Long-term Care Insurance PDF Download

Author: TheStreet.com Ratings, Inc
Publisher: Thestreet.com Ratings
ISBN: 9781587732409
Category : Business & Economics
Languages : en
Pages : 82

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Author: United States. Congress. House. Select Committee on Aging. Subcommittee on Health and Long-Term Care
Publisher:
ISBN:
Category : Long-term care insurance
Languages : en
Pages : 44

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Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309132746
Category : Medical
Languages : en
Pages : 344

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Book Description
Among the issues confronting America is long-term care for frail, older persons and others with chronic conditions and functional limitations that limit their ability to care for themselves. Improving the Quality of Long-Term Care takes a comprehensive look at the quality of care and quality of life in long-term care, including nursing homes, home health agencies, residential care facilities, family members and a variety of others. This book describes the current state of long-term care, identifying problem areas and offering recommendations for federal and state policymakers. Who uses long-term care? How have the characteristics of this population changed over time? What paths do people follow in long term care? The committee provides the latest information on these and other key questions. This book explores strengths and limitations of available data and research literature especially for settings other than nursing homes, on methods to measure, oversee, and improve the quality of long-term care. The committee makes recommendations on setting and enforcing standards of care, strengthening the caregiving workforce, reimbursement issues, and expanding the knowledge base to guide organizational and individual caregivers in improving the quality of care.

Author: Carol Levine
Publisher: John Wiley & Sons
ISBN: 1118756606
Category : Business & Economics
Languages : en
Pages : 360

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Expert advice on planning for your own or a relative’s future care needs As we live longer and healthier lives, planning for the long term has never been more important. Planning gives you more control, but it’s not easy to find accurate information and answers to your questions. That’s where AARP’s Planning For Long-Term Care For Dummies comes in. This comprehensive guide gives you questions to ask yourself and others about how best to achieve your goals, whether you have immediate needs or can take some time to sort out the possibilities. The book Covers home modifications so that you can stay at home safely for as long as you like Lays out the opportunities and costs associated with independent living, assisted living, and other options Gives you a range of driving and transportation alternatives Sorts out the various sources of care at home Helps you navigate the healthcare system Reviews the legal documents you should prepare and update Helps you determine whether you need long-term care insurance Offers checklists and other resources to help you make decisions Gives you guidance on how to talk to your family about sensitive issues If you're looking for trusted information on how to prepare for the future care needs for yourself or a relative, this sensitive, realistic, and authoritative guide will start you on the right road.

Author: Benjamin Lipson
Publisher: John Wiley & Sons
ISBN: 047127349X
Category : Business & Economics
Languages : en
Pages : 290

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A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE "Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years." -Scott Harshbarger, President and CEO, Common Cause "An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum." -Bernard Lown, MD, winner of the Nobel Peace Prize "Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product." -Charlie Sabatino, President, National Academy of Elder Law Attorneys Critical coverage will help you: * Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance * Receive the benefits you purchased when you have to make a claim * Distinguish between fact and fiction during a sales pitch J.K. Lasser--Practical Guides for All Your Financial Needs Please visit our Web site at www.jklasser.com

Author: John Piggott
Publisher: Elsevier
ISBN: 0444634045
Category : Social Science
Languages : en
Pages : 1146

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Book Description
Handbook of the Economics of Population Aging synthesizes the economic literature on aging and the subjects associated with it, including social insurance and healthcare costs, both of which are of interest to policymakers and academics. These volumes, the first of a new subseries in the Handbooks in Economics, describe and analyze scholarship created since the inception of serious attention began in the late 1970s, including information from general economics journals, from various field journals in economics, especially, but not exclusively, those covering labor markets and human resource issues, from interdisciplinary social science and life science journals, and from papers by economists published in journals associated with gerontology, history, sociology, political science, and demography, amongst others. Dissolves the barriers between policymakers and scholars by presenting comprehensive portraits of social and theoretical issues Synthesizes valuable data on the topic from a variety of journals dating back to the late 1970s in a convenient, comprehensive resource Presents diverse perspectives on subjects that can be closely associated with national and regional concerns Offers comprehensive, critical reviews and expositions of the essential aspects of the economics of population aging

Author: Harold Lustig
Publisher: Blooming Twig Books
ISBN: 1933918926
Category : Business & Economics
Languages : en
Pages : 151

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Book Description
This is the no-nonsense guide that will give you everything you need to know about how to pay for long-term care for yourself, Mom or Dad without going broke. Naked in the Nursing Home adroitly weaves together both humor and hard-hitting facts to equip you and your elderly parents for the future. This book is authored by a financial advisor who specializes in working with the elderly and their familes, with new information from two of the leading elder law attorneys in the country. This book takes a look at the following critical information:- Defining long-term care in layman's terms- Common myths surrounding long-term care costs and options- How to identify and prevent a family financial crises- Understanding Medicaid and how to use it to your benefit- Alternatives in long-term care insurance and tax benefits- Special benefits for U.S. veterans

Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213

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Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Insurance
Languages : en
Pages : 40

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Author: Joshua M. Wiener
Publisher: Brookings Institution Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 316

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"The United states is engaged in a critically important and contentious debate on how to overhaul the health care system. The Clinton administration's call for major health care reform has brought national attention to solving the dual problems of uncontrolled cost increases and the lack of adequate health insurance. Although this debate focuses primarily on acute care, it is also about long-term care and about how to restructure the way that care is financed. Today the families of Americans suffering from chronic conditions that require long-term care either at home or in nursing homes often face financial catastrophe. With the ever-increasing elderly population the need to address long-term care financing is more crucial than ever." "Sharing the Burden examines a wide range of financing approaches to reforming long-term care and the impacts each would have over the next twenty-five years. It tackles the central issue in the long-term care debate - the relative roles of the public and private sectors. The authors urge that private insurance be encouraged and predict that it will grow. Nevertheless, private insurance will probably play a modest role in financing nursing home and at-home care. For this reason, careful attention must also be given to reforming public programs. They recommend a strategy that includes expanded social insurance covering more at-home care and limited nursing home care, liberalized eligibility requirements for medicaid so that complete impoverishment is not required before benefits are given, and an enhanced role for private insurance to provide asset protection to the upper-middle-income and wealthy elderly." "Using their original computer simulation model, the authors examine the costs of various public and private initiatives and who would pay for them. They conclude that the best strategy for reforming long-term care is a mix of public and private initiatives and, within the public sector, a combination of social insurance and medicaid changes." "This book underscores the urgent need to restructure the American health care system and provides essential information for everyone concerned about its future."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved