Modernizing the U.S. Financial Regulatory System PDF Download

Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Financial crises
Languages : en
Pages : 404

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Author: Gene L. Dodaro
Publisher: DIANE Publishing
ISBN: 1437912974
Category : Business & Economics
Languages : en
Pages : 30

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Book Description
This testimony discusses a Jan. 8, 2009, report that provides a framework for modernizing the outdated U.S. financial regulatory system. This testimony: (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other important areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress and others to shape potential regulatory reform efforts. Charts and tables.

Author: Lawrence P. Cowell
Publisher: Nova Science Pub Incorporated
ISBN: 9781607414421
Category : Business & Economics
Languages : en
Pages : 183

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Book Description
The current U.S. financial regulatory system has relied on a fragmented and complex arrangement of federal and state regulators, put into place over the past 150 years, that has not kept pace with major developments in financial markets and products in recent decades. As the nation finds itself in the midst of one of the worst financial crises ever, the regulatory system increasingly appears to be ill-suited to meet the nation's needs in the 21st century. This book explores a framework for modernising the outdated U.S. financial regulatory system to help policymakers weigh various regulatory reform proposals and consider ways in which the current regulatory system could be made more effective and efficient.

Author: United States. Department of the Treasury
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 772

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Author: Robert A. Eisenbeis
Publisher: Springer Science & Business Media
ISBN: 1475752288
Category : Business & Economics
Languages : en
Pages : 221

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Book Description
Financial systems around the world are undergoing a process of modernization due to many different forces. Advances in information technology, product and market innovations, and recent regional financial crises have contributed to this movement. As a result, evolution in the financial sector is leading to larger, more complex financial organizations that render inadequate the supervisory and regulatory structures currently in place. While some changes in regulatory policies have already occurred, the adaptation of supervisory oversight and regulation in the face of these new developments is expected to continue for many years to come. This book collects papers originally presented in September 1998 at the Financial Modernization and Regulation Conference co-sponsored by the Federal Reserve Banks of Atlanta and San Francisco. Revised before publication, the papers seek to identify the reasons for changes in the financial services sector, and the implications these changes pose for financial supervision and regulation. Taken together, the papers offer valuable insights on 1) the forces behind financial modernization; 2) the implications financial modernization poses for corporate structure, market discipline, and financial regulation; 3) how to price deposit insurance accurately to reflect banks' risk-taking; and 4) balancing private versus public interests and managing potentially conflicting public policy goals.

Author: United States. Congressional Oversight Panel
Publisher:
ISBN:
Category : Financial crises
Languages : en
Pages : 124

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Author: Richard Sylla
Publisher: Cambridge University Press
ISBN: 9780521037983
Category : History
Languages : en
Pages : 312

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By looking at a wide range of industrialized economies, including England, Belgium, Spain, Italy, Argentina, the United States, and "late developers" such as Russia, this book aims to show how important the state was in the development of financial systems. It examines the various factors that contributed to the emergence of diverse financial systems, and through comparative historical analysis draws together general themes, such as the inter-country differences in the mix of public and private finance, to produce a book that makes an unique contribution to financial and economic history.

Author: Dimitri B. Papadimitriou
Publisher: Palgrave Macmillan
ISBN: 9780312225865
Category : Business & Economics
Languages : en
Pages : 314

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"The advent of financial and technological innovations has brought about new dimensions of credit risk requiring the sophisticated skills of the bank manager and regulator alike. The modernization of the financial system must reflect the evolving and competitive nature of the market and be framed in a regulatory and supervisory environment that, first, ensures the safety of the payment system, and second, offers the incentives for prudent risk-taking and sound portfolio investments. The book provides a number of policy avenues that merit serious consideration."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved

Author: United States. Congress. House. Committee on Banking and Financial Services
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 602

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Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 188

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