Personal Current Account Banking Services in Northern Ireland Market Investigation PDF Download
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Author: Great Britain: Competition Commission Publisher: The Stationery Office ISBN: 0117037192 Category : Business & Economics Languages : en Pages : 564
Book Description
The Commission's report examines the market for personal current account (PCA) banking services in Northern Ireland, following on from a supercomplaint made by Which? and by General Consumer Council for Northern Ireland under the Enterprise Act 2002. This provisional report finds that banks have unduly complex charging structures and practices which are not sufficiently explained, and customers generally do not actively search for alternative PCAs or switch provider. It concludes that, despite significant changes in recent years, without effective remedial action the market as a whole will remain uncompetitive.
Author: Great Britain: Competition Commission Publisher: The Stationery Office ISBN: 0117037192 Category : Business & Economics Languages : en Pages : 564
Book Description
The Commission's report examines the market for personal current account (PCA) banking services in Northern Ireland, following on from a supercomplaint made by Which? and by General Consumer Council for Northern Ireland under the Enterprise Act 2002. This provisional report finds that banks have unduly complex charging structures and practices which are not sufficiently explained, and customers generally do not actively search for alternative PCAs or switch provider. It concludes that, despite significant changes in recent years, without effective remedial action the market as a whole will remain uncompetitive.
Author: Great Britain. Competition Commission Publisher: ISBN: 9780117081116 Category : Bank accounts Languages : en Pages : 47
Book Description
The Competition Commission (CC) has decided to amend the Northern Ireland Personal Current Account Banking Market Investigation Order 2008, which brought in a number of measures to improve competition for personal current account (PCA) banking customers in Northern Ireland. This is in order to comply with European directives and confirms the CC's provisional decision which was published in October 2010. The main reason for the changes is that since the 2008 Order was made, the UK has implemented two European directives - the Payment Services Directive (PSD) and Consumer Credit Directive (CCD) - which include requirements relating to PCAs. Having received advice from the Office of Fair Trading (OFT), the CC has reviewed the 2008 Order and has decided to remove those parts of the 2008 Order that duplicate or are incompatible with the requirements of the European directives. The CC has retained some requirements as the EU directives are not tailored to address all of the specific competition problems identified in the Northern Ireland PCA banking market.
Author: Barry J. Rodger Publisher: Taylor & Francis ISBN: 0429955197 Category : Law Languages : en Pages : 403
Book Description
Competition Law and Policy in the EU and UK provides a focused guide to the main provisions and policies at issue in the UK and EU, including topics such as anti-competitive agreements, abuse of dominance, mergers and Brexit. The book’s contents are tailored to cover all major topics in competition law teaching, and the authors’ clear and accessible writing style offers an engaging and easy-to-follow overview of the subject for course use. The sixth edition provides a full update for this well-established title and takes recent developments into account, including those in the case law surrounding the concept of ‘object’ agreements under Art 101 TFEU, the concept of abuse under Art 102 TFEU, the treatment of online multi-sided platform markets, and the development of private enforcement. Chapters focus on the substantive laws of the UK and EU and demonstrate how competition law affects business including co-ordinated action, pricing behaviour, takeovers and mergers. Information is presented within a structured framework, complete with discussion of the UK enforcement structures following the UK’s withdrawal from the EU. The book includes a wealth of pedagogical features, including chapter overviews and summaries, discussion questions and further reading. Clear, focused and student-friendly, this book offers a comprehensive resource for students taking competition law courses and will be of interest to postgraduate students and legal professionals looking for an introduction to the topic.
Author: Gunnar Niels Publisher: Oxford University Press, USA ISBN: 0199588511 Category : Business & Economics Languages : en Pages : 637
Book Description
Economics for Competition Lawyers provides a comprehensive explanation of the economic principles most relevant for competition law. Written specifically for competition lawyers, it uses real-world examples, is non-technical, and explains the key points from first principles.
Author: Great Britain: Parliament: House of Commons: Treasury Committee Publisher: The Stationery Office ISBN: 9780215558961 Category : Political Science Languages : en Pages : 284
Book Description
Additional written evidence is contained in volume 3, available on the Commons website at www.parliament.uk/treascom
Author: Tina Fawcett Publisher: Routledge ISBN: 1136530118 Category : Nature Languages : en Pages : 200
Book Description
Personal carbon trading is rapidly moving up the political agenda as recognition grows of its potential to address urgent issues of climate change and natural resource use. Under personal carbon trading schemes a carbon allowance would be allocated to each individual, to be used and traded in the same way as in national and international carbon trading schemes. This volume presents the latest research on personal carbon trading at different scales - from the effects on the individual, communities and organisations, to its place in national, EU (including the EU ETS) and global policy landscapes. It presents key research on the economic and policy barriers and implications, and will be essential reading for anyone involved in emissions trading research or policymaking.
Author: Richard Whish Publisher: Oxford University Press, USA ISBN: 0199586551 Category : Law Languages : en Pages : 1089
Book Description
The authors describes the potential scope and application of the various legal provisions which regulate competition in the UK. This book also examines the results of the convergence of UK and EC law with regard to competition in business.
Author: Massimo Motta Publisher: Cambridge University Press ISBN: 1316513165 Category : Business & Economics Languages : en Pages : 411
Book Description
Increased concentration and rising market power require new rules. Market investigations are necessary to complement existing regulations.
Author: Great Britain. Parliament. House of Commons. Northern Ireland Affairs Committee Publisher: The Stationery Office ISBN: 021508408X Category : Business & Economics Languages : en Pages : 49
Book Description
From the reckless high-risk attitude of many banks pre-financial crisis, the pendulum appears to have swung too far back in the opposite direction. Over the past year, the Northern Ireland economy has shown very welcome signs of recovery, with many new jobs recently being announced and the banks themselves showing a return to profitability. The banks need to build on this. It is regrettable that banks such as FTB and Danske, have chosen not to participate in HM Government's Funding for Lending Scheme, thereby potentially denying Northern Ireland further capacity for growth. The banks have assured us they are "open for business": it is essential that they now put their money where their mouth is to help small businesses play their part in Northern Ireland's economic recovery. Customer service and IT services need to improve considerably for banks themselves to really play their part
Author: Great Britain: Competition Commission
Author: Great Britain: Competition Commission
Author: Great Britain. Competition Commission
Author: Barry J. Rodger
Author: Gunnar Niels
Author: Great Britain: Parliament: House of Commons: Treasury Committee
Author: Tina Fawcett
Author: Richard|Bailey Whish (David)
Author: Richard Whish
Author: Massimo Motta
Author: Great Britain. Parliament. House of Commons. Northern Ireland Affairs Committee