this paradoxical process been brought about? What is the impact of labour markets and social policy? And what will be the effect of this massive lengthening of retirement? Time for Retirement addresses the 'aging of society' and the restructuring of the life course in terms of the changing relationship between work and reitrement. Detailed information based on the retirement policies of seven countries provides the basis for a comparative analysis aimed at assessing the range of possible political responses to these changes. The editors and contributors are among the leading social scientists in the field of life-course studies, aging, and social policy.
Author: Douglas S. Fletcher Publisher: Douglas Fletcher ISBN: 1601451253 Category : Business & Economics Languages : en Pages : 136
Book Description
Whether you are planning to retire, newly retired, long retired, or wishing you never retired, this book offers insights into the retirement process. You will learn the phases of retirement and transitions required to overcome career losses.
Author: Christopher K. Abts Publisher: Advantage Media Group ISBN: 9781599323381 Category : Business & Economics Languages : en Pages : 0
Book Description
"We help people stop their losses, increase their rate of return, pay less in taxes, and get a guaranteed income," Abts says. "People want help. They want a plan, but our industry hasn't been telling them what they need to do to achieve their goals. They've been talking to salesmen rather than someone who really cares about them." Abts specializes in identifying potential loopholes of financial, accounting and estate plans, and detects where money is "falling through the cracks." He instills in his clients and community a true understanding of the disadvantages of an unplanned retirement and the costly mistakes that can arise from lack of preparation and attention to detail. Developer of a proprietary three-step review process, Abts utilizes this straightforward approach for assessing the impact of any major financial decisions, most specifically in the areas of tax, risk exposure and income. With this information he can successfully counsel on strategy and develop a comprehensive plan for a client's worry-free retirement.
Author: Cindy Couyoumjian Publisher: Greenleaf Book Group ISBN: 1626347417 Category : Business & Economics Languages : en Pages : 271
Book Description
Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.
Author: Margret Hovanec Publisher: Second Story Press ISBN: 1926739582 Category : Business & Economics Languages : en Pages : 320
Book Description
Boomer women are passing yet another milestone: RETIREMENT! The first wave of women to enter the workforce in significant numbers benefited from the feminist revolution and fought for a place in the world of work. Now these women are leading the rush for the exits. As they retire, they're wondering what was gained, what was lost, and what comes next. They're stepping out into trackless territory. This is the book that will show them that retirement is not the end of a productive life. It can be an exciting gateway into a future that is challenging and rewarding, always provided that we plan for it. Written by two successful professional women, a lawyer and a psychologist, the book explores the practical, personal and psychological issues surrounding retirement. With clear-eyed vigor and enthusiasm they look at what retirement will mean for Canadian women, and offer concrete strategies for gaining control of the retirement process.
Author: Tamara Erickson Publisher: Harvard Business Press ISBN: 1422146561 Category : Business & Economics Languages : en Pages : 197
Book Description
Good news: there is no need to retire. There is no need to pack up your desk or attend one more retirement party. Why? With the widening gap between the number of workers and the demand for talent, employers are looking to keep smart, productive workers in the workplace. The growing talent shortage will allow you to re-negotiate your relationship with "work." The question is how will you make the most of your new career options. By retreating from traditional 9-5 work or by exploring unconventional ways to stay a part of the workplace? The choice is yours, and "Retire Retirement" shows you how to think about what you want, and how to get it. In this conversational, optimistic book, you will learn how to negotiate the best work environment for you, how to work with different generations to get the most out of your job, and explore the great opportunities that lie ahead. This book will help you begin today to create the opportunities that fit your unique needs--now and in the years to come! Tamara J. Erickson is both a respected, McKinsey Award-winning author and popular and engaging storyteller. Her compelling views of the future are based on extensive research on changing demographics and employee values and, most recently, on how successful organizations work. She is President of The Concours Institute, the research and education arm of BSG Concours, a division of BSG Alliance Corp., and co-author of Workforce Crisis.
Author: Jim DeGaetano Publisher: ISBN: 9781949033427 Category : Languages : en Pages : 196
Book Description
When you retire are you going to run out of money? The Fruitful Retirement addresses retirement through the perspective of a financial framework for creating your life's greatest chapter.While we are going to talk about financial issues around retirement, we're going to talk about something else that is just as important as your money: YOUR LIFE. Namely, what are you going to do with the rest of it? The Fruitful Retirement is an easy-to-read, comprehensive guide of all the terminology, systems, and methods you can use to plan now and enjoy later.
Author: Margie E. Lachman Publisher: John Wiley & Sons ISBN: 0471189197 Category : Psychology Languages : en Pages : 673
Book Description
THE DEFINITIVE RESOURCE ON MIDLIFE DEVELOPMENT Edited by Margie Lachman, a leader in the field, Handbook ofMidlife Development provides an up-to-date portrayal of humandevelopment during the middle years of the life span. Featuringcontributions from well-established, highly regarded experts, thisexhaustive reference fills the gap for a compilation of research onthis increasingly important topic. Divided into four comprehensive sections, the book addresses thetheoretical, biomedical, psychological, and social aspects ofmidlife development. Each chapter includes coverage of unifyingthemes such as gender differences, ethnic and cultural diversity,historical changes, and socioeconomic differences from a life-spandevelopmental perspective. Readers will discover what can belearned from individuals' subjective conceptions of midlife;explore various "cultural" fictions of middle age; examine theresources individuals have at their disposal to negotiate midlife;consider mechanisms for balancing work and family; and other topicsas presented in the latest research from the social, behavioral,and medical sciences. Handbook of Midlife Development is an indispensable resource forprofessionals and practitioners who work with adults and forresearchers and students who study adult development and relatedtopics. Some of the midlife topics discussed: * Cultural perspectives * Physical changes * Stress, coping, and health * Intellectual functioning * Memory * Personality and the self * Adaptation and resilience * Emotional development * Families and intergenerational relationships * Social relationships * The role of work * Planning for retirement
Author: Madonna Harrington Meyer Publisher: Bloomsbury Publishing USA ISBN: Category : Social Science Languages : en Pages : 523
Book Description
Written by established and emerging leaders in a broad array of disciplines, this two-volume set provides undergraduate and graduate students, scholars, professionals, and policymakers with an overview of the field of aging that examines the social landscape as well as key changes, challenges, and solutions. The people who make up the rapidly growing population of Americans over age 65 are changing, and as a result, our nation will change. This shift presents new issues, controversies, and challenges that affect health, wellness, welfare, retirement, politics, and economics. This two-volume work examines where we are and where we are headed, paying careful attention to the differential impacts of gender, race, class, marital status, and other social variables. It considers key changes in demographics, old-age policies, families, work, and death and dying. Volume one covers an array of demographic issues, policies, and politics, highlighting how factors such as gender and race shape families, income, retirement, immigrants, and veterans across the life course. The second volume covers education, religion, volunteering, exercise, nutrition, and health care policies across the life course. Topics addressed include the old-age welfare state, the extension of retirement age, home care, care work, nursing home care, end of life planning, and euthanasia.
Author: Winfried Schmähl
Author: Winfried Schmähl
Author: Martin Kohli
Author: Douglas S. Fletcher
Author: Christopher K. Abts
Author: Cindy Couyoumjian
Author: Margret Hovanec
Author: Tamara Erickson
Author: Jim DeGaetano
Author: Margie E. Lachman
Author: Madonna Harrington Meyer