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Author: Seethapathi Kramakrishna Rao T Ssivaram Y G Publisher: ISBN: 9788178811666 Category : Languages : en Pages : 227
Book Description
Indian banking has been impacted since the process of globalization and liberalization. This book seeks to understand the dynamics of Indian banking since then. Read about the evolution of Indian banking system nuances of a bank s Financial Statements, ca
Author: Seethapathi Kramakrishna Rao T Ssivaram Y G Publisher: ISBN: 9788178811666 Category : Languages : en Pages : 227
Book Description
Indian banking has been impacted since the process of globalization and liberalization. This book seeks to understand the dynamics of Indian banking since then. Read about the evolution of Indian banking system nuances of a bank s Financial Statements, ca
Author: Brajesh Tiwari Publisher: ISBN: 9781482674026 Category : Antiques & Collectibles Languages : en Pages : 136
Book Description
The Global mantra Liberalization, Privatization and Globalization (LPG) process which was started in early 1990s has brought so many changes in the economic scene of the country. This process of economic reforms has brought competition not only from India but also from Overseas. In the corporate world it is said if you can't beat your competitor then go with them i.e. merge your company with your rival or take them over. So all it boils down to is the survival of the fittest. This process helps in attaining greater market share, acquiring additional brands, cannibalizing competing brands, realizing improved infrastructure, creating new synergies, and capitalizing on efficiencies and economies of scale or to globalize in the shortest span of time. Banking system is deemed as the bloodline of any economy and banks are trustees of public money. Therefore, its depositors have higher stake in welfare and growth of banks than its shareholders. The failure of a bank has more widespread implications than a failure of a manufacturing company. The banking sector reforms, introduced in the early nineties and continued since then, from part of the overall economic reform programme aimed at improving the competitiveness and efficiency of the economic system. The banking reforms, similarly, were also aimed at making banks more efficient and viable. Because of these reforms the capital adequacy of the Indian banks is now on par with international standards. Similarly, the level of net non-performing assets has come down to very manageable levels. An issue that is in the forefront of banking reforms currently is that of bank consolidation. To meet the challenges of global economy and to face increased global competition, Indian banks are changing their strategic focus and re-orienting their operations though restructuring processes to achieve the efficiencies required to survive and integrate into global economy. Prior to 1999, the amalgamations of banks were primarily triggered by the weak financials of the banks being merged, whereas in the post-1999 period, there have also been mergers between healthy banks. However, merger of public sector healthy banks have not taken place till now. Consolidation will provide Indian banks the 'size advantage' that most foreign banks have. Recent reports on banking sector often indicate that India is slowly but surely moving from a regime of `large number of small banks' to `small number of large banks'. The Government of India and RBI has also mentioned at several occasions that an early consolidation in banking industry is needed. But before banks go in for mergers, they need to chalk out a detailed plan on how to tackle challenges such as technology integration, HR management, and many other issues into consideration. This Book "Consolidation in Indian Banking Sector: Evidence and Challenges Ahead" is a modest attempt to cover all important issues regarding M&A in Indian Banking Sector. The whole study is divided into five chapters. The first chapter: Introduction, is introductory in nature briefly traces out the evolution of Mergers and Acquisitions (M&A) in India in banking sector. The second chapter: Review of Literature; focuses on the review of related studies of mergers and acquisitions undertaken by different scholars and researchers. The third chapter: briefly discusses M&A activity in Indian Banking Industry and also covers various laws related to M&A. The fourth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -I; makes a comparison of actual and predicted values of selected variables in banks under study. With the help of statistical tools the effectiveness of M&A has been tested. The fifth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -II; analyses the performance of the selected banks by using various financial ratios.
