Author: American Enterprise Institute for Public Policy Research
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 40
Book Description
No-fault Auto Insurance Proposals
Author: American Enterprise Institute for Public Policy Research
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 40
Book Description
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 40
Book Description
No-Fault Auto Insurance Proposals
The Economics and Politics of Choice No-Fault Insurance
Author: Edward L. Jr. Lascher
Publisher: Springer Science & Business Media
ISBN: 1461515416
Category : Business & Economics
Languages : en
Pages : 346
Book Description
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Publisher: Springer Science & Business Media
ISBN: 1461515416
Category : Business & Economics
Languages : en
Pages : 346
Book Description
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
No-fault Motor Vehicle Insurance
Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 182
Book Description
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 182
Book Description
The U.S. Experience with No-fault Automobile Insurance
Author: James M. Anderson
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191
Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191
Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
National Standards No-fault Motor Vehicle Insurance Act
Author: United States. Congress. Senate. Committee on Commerce
Publisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 656
Book Description
Publisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 656
Book Description
No-fault Motor Vehicle Insurance
Author:
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 516
Book Description
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 516
Book Description
The Effects of a Proposed No-fault Plan on the Costs of Auto Insurance in California
Author: Stephen J. Carroll
Publisher:
ISBN:
Category : Automobile insurance
Languages : en
Pages : 12
Book Description
Publisher:
ISBN:
Category : Automobile insurance
Languages : en
Pages : 12
Book Description
The Injury Industry and the Remedy of No-fault Insurance
Author: Jeffrey O'Connell
Publisher: University of Illinois Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 284
Book Description
Publisher: University of Illinois Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 284
Book Description
No-fault Motor Vehicle Insurance
Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 936
Book Description
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 936
Book Description