Author: Publisher: Bookboon
ISBN: 8776815749
Category :
Languages : en
Pages : 33
Book Description
Budgeting: Planning for Success
Author: Budgeting 101
Author: Michele CaganPublisher: Simon and Schuster
ISBN: 1507209088
Category : Business & Economics
Languages : en
Pages : 256
Book Description
“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.
10 Steps to Successful Budgeting
Author: Lianabel OliverPublisher: Association for Talent Development
ISBN: 1947308874
Category : Business & Economics
Languages : en
Pages : 145
Book Description
Calculate for Business Success The budgeting process may produce anxiety, but it can be managed. The keys are planning, organization, documentation, preparation, and follow-up. The essence is plan first, budget later. 10 Steps to Successful Budgeting walks you through the fundamentals, explaining your role in your organization’s planning and budgeting process. Authors Lianabel Oliver and Eduardo Nin start with a macro perspective, providing an overview of the planning and budgeting process and how it is typically structured within an organization. They then move to preparing a sound budget and defending it to the next level of management. Their combined experience of over 30 years in planning and budgeting will help you navigate this process successfully. The authors’ simple, clear explanations and true-to-life examples of budgets and planning tools will help you clarify your departmental spending needs for yourself and others. Each planning and budgeting cycle, the authors explain, represents an opportunity for change. It is a chance to revisit the old and embrace the new. The budget is not something to fear on your to-do list, but a time to reexamine who you are, what you do, and how you can use your resources more effectively.
Financial Peace
Author: Dave RamseyPublisher: Lampo
ISBN: 9780963571236
Category : Business & Economics
Languages : en
Pages : 268
Book Description
Dave Ramsey explains those scriptural guidelines for handling money.
Budgeting and Decision Making
Author: How to Budget & Manage Your Money
Author: Rachel MercerPublisher:
ISBN:
Category :
Languages : en
Pages : 122
Book Description
Are you having a hard time paying your bills and saving your money?Do you want to get out of the Paycheck to Paycheck cycle and have more money left in your account at the end of each month?Do you want to learn how to manage your money better?Ready to finally take control your finances but don't know where to begin? Then this book is for you. Many Americans today struggle with saving money and addressing increasing debt. Now more than ever, it is important for people of all ages to understand the importance of frugality and how their actions today will affect their futures. In this book, you will be introduced to a wealth of tips, tricks, and strategies for better financial management, no matter your current age, financial situations, past, or future goals. In this simple personal budgeting book, you will learn how to make a realistic budget that actually works and you can stick to, to reach your financial goals faster and to take control of your finances. This book is different in that, instead of just throwing you some tips, you will begin at a starting point that many people try to skip. And that is, to assess Where you are Right now. The road to wealth is paved with goals, without financial goals, you have no direction, so it's easy to spend money on things you'll regret later. But if you're saving for a house, your son's college education, or a new car, your goal will keep you focused. Financial success is more about mastering the mental game of money than about understanding numbers. The math is simple: it's controlling your habits and emotions that's hard. In "How to Budget and Manage your Money", you'll discover: What budgeting is and its benefits to your financial success A step-by-step guide on how to make a realistic budget that actually works How to have better spending habits & learn personal budget planning How to budget for groceries and many ways to save money How to pay off Debt fast and manage your money better How to budget for retirement whether you've started saving in your 20s or have yet to start in middle age. And much, much more! You will also get a Free bonus gift of special PDF report, "The Best Side Hustles You can Do Anywhere at Any Time" to make extra money to help you grow your wealth. This is a financial planning book for beginners. You will learn how to make a budget that works for beginners. But it's for anyone who struggles with saving money and managing money. It is easy to understand and follow. As the saying goes, you get what you put into it, and your new life of stability and overall peace and happiness is waiting for you to get started. There is no magic wand to transport you to a land of milk and honey, but with a little effort, patience, and consistency, you can realize your goals on a timeline that works for you. Don't continue stressing over your finances as you work and work and feel like you're getting nowhere. That is a reality that too many people today are stuck in, but this doesn't have to be you. So... Scroll up to the top and hit that BUY BUTTON to kick debt to the curb, save for the future, and pursue your financial
Training Budgets Step-by-Step
Author: Diane C. ValentiPublisher: John Wiley & Sons
ISBN: 0787971685
Category : Business & Economics
Languages : en
Pages : 172
Book Description
Training Budgets Step-by-Step is a useful guide that walks you through each phase of the process, so that you will have the information you need to develop a successful training plan and accurate budget that will get results for your organization. Training Budgets Step-by-Step gives you Clear-cut instructions on how to perform each step An illustrative case study that helps define every phase of the process Blank templates that you can tailor to your organization Written by training expert Diane Valenti, the book shows you everything from how to conduct the data gathering process to help determine the types of training to create to how to present a completed budget3⁄4one that aligns strategically with your organization's goals. Every step of the way the author provides a wealth of templates, worksheets, lists of questions to ask, action plans, flow charts, interview summary sheets, and other helpful job aids. Training Budgets Step-by-Step also includes a CD-ROM that contains the book's worksheets and templates that can be easily reproduced and customized.
My Money My Way
Author: Kumiko LovePublisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241
Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.
College Success
Author: Amy BaldwinPublisher:
ISBN: 9781951693169
Category :
Languages : en
Pages :
Book Description
Guidelines for Public Expenditure Management
Author: Mr.Jack DiamondPublisher: International Monetary Fund
ISBN: 9781557757876
Category : Business & Economics
Languages : en
Pages : 84
Book Description
Traditionally, economics training in public finances has focused more on tax than public expenditure issues, and within expenditure, more on policy considerations than the more mundane matters of public expenditure management. For many years, the IMF's Public Expenditure Management Division has answered specific questions raised by fiscal economists on such missions. Based on this experience, these guidelines arose from the need to provide a general overview of the principles and practices observed in three key aspects of public expenditure management: budget preparation, budget execution, and cash planning. For each aspect of public expenditure management, the guidelines identify separately the differing practices in four groups of countries - the francophone systems, the Commonwealth systems, Latin America, and those in the transition economies. Edited by Barry H. Potter and Jack Diamond, this publication is intended for a general fiscal, or a general budget, advisor interested in the macroeconomic dimension of public expenditure management.