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Author: John Waupsh Publisher: John Wiley & Sons ISBN: 1119273889 Category : Business & Economics Languages : en Pages : 307
Book Description
Community banking can flourish in the face of fintech and global competition with a fresh approach to strategy Bankruption + Website offers a survival guide for community banks and credit unions searching for relevance amidst immense global competition and fintech startups. Author John Waupsh is the Chief Innovation Officer at Kasasa, where he helps spearhead financial product development and implementation across hundreds of institutions. In this guide, he draws on more than a decade in the industry to offer clear, practical advice for competing with the megabanks, direct banks, non-banks, and financial technology companies. The discussion separates futurist thinking from today's realities, and dispels common myths surrounding the U.S. community banking model in order to shed light on the real challenges facing community banking institutions. It follows with clear solutions, proven strategies, and insight from experts across banking and fintech. All arguments are backed by massive amounts of data, and the companion website provides presentation-ready visualizations to help you kickstart change within your team. In the U.S. and around the globe, fintech companies and non-banks alike are creating streams of banking services that are interesting, elegant, and refreshing—and they're winning the hearts and minds of early adopters. Not a one-size-fits-all approach, this book offers many different tactics for community banks and credit unions to compete and flourish in the new world. Analyze fintech's threat to the community banking model Learn where community banking must improve to compete Disprove the myths to uncover the real challenges banks face Adopt proven strategies to bring your organization into the future Community banks and credit unions were once the go-to institutions for local relationship banking, but their asset share has been on the decline for three decades as the big banks just got bigger. Now, fintech companies are exploiting inefficiencies in the traditional banking model to streamline service and draw even more market share, as community banking executives are left at a loss for fresh tactics and forward-looking strategy. Bankruption + Website shows how community banks can be saved, and provides a proven path to success.
Author: Paul Amyotte Publisher: Butterworth-Heinemann ISBN: 0123972639 Category : Technology & Engineering Languages : en Pages : 281
Book Description
Preventable dust explosions continue to occur in industry in spite of significant research and practice efforts worldwide over many years. There is a need for effective understanding of the unique hazards posed by combustible dust. This book describes a number of dust explosion myths – which together cover the main source of dust explosion hazards – the reasons they exist and the corresponding scientific and engineering facts that mitigate these circumstances. An Introduction to Dust Explosions describes the main erroneous beliefs about the origin and propagation of dust explosions. It offers fact-based explanations for their occurrence and the impact of such events and provides a critical guide to managing and mitigating dust explosion risks. Designed to prevent accidents, injury, loss of life and capital damage An easy-to-read, scientifically rigorous treatment of the facts and fictions of dust explosions for those who need to – or ought to – understand dust explosions, their occurrence and consequences Enables the management and mitigation of these critical industrial hazards
Author: John Waupsh Publisher: John Wiley & Sons ISBN: 1119273889 Category : Business & Economics Languages : en Pages : 307
Book Description
Community banking can flourish in the face of fintech and global competition with a fresh approach to strategy Bankruption + Website offers a survival guide for community banks and credit unions searching for relevance amidst immense global competition and fintech startups. Author John Waupsh is the Chief Innovation Officer at Kasasa, where he helps spearhead financial product development and implementation across hundreds of institutions. In this guide, he draws on more than a decade in the industry to offer clear, practical advice for competing with the megabanks, direct banks, non-banks, and financial technology companies. The discussion separates futurist thinking from today's realities, and dispels common myths surrounding the U.S. community banking model in order to shed light on the real challenges facing community banking institutions. It follows with clear solutions, proven strategies, and insight from experts across banking and fintech. All arguments are backed by massive amounts of data, and the companion website provides presentation-ready visualizations to help you kickstart change within your team. In the U.S. and around the globe, fintech companies and non-banks alike are creating streams of banking services that are interesting, elegant, and refreshing—and they're winning the hearts and minds of early adopters. Not a one-size-fits-all approach, this book offers many different tactics for community banks and credit unions to compete and flourish in the new world. Analyze fintech's threat to the community banking model Learn where community banking must improve to compete Disprove the myths to uncover the real challenges banks face Adopt proven strategies to bring your organization into the future Community banks and credit unions were once the go-to institutions for local relationship banking, but their asset share has been on the decline for three decades as the big banks just got bigger. Now, fintech companies are exploiting inefficiencies in the traditional banking model to streamline service and draw even more market share, as community banking executives are left at a loss for fresh tactics and forward-looking strategy. Bankruption + Website shows how community banks can be saved, and provides a proven path to success.
