Author: Publisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 340
Book Description
EBRI Issue Brief
Author: Publisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 340
Book Description
Coverage Matters
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309076099
Category : Medical
Languages : en
Pages : 204
Book Description
Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
The Distributional Effects of Government Spending and Taxation
Author: D. PapadimitriouPublisher: Springer
ISBN: 0230378609
Category : Political Science
Languages : en
Pages : 324
Book Description
This book focuses on the distributional consequences of the public sector and examines and documents, theoretically and empirically, the effects of government spending and taxation on personal distribution, and includes chapters investigating the relationship between the public sector and functional distribution of national income.
Social Security Bulletin
Author: Benefits for the Workplace of the Future
Author: Olivia S. MitchellPublisher: University of Pennsylvania Press
ISBN: 9780812237085
Category : Business & Economics
Languages : en
Pages : 324
Book Description
From the Wharton School
Offering Retirement Security to the Federal Family
Author: United States. Congress. Senate. Special Committee on AgingPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 140
Book Description
A Manager's Guide to Strategic Retirement Plan Management
Author: Daniel CassidyPublisher: John Wiley & Sons
ISBN: 0470039221
Category : Business & Economics
Languages : en
Pages : 290
Book Description
"Daniel Cassidy has written a detailed, comprehensive guide for managers to understand and succeed at the ongoing process of managing a company retirement plan. If motivating your employees is important to you as a manager, this book is an essential key to your success." --Josh Gordon, author of Presentations That Change Minds and Selling 2.0 Written by renowned retirement benefits planning specialist Daniel Cassidy, A Manager's Guide to Strategic Retirement Plan Management focuses on current best practices regarding company-sponsored retirement plans within the United States. Filled with in-depth insights and expert advice, this valuable guide will aid managers in applying strategic thinking to their retirement plan management activities--whether it be a 401(k) plan, investing in company stock, or a traditional defined benefit plan. It will also help you to view retirement plans in a holistic manner--ever more necessary given the unpredictable economy and recent troubles with companies such as Enron and WorldCom. Covering everything from administrative issues to financial and legal responsibilities, A Manager's Guide to Strategic Retirement Plan Management will allow you to make the best decisions possible while managing this ongoing process and help you find solutions that best fit your organization's specific needs.
Health Care Financing Review
Author: Policies for an Aging Society
Author: Stuart H. AltmanPublisher: JHU Press
ISBN: 9780801869075
Category : Law
Languages : en
Pages : 430
Book Description
Zeldes, Columbia University.--Robert B. Hudson, Boston University "Journal of Health Politics, Policy and Law"
Reinsuring Health
Author: Katherine SwartzPublisher: Russell Sage Foundation
ISBN: 1610445201
Category : Medical
Languages : en
Pages : 220
Book Description
America's current system of health insurance, which relies almost exclusively on employer-sponsored coverage, is in danger of collapse, and this problem is not limited to the poor and working class. An increasing number of middle class Americans do not have employer-provided insurance and—due to skyrocketing premiums—cannot afford to purchase coverage for themselves. Reinsuring Health, by economist Katherine Swartz, examines this growing national crisis and outlines a concrete plan to make health insurance accessible and affordable for all Americans. Reinsuring Health documents why the number of uninsured Americans—now 45.5 million people—has grown in the last twenty-five years. Swartz focuses on how labor market changes—such as the decline of domestic manufacturing, decreased unionization, and the growth of non-standard work arrangements—have led U.S. employers to retreat from providing health insurance for their workers. These trends, combined with the increasing costs of medical care, have led to an explosion in health insurance premiums and a decline in coverage, particularly among the middle-class. Since those who seek insurance as individuals are generally most likely to need health care, private insurers charge higher premiums in the individual (non-group) markets than to people who obtain group insurance. This makes individual health insurance less attractive to the young and increasingly unaffordable for middle-class Americans. Similarly, insurers charge higher per person (or per family) premiums to small firms than to large companies, so many small firms do not sponsor coverage for their employees. Reinsuring Health shows how these problems can be overcome if the federal government provides a new reinsurance program which would protect insurance companies that provide small group and individual health insurance against the possibility that their policy-holders will incur very high medical expenses. By assuming some of the risk that people will face extremely costly medical bills, the government will make insurers less hesitant to offer coverage to high-risk individuals, and will help drive down premiums for others. Reinsuring Health demonstrates that this form of government reinsurance has worked in the past, helping to establish smooth running private markets for catastrophe insurance and secondary mortgages. Today, growing numbers of middle class Americans lack health insurance. Protection against the possibility of falling ill or getting hurt and having to pay extraordinary health care bills should not be a luxury available only to the very rich and the very poor. Reinsuring Health proposes a straightforward solution that would bring health insurance back within the reach of the increasing ranks of the uninsured, particularly those who are in the middle class.