Author: Melanie Lockert Publisher: Coventry House Publishing ISBN: Category : Business & Economics Languages : en Pages : 126
Book Description
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt
Author: David Graeber Publisher: Melville House ISBN: 1612194206 Category : Business & Economics Languages : en Pages : 709
Book Description
Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.
Author: Rebel Rose Publisher: ISBN: 9781948113083 Category : Languages : en Pages :
Book Description
My entire world changed the second that I saw her in my casino.She¿s a professional gambler. And a cheat. A damn good one¿ but not good enough. And now she owes a debt to me. A debt that only her body can repay.I¿m restless with lust and need and desire for this thing of beauty not in my possession. My mind and cock are obsessed with her.When I spank her for the first time, I know that I¿m right.She is the one.The woman that I¿m going to break. The woman that I¿m going to train for only my particular tastes. I¿m going to shatter her into a million pieces and then rebuild her into everything that I want and need and desire in¿My next submissive.
Author: Holly Porter Johnson Publisher: ISBN: 9781633534797 Category : BUSINESS & ECONOMICS Languages : en Pages : 188
Book Description
How to get out of debt and enjoy debt free living with the powerful "Zero-Sum Budget" method Zero Down Your Debt ─ How to manage money and experience debt free living: Getting into debt is a piece of cake, but getting out? That's the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The "zero-sum budget"-- the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt. How to get out of debt: With just a pen and a piece of paper in your arsenal, you'll learn how to implement a zero-sum budget and become debt-free - once and for all. The zero-sum budget's primary tenets are giving every single dollar earned a purpose -- whether it's for bills, debt repayment or savings -- and using last month's earnings to cover this month's bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you. In Zero Down Your Debt you will learn to: Unlock the powerful potential of your paycheck to help you save more and get ahead faster Seize control of your money by creating a simple monthly plan that actually works Understand the root causes of your debt and how to get out of debt Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings Prepare for unexpected expenses and survive financial emergencies
Author: Erin Skye Kelly Publisher: Post Hill Press ISBN: 1642939560 Category : Business & Economics Languages : en Pages : 307
Book Description
Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.
Author: Clara Han Publisher: Univ of California Press ISBN: 0520951751 Category : Social Science Languages : en Pages : 298
Book Description
Chile is widely known as the first experiment in neoliberalism in Latin America, carried out and made possible through state violence. Since the beginning of the transition in 1990, the state has pursued a national project of reconciliation construed as debts owed to the population. The state owed a "social debt" to the poor accrued through inequalities generated by economic liberalization, while society owed a "moral debt" to the victims of human rights violations. Life in Debt invites us into lives and world of a poor urban neighborhood in Santiago. Tracing relations and lives between 1999 and 2010, Clara Han explores how the moral and political subjects imagined and asserted by poverty and mental health policies and reparations for human rights violations are refracted through relational modes and their boundaries. Attending to intimate scenes and neighborhood life, Han reveals the force of relations in the making of selves in a world in which unstable work patterns, illness, and pervasive economic indebtedness are aspects of everyday life. Lucidly written, Life in Debt provides a unique meditation on both the past inhabiting actual life conditions but also on the difficulties of obligation and achievements of responsiveness.
Author: Gail Vaz-Oxlade Publisher: The Experiment ISBN: 161519116X Category : Business & Economics Languages : en Pages : 318
Book Description
Free yourself from maxed-out cards, mounting interest, and constant money stress with this “entertaining and easy to read” guide (Windsor Star). If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free—it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: figure out how much you’ve actually been spending calculate how much you owe—and what it’s costing you build a budget that works maximize your debt repayments so you can be free of consumer debt in three years or less prepare for a rainy day so it doesn’t cause a major setback set goals for your new, debt-free life Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, follow the plan—and start becoming debt-free forever.
Author: Beverly Harzog Publisher: Career Press ISBN: 9781601633606 Category : Business & Economics Languages : en Pages : 0
Book Description
When Harzog decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. Now she shares her unique debt escape plan, and shows you how to use it as the basis for your own customized debt escape plan.
Author: Lynnette Khalfani Publisher: ISBN: 9781932450750 Category : Business & Economics Languages : en Pages : 204
Book Description
Provides practical advice on getting out of debt, setting a budget, and managing personal finances to guaranteea a healthy financial future and retirement.
Author: Melanie Lockert
Author: David Graeber
Author: Rebel Rose
Author: Holly Porter Johnson
Author: Erin Skye Kelly
Author: Clara Han
Author: Gail Vaz-Oxlade
Author: Luci Cavallero
Author: Beverly Harzog
Author: Lynnette Khalfani