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Author: Timothy H. Hannan Publisher: ISBN: Category : Automated tellers Languages : en Pages : 48
Book Description
The literature on network industries and network effects notes that incompatibility across rival systems can influence firms' incentives to invest in product changes that are beneficial to the consumer. We investigate this phenomenon in the case of bank ATM networks, where the number of ATM locations serves as the measure of product quality and surcharge fees serve as an index of incompatibility. Using as a natural experiment the lifting of a surcharge ban in Iowa (and not in neighboring states), we find that the associated increase in incompatibility for Iowa banks caused a substantial increase in the number of ATM locations offered to customers. This effect is found to be larger (in percentage terms) for larger banks than for smaller ones.
Author: Timothy H. Hannan Publisher: ISBN: Category : Automated tellers Languages : en Pages : 48
Book Description
The literature on network industries and network effects notes that incompatibility across rival systems can influence firms' incentives to invest in product changes that are beneficial to the consumer. We investigate this phenomenon in the case of bank ATM networks, where the number of ATM locations serves as the measure of product quality and surcharge fees serve as an index of incompatibility. Using as a natural experiment the lifting of a surcharge ban in Iowa (and not in neighboring states), we find that the associated increase in incompatibility for Iowa banks caused a substantial increase in the number of ATM locations offered to customers. This effect is found to be larger (in percentage terms) for larger banks than for smaller ones.
Author: Fumiko Hayashi Publisher: DIANE Publishing ISBN: 1437934331 Category : Business & Economics Languages : en Pages : 33
Book Description
Studies product innovation and firm survival in the U.S. ATM-debit card industry. The industry started with a few shared ATM networks in the early 1970s; the number of networks grew rapidly until the mid 1980s and then declined sharply. A theoretical model is constructed to explain the industry shakeout, A major product innovation -- introducing the point of sale debit function in the mid-1980s -- played an important role in driving the network consolidation. The predictions are tested and confirmed using a novel dataset on network entry, exit, size, location, ownership and product choices. There was little advantage of being early industry entrants; rather, large networks had a better chance to adopt the product innovation and survive the shakeout. Illus.
Author: Allen N. Berger Publisher: Oxford University Press ISBN: 0199236615 Category : Business & Economics Languages : en Pages : 1033
Book Description
This handbook provides an overview and analysis of state-of-the-art research in banking written by researchers in the field. It includes abstract theory, empirical analysis, and practitioner and policy-related material.
Author: Mark Gaynor Publisher: John Wiley & Sons ISBN: 0471456519 Category : Computers Languages : en Pages : 322
Book Description
Dies ist der erste Investmentleitfaden für Netzwerkdienste! Ein Bewertungsleitfaden für Serviceauswahl, -Management und maximalen ROI. Netzwerkbasierte Dienste beinhalten u.a. Internetzugang, Anwendungsmanagement und Hosting, Sprach- und Datendienste sowie Videodienste. Keiner dieser Dienste ist jedoch kostenlos, und das Risiko, zuviel für ein Servicepaket zu zahlen, von dem nur ein Service in Anspruch genommen wird, ist entsprechend groß. Der "Network Service Investment Guide" ist der erste Technik- bzw. Unternehmensleitfaden, der wertvolle Hinweise gibt, wie man mit Kosten und Verlusten bei der Implementierung einer starken, service-basierten Netzwerkarchitektur umgeht, wenn der ROI aufgrund unvorhersehbarer allgemeiner Marktbedingungen drastisch fallen kann. Dieser Leitfaden sagt Ihnen, wie Sie den ROI in unbeständigen Zeiten maximieren können.
Author: Daniel Hardy Publisher: Springer Science & Business Media ISBN: 3642554989 Category : Technology & Engineering Languages : en Pages : 768
Book Description
This handbook delivers a complete and practice-oriented overview of the fundamentals of today's telecommunications networks and the future prospects for next generation networks (NGN). The very clear and concise text is supplemented by many colour illustrations and embedded into a functional four-colour layout.
Author: Pär Österholm Publisher: ISBN: Category : Economic forecasting Languages : en Pages : 62
Book Description
Within a decision-making group, such as the monetary-policy committee of a central bank, group members often hold differing views about the future of key economic variables. Such differences of opinion can be thought of as reflecting differing sets of judgement. This paper suggests modelling each agent's judgement as one scenario in a macroeconomic model. Each judgement set has a specific dynamic impact on the system, and accordingly, a particular predictive density - or fan chart - associated with it. A weighted linear combination of the predictive densities yields a final predictive density that correctly reflects the uncertainty perceived by the agents generating the forecast. In a model-based environment, this framework allows judgement to be incorporated into fan charts in a formalised manner.
Author: Timothy H. Hannan
Author: Timothy H. Hannan
Author: Fumiko Hayashi
Author: Dr.Anukrati Sharma, Amit Mathur, Dr. O.P. Rishi
Author: Allen N. Berger
Author: Mark Gaynor
Author: Daniel Hardy
Author: Robert M. Adams
Author: Pär Österholm
Author: Elizabeth Klee
Author: Meredith Beechey