Author: Benni, N. Publisher: Food & Agriculture Org. ISBN: 9251384746 Category : Technology & Engineering Languages : en Pages : 80
Book Description
The study is a result of the growing interest on the part of FAO on the analysis and use of financial technology (fintech) applications as effective enablers of financial inclusion for smallholder farmers, as well as that of other financially underserved actors active in the agricultural value chains of developing and emerging countries. Many of these countries have witnessed, in recent years, an exponential rise in the number and variety of fintech start-ups focused on the agriculture sector, which have emerged with the specific intent of seizing the enormous clientele segment composed of small-scale rural actors whose financial needs are not adequately serviced by traditional financial institutions, such as commercial banks, microfinance institutions, and financial cooperatives The objective of this publication is to analyse and illustrate some of the most interesting business models and innovations brought forward by fintech companies that have sought to address the common financing constraints associated to small-scale agriculture all around the world, showcasing in particular the challenges they have faced to become profitable and sustainable, the solutions they have found to overcome such challenges, the positive developmental externalities that they have generated through their activity, and the possible lessons that can be drawn from their experience which can inform further replications or adaptations of their specific model in other contexts.
Author: Renate Kloeppinger-Todd Publisher: Intl Food Policy Res Inst ISBN: 0896296687 Category : Business & Economics Languages : en Pages : 34
Book Description
Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure.
Author: Mr.Amadou N Sy Publisher: International Monetary Fund ISBN: 1484385667 Category : Business & Economics Languages : en Pages : 61
Book Description
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Author: Peter B. R. Hazell Publisher: ISBN: 0199689342 Category : Business & Economics Languages : en Pages : 641
Book Description
At the same time, many other smallholders are successfully intensifying and succeeding as farm businesses, often in combination with diversification into off-farm sources of income.
Author: de Brauw, Alan Publisher: Intl Food Policy Res Inst ISBN: Category : Political Science Languages : en Pages : 111
Book Description
Smallholder farmers in developing countries face substantial constraints that limit their ability to reach their production potential. Two constraints—risk exposure and limited access to liquidity—pose particular challenges. Smallholders face a wide variety of risks that constrain both the choices they can make and their willingness to make investments. Limited availability of affordable credit, borrowing and saving products poorly aligned with the needs of the agriculture sector, and prohibitive borrowing eligibility requirements all impede farmers’ access to the liquidity necessary for investing in new, more profitable crops and technologies (International Finance Corporation, 2014). Observers have noted that a large share of long-term credit needs is not being met in Southeast Asia, despite its location near some of the world’s largest consumer markets (Shakhovskoy & Wendle, 2013). While existing financial services may be suitable for some farmers, access to finance is particularly inadequate among women, low-income groups, and ethnic minorities, and risk excluding the most vulnerable groups from these emerging economic opportunities.
Author: Amitava Rakshit Publisher: ISBN: 9780367759773 Category : Agricultural innovations Languages : en Pages :
Book Description
"Innovation in Small-Farm Agriculture: Improving Livelihoods and Sustainability is an invaluable resource focussing on the current state of knowledge and scientific advances about the complex and intertwined issues of innovation and how they relate to livelihood of small-scale farmers. This book exposes readers with a holistic overview on how agriculture is most associated with the development and transfer of technologies to farmers and their participation in research and development initiatives to improve the relevancy and usefulness of its outputs and innovation which is not well documented. The book offers comprehensive coverage of the most essential topics, including: Recent scientific advances on agricultural innovations for small farmers. Emphasizes on opportunities and constraints of techno-institutional paradigms. Highlight low-cost and eco-friendly interventions. Case studies on various innovations in agriculture spanning the different agricultural gamut"--
Author: Publisher: Food & Agriculture Org. ISBN: 9251388822 Category : Languages : en Pages : 286
Author: Gálvez, E. Publisher: Food & Agriculture Org. ISBN: 9251356297 Category : Political Science Languages : en Pages : 220
Book Description
The publication looks at innovations happening at all stages of the food value chain: from production to manufacturing and retailing. This also includes the extended value chain, for example input supply, financial services and agribusiness support services. Yields are improving and primary production is becoming more resilient as a result of digital technologies such as precision agriculture, agricultural drones, and digital farming services and marketplaces; and novel business models such as plant factories, crowdsourcing for farmers. Data and robotics help lift productivity and food safety in the manufacturing process. Online grocery commerce and food delivery services are revolutionizing the way consumers purchase food. Distributed ledger technology, such as blockchain, allows making payments and tracing back food products along the chain in order to increase transparency and trust. New business models are springing up to shorten the chain by removing or shifting stages and to make it fairer and greener, stimulated by enabling technologies and changing customer behaviours. Innovations such as these are discussed and illustrated by almost 200 practical examples from 21 countries in the Asia-Pacific region, across various types of firms and commodities. By observing emerging trends and providing concrete examples, the book discusses the nature of these innovations, how they are affecting food systems and value chains, positively or negatively, and how to deal with trade-offs. It concludes with a reflection on the impacts of these innovations, the policy solutions identified, and lessons learned to future-proof the region’s food systems, particularly in the wake of the COVID-19 pandemic.
Author: Dr. Sudhir Suresh Dhore Publisher: Success Publications ISBN: Category : Business & Economics Languages : en Pages : 110
Book Description
Agricultural Economics examines the production, distribution, and consumption of agricultural goods, applying economic principles to understand the behavior of agricultural markets, policies, and sustainability.