Purposes and Effects of Student Financial Aid PDF Download

Author:
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 28

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Author: Dorothy B. Durband
Publisher: Springer
ISBN: 3319725866
Category : Social Science
Languages : en
Pages : 244

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Book Description
"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

Author:
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Category : Federal aid to education
Languages : en
Pages : 6

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Author: Laura Melissa Reynolds
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 324

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Book Description
The affordability of higher education is an increasing challenge for individuals and families in America. A student's chance of going to college and actually receiving their degree continues to be closely associated with their economic situation, as well as that of their family. The purpose of this research is to study the relationship between student financial aid and undergraduate degree completion to evaluate the impact of different sources of student financial aid on persistence and degree completion. Data used in this research is from the Linked Longitudinal Administrative Data Set (LLADS), which includes data from three different sources: the Enhanced Missouri Student Achievement Study (EMSAS), the ACT Student Assessment data file, and student financial aid data provided by the Missouri Student Assistance Resource Services (MOSTARS). The sample is made up of first-time, first-semester freshmen students from six Missouri institutions of higher education. A longitudinal study was conducted using the sample of three freshman cohorts. The cohorts were followed for five academic years. Persistence for the respective year of analysis was used as a dependent variable and separate logistic analysis were run for each year. To analyze student degree completion, two dependent variables were created and two different logistic regression analyses were run. Independent variables for the study have been grouped into five constructs: (1) Demographic Characteristics; (2) Major/Academic Performance; (3) Family Income; (4) Institution Type; and last (5) Financial Aid. Results suggest that federal government intervention in the financing of higher education through policy is important. Without the federal government's intervention, it is possible that only high-income groups will be able to afford a college education. The affordability gap is evident from the findings of this study with the lower family income categories analyzed demonstrating an increasingly negative relationship with persistence when compared with the highest family income category of greater than $100,000, as income categories decrease. From the results of this study, frontloading grants may be a good idea. The low-income students who are receiving need-based aid in the beginning years of enrollment are not as likely to persist as those receiving the aid in the later years of college. Perhaps increasing the funding in early years, or frontloading would increase the likelihood of these students persisting to their third and fourth years of college, because most students who drop out of college tend to do so within the first two years, often due to fear of high debt accumulation. In this study subsidized loans were found to have a significant positive effect on year-to-year persistence and unsubsidized loans were found to have a positive effect on persisting to the fifth year of school. For many qualified high school graduates, the thought of relying on loans may discourage enrollment in a postsecondary institution, especially among the students from low-income families. If students view the debt involved with funding a college education as a better investment choice their decisions to enroll and persist are likely to increase.

Author: Larry Weissman
Publisher:
ISBN:
Category : Academic achievement
Languages : en
Pages : 126

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Author: Joe B. Henry
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 130

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Author: United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Education, Arts, and Humanities
Publisher:
ISBN:
Category : Federal aid to higher education
Languages : en
Pages : 210

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Author: Lawrence Gladieux
Publisher: Brookings Institution Press
ISBN: 9780815707240
Category : Political Science
Languages : en
Pages : 114

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Book Description
Each year, millions of American families struggle with the expense of higher education. For the past fifty years, the U.S. government has helped students and families pay for college; but with the entire domestic policy agenda in flux, federal aid to education hangs in the balance. This book analyzes government policies for helping students pay for education beyond high school. It is being published at a time when aid to education is a prominent issue in battles over the federal budget and policymakers are debating the need for and effectiveness of federal student assistance programs. Starting with the post-World War II GI Bill, the book reviews the 50-year history of federal student aid legislation, assesses the results, and identifies trends and problems that cloud the future of this critically important national effort. The authors draw on the thinking of the country's top experts in examining the rationale and structure of the student aid system and how it might more effectively expand college opportunities while ensuring educational quality. Their analysis encourages policymakers to consider the multiple objectives of government aid—not just getting more students into college, but promoting student success and degree completion. The book offers a framework for future policy debates aimed at improving a system vital to America's economic future and its continued promise of opportunity. Copublished with the College Board / Dialogue on Public Policy

Author: Michael McPherson
Publisher: Princeton University Press
ISBN: 0691230919
Category : Education
Languages : en
Pages : 176

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Book Description
Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.

Author: Floyd Thomas Bradley
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 72

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