Author: W Wong Publisher: Elsevier ISBN: 1845699386 Category : Medical Languages : en Pages : 313
Book Description
The issue of risk should be embedded into the mindset of every engineer and manager to improve safety and dependability. Companies can be held accountable through law when a gross failing in health and safety management has fatal consequences. Here risk management, the organisational structure required and the main factors needed for its successful execution are explored. What risks must be managed as a legal requirement? How is risk quantified? What methods can be used to reduce risk? Such questions are addressed, alongside case histories of disasters to illustrate failures in risk management. In an easy-to-read and accessible way, The risk management of safety and dependability presents the key factors involved in successful risk management, so that even non-experts in small and medium-sized organisations, as well as engineers and managers, can apply sound safety and dependability principles. Complies with the recommendations of the Engineering Technology Board Assesses ways of recognising hazards and procedures for reducing risk in the design of processes, plant and machinery Provides detailed accounts of three major disasters and describes the lessons to be learnt in relation to risk management
Author: Jane Lovering Publisher: Boldwood Books Ltd ISBN: 180048223X Category : Fiction Languages : en Pages : 250
Book Description
'A funny, warm-hearted read, filled with characters you'll love.' Matt Dunn Welcome to the idyllic country retreat of Christmas Steepleton, and let Jane Lovering whisk you away with the most heart-warming, romantic and comforting read of the year. Leaving London and her ex-husband Luc behind, Katie and her 14-year-old daughter Poppy move into their very own, very ramshackle cottage near the village of Christmas Steepleton on the Dorset coast. Harvest Cottage has been unloved for many years, so the job of bringing it back to life is a slow and expensive one. So, with funds running low, Katie jumps at the chance when a film company asks to use the cottage as a location. But even as things are looking up, as harvest time passes and autumn chill starts to bite, the prospect of a cold winter in the country is daunting. Some light relief comes from new friend Gabriel, so different from Katie’s exuberant but arrogant ex Luc. Will their friendship blossom into something more romantic, or will the reality of a tough country winter send her and Poppy scurrying back to the comforts of town? Let Jane Lovering spirit you away to the perfect country escape, far away from the bustle of the city. Just right for fans of Emma Burstall, Fern Britton and Kate Forster. What readers are saying about Jane Lovering: ‘Jane Lovering has that ability to choose exactly the right words and images to make you laugh, with a wonderful touch of the ridiculous, then moving seamlessly to a scene of such poignancy that it catches your breath.’ ‘It is very difficult to explain just how wonderful this book is. The power of her words and her descriptive prowess to put it bluntly is amazing... the emotional impact it has had on me will be long lasting.’ ‘Fall in love with reading all over again with this cracking tale from Jane Lovering. An excellent reminder, if one is needed, of the absolute pleasure of losing yourself in a good book.'
Author: E. M. Delafield Publisher: ISBN: 9781906763220 Category : Fiction Languages : en Pages : 268
Book Description
Im at a bit of an impasse here. I dont have spare copies of the books, so I cant be specific (ie delete pages xi, xii etc)! I simply cant do that. With regards to the prelim pages, thats rather similar. I sent two prelim pages for each title, which I can set out again if needed. One is a title page, and one is a copyright page. All I want is for premedia to delete the scored out pages, and insert my two in title page, copyright page order at the start of the book. Can you advise on how I can set this out so that they will accept this?
Author: Osho Publisher: Osho International ISBN: 0880500905 Category : Philosophy Languages : en Pages : 209
Book Description
The feeling that it is five minutes to midnight is known to many by now, and is often referred to as the "Doomsday Clock." As the many crises faced by humanity and planet Earth gather and tumble toward an emergency, some have even reduced the time left to two and a half minutes. It is no wonder that we feel increasingly helpless and at a loss what to do. Osho calls Zen not a teaching but an alarm to wake us up, because as individuals we are all deeply asleep, and this sleep has to be shattered. “For centuries, you have been asleep. Sleep has become your nature. You have forgotten what awareness is, what to be awake means.” He wants us to wake up...before it is too late. Zen, more than any other religious or spiritual tradition, is relevant to such times as these, when none of our old approaches to solving problems will do. Immediate, urgent, and direct, Zen is not interested in answers or in questions, not interested in teaching at all, because it is not a philosophy. As Osho begins here, by quoting the great Zen master, Diae: “All the teachings of the sages, of the saints, of the masters, have expounded no more than this: they are commentaries on your sudden cry, ‘Ah, This!’” In this series of talks, Osho unfolds a selection of classic Zen stories and responds to questions. Along the way, we learn how the tools of Zen can be used to embrace uncertainty, to be at ease with not-knowing, to act decisively and with clarity and awareness. To "get woke," in other words, so that we can use each moment between now and midnight for transformation.
Author: Susan Dugan Publisher: John Hunt Publishing ISBN: 1846945585 Category : Body, Mind & Spirit Languages : en Pages : 237
Book Description
In mid argument with a loved one, as we stand unfairly accused, we would much rather be right than happy. As practising forgiveness raises our awareness of our attraction to and identification with the ego's sneaky ways, our pain often increases. Some of these essays are reports from the eye of just that storm, accounts of my own fear, paralysis and mistaken belief in and attraction to a false, ego controlled self. But in each case, I got through by continuing to ask for help from the part of our mind that sees only our one true self and can never fail us. Today I am spending far less time in the eye of the storm and far more embracing the instant of release that reflects the real world available when we have forgiven all that would hurt us. You can, too.