Author: Brajesh Kumar Tiwari Publisher: LAP Lambert Academic Publishing ISBN: 9783844330854 Category : Languages : en Pages : 80
Book Description
Banking sector plays a vital role in the economic development of a country. It is also an integral part of the financial system of a modern industrial economy. Modern banking in India could be traced back to the establishment of Bank of Bengal on January 2, 1809, the first joint-stock bank sponsored by Government of Bengal. In 1921 the three presidency banks were merged to form the Imperial Bank of India, with the establishment of the Reserve Bank of India (RBI) in 1935, the central banking responsibilities that the Imperial Bank of India was carrying on came to an end. Banking sector reforms in India are aimed at induction of best international practices and technological changes for competing globally. Today, twenty years after the economic liberalization which began in 1991, we have a vibrant banking sector, powered by both improved- efficiency public sector banks and growth-hungry private ones. This Book "Changing Scenario of Indian Banking Industry" is a modest attempt to cover all important issues regarding Indian Banking Sector. The main aim of present Book is to summarize the long journey of Indian Banking System.
Author: Gomez Clifford Publisher: PHI Learning Pvt. Ltd. ISBN: 8120342372 Category : Business & Economics Languages : en Pages : 367
Book Description
In a fast changing world, everything is subject to change and the field of banking is no exception. This book, in the light of developmental changes, highlights and explains the concepts of banking and finance, and presents an up-to-date legal discussion of the subject. It is written in simple and easy-to-understand language.The text is divided into two parts. Part I covers a wide range of topics, such as money, the evolution and systems of banking, classification of banks, commercial and hi-tech banking, deployment of funds, new finance services, banker's clearing house, central banking, the Indian finance system, the Indian money market, and banking legislation in India. Part II deals with the relationship between bank and customer, bank deposits, banking instruments, bank accounts, and lending.The book is primarily intended for undergraduate students of commerce. It will also be useful to students of economics, banking professionals, chartered accountants, and all those engaged in a commercial field.Key features: Chapters are organised to enable easy understanding of terms, definitions and concepts.Includes tables and charts to clearly explain concepts.Includes modern technological developments.Provides chapter-end questions to test understanding.Read mor
Author: O. P. Chawla Publisher: SAGE Publications Pvt. Limited ISBN: 9789353284671 Category : Business & Economics Languages : en Pages : 0
Book Description
Evolution of Banking System in India since 1900 presents a detailed analysis of the evolution, growth and development of the Indian banking system in the last 117 years, from 1900 to 2017. The book focuses on major events that have significantly impacted the banking system to change the course of its history. It covers major policy, structural, regulatory and legislative changes that formed the background as well as the springboard of the working of banks, followed by a detailed analysis of the significant financials. It also uncovers the most significant events and developments of scheduled commercial banking, which has evolved from a small unorganized system to a technology-oriented regulated one.
Author: Ajay Chhibber Publisher: HarperCollins ISBN: 9354890059 Category : Literary Collections Languages : en Pages : 414
Book Description
As India enters its seventy-fifth year of independence, conventional policy is unlikely to combat the breadth of its economic challenges. Across a range of areas-human capital, technology, agriculture, finance, trade, public service delivery and more-new ideas must now be on the table. The COVID-19 pandemic has not only cost India many lives and livelihoods, it has also exposed major structural weaknesses in the economy. A huge farm and jobs crisis, rising and massive inequalities, tepid investment growth, and chronic banking sector challenges have plagued the economy, exacerbated by the COVID-19 pandemic. It has also exposed the limitations of the Indian state, which tries to control too much-and ends up stifling the economy and the inherent energies of its young population. Climate change is no longer a distant threat, while disruptive technology has huge implications for India's demographic dividend. In addition, the dangerous lurch towards majoritarianism will cast its shadow on India's pursuit of prosperity for all. Unshackling India examines the question: Can India use the next twenty-five years, when it will reach the hundredth year of independence, to restructure not only its economy but rejuvenate its democratic energy and unshackle its potential-to become a genuinely developed economy by 2047? The book argues that India can foster a prosperous and inclusive economy if it sets its mind to it, acknowledges the hard truths, and lays out the clear choices and new ideas India must adopt towards that end.
Author: Seethapathi Kramakrishna Rao T Ssivaram Y G
Author: Seethapathi Kramakrishna Rao T Ssivaram Y G
Author: Brajesh Tiwari
Author: Brajesh Kumar Tiwari
Author: Gomez Clifford
Author: S. L. N. Simha
Author: O. P. Chawla
Author: Rajinder Kumar Uppal
Author: Rajinder Kumar Uppal
Author: Ajay Chhibber
Author: