Author: Sunil Kumar Publisher: Springer Science & Business Media ISBN: 8132215451 Category : Business & Economics Languages : en Pages : 340
Book Description
The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Author: Vasant C Joshi Publisher: SAGE Publications Pvt. Limited ISBN: 9788178298528 Category : Business & Economics Languages : en Pages : 0
Book Description
This revised and updated edition of Managing Indian Banks: The Challenges Ahead equips the senior management and middle management of banks/financial institutions in dealing with extremely complex issues that have come up in the post sub prime lending crisis.
Author: K. Vaidyanathan Publisher: SAGE Publications Pvt. Limited ISBN: 9788132111023 Category : Business & Economics Languages : en Pages : 388
Book Description
Credit Risk Management for Indian Banks is a one-stop reference book for practising credit risk professionals in the Indian banking sector. This is the first book of its kind, which is exclusively targets the practical needs of Indian bankers. It lays more emphasis on the ground realities of Indian banking and enunciates principles and guidelines of credit risk management based on real-life situations.
Author: Lalitagauri Kulkarni Publisher: Springer Nature ISBN: 9813367970 Category : Business & Economics Languages : en Pages : 195
Book Description
This book addresses the gaps in the present institutional structure of inclusive finance framework in India. It provides a comprehensive review of the role of banks in financial inclusion policy and micro-finance landscape in India at present. It identifies the key issues within the banking system which prove to be obstacles in the way of achieving financial inclusion and sustainable growth. The book conceptualizes inclusive banking, delves into the theoretical foundations thereof and suggests an institutional framework to avoid overlapping of their functions in order to ensure profitability. It reviews the existing market structure and competition in the inclusive finance arena while considering the role of banks, micro-finance institutions and SHGs in financing the poor. The book proposes a distinct change to the existing business model, examines the bank business model for inclusion and how the banks can and should treat the micro lending clientele as their core client base to counter the issues of profitability and competition in today’s banking sector. It also discusses some of the latest initiatives in inclusive finance and the importance of entrepreneurship development experiments in India and their efficacy in comparison with the micro-lending model.
Author: V.CHANDRASEKHARAN Publisher: Notion Press ISBN: Category : Business & Economics Languages : en Pages : 240
Book Description
AN UNMISSABLE GUIDE TO BANKING LEADERSHIP EXCELLENCE !! Embark on a transformative journey into the realm of leadership excellence with Mr. V. Chandrasekharan's compelling book. Tailored mainly for those already entrusted with or likely to be entrusted with a leadership role in the banking sector and students aspiring for management careers in banks, this literary gem draws inspiration from Vince Lombardi's timeless words of wisdom: "Leaders are not born, they are made. And they are made just like anything else - through hard work." The book should be of interest to retired bank executives and officers too as the author’s portrayal of the intricate pathways within the banking domain, so familiar to these veteran bankers, is bound to evoke in them nostalgic memories, which have a special place in their hearts. Chandrasekharan, a former banking professional, weaves his passion for nurturing leaders into every chapter. Delve with him into the ins and outs of each of the all-important 18 qualities and 7 crucial skills which are essential for a leader and unlock your full leadership potential.
Author: Vivek Kaul Publisher: Harper Collins ISBN: 9353577225 Category : Business & Economics Languages : en Pages : 252
Book Description
Over the last decade, Indian banks in general and the government-owned public sector ones in particular have gradually got themselves into a big mess. Their bad loans, or loans which haven't been repaid for ninety days or more, crossed Rs 10 lakh crore as of 31 March 2018. To put it in perspective, this figure is approximately seven times the value of farm loan waivers given by all state governments in India put together. And this became the bad money of the Indian financial system. Why were the corporates unable to return these loans? Was it because they had no intention of doing so?Who were the biggest defaulters of them all? Are Vijay Mallya and Nirav Modi just the tip of the iceberg?How much money has the government spent trying to rescue these banks?How are the private sector banks gradually taking over Indian banking?Is your money in public sector banks safe?How are you paying for this in different ways?And what are the solutions to deal with this? In Bad Money, Vivek Kaul answers these and many more questions, peeling layer after layer of the NPA (non-performing assets) problem. He goes back to the history of Indian banking, providing a long, deep and hard look at the overall Indian economy. The result is a gripping financial thriller that is a must for understanding a crisis that threatens our banking system and economy.
Author: Viral V. Acharya Publisher: Penguin Random House India Private Limited ISBN: 9357082468 Category : Business & Economics Languages : en Pages : 278
Book Description
An excellent primer for students wanting to learn macroeconomics and policymaking - Kaushik Basu An important and timely contribution to our understanding of the Indian economy - Raghuram Rajan How to maintain financial stability in India? Quest for Restoring Financial Stability in India is a classic work to understand this critical subject. In this Penguin edition, with a new introduction, Viral V. Acharya, former Deputy Governor of RBI offers a concrete road map for comprehensive improvement of India's economy. Authoritative and definitive, this is a must read for the students and scholars of Indian economy, policymakers and anyone interested in India's finance sector.
Author: Padmalatha Suresh Publisher: Pearson Education India ISBN: 8131752666 Category : Languages : en Pages : 619
Book Description
Management of Banking and Financial Services focuses on the basic concepts of banking and financial services, and how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the
Author: Sunil Kumar
Author: Vasant C Joshi
Author: K. Vaidyanathan
Author: R Parameswaran
Author: Lalitagauri Kulkarni
Author: V.CHANDRASEKHARAN
Author: Arindam Bandyopadhyay
Author: Vivek Kaul
Author: Viral V. Acharya
Author: Padmalatha Suresh