Author: Ontario Economic CouncilPublisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Deposit Insurance and the Incentive for Excessive Risk-taking: Alternative Strategies for Excessive Risk-taking: Alternative Strategies for Reform
Author: Ontario Economic CouncilPublisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Deposit Insurance and the Incentive for Excessive Risk-taking : Alternative Strategies for Reform
Author: Ontario Economic CouncilPublisher:
ISBN: 9780772909503
Category : Banks and banking Canada Government guaranty of deposits
Languages : en
Pages : 45
Book Description
Proposals for Reform of the Deposit Insurance System
Author: American Enterprise Institute for Public Policy ResearchPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 60
Book Description
Deposit Insurance
Author: Richard L. FogelPublisher: DIANE Publishing
ISBN: 0788147560
Category :
Languages : en
Pages : 197
Book Description
Deposit insurance was initiated in the 1930s to help restore confidence in the banking system after thousands of banks failed and millions of dollars in deposits were lost during the Great Depression. In 1990, the federal government insured about $3 trillion in deposits in the nation1s banks, thrifts, and credit unions and has to date fulfilled its goal of maintaining the stability of the banking system. This report discusses issues associated with reforming the deposit insurance system, specifically changes to the system that will promote a safe, sound, and stable banking industry. Charts and tables.
A Briefing Paper on Deposit Insurance
Author: Deposit Insurance
Author: United States. General Accounting OfficePublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 200
Book Description
Deposit Insurance Reform in the Post-FIRREA Environment
Author: Genie D ShortPublisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 34
Book Description
Risk Taking, Guarantees, Securitization and the Option to Change Strategy
Author: Rose Neng LaiPublisher:
ISBN:
Category :
Languages : en
Pages : 0
Book Description
This paper analyzes the risk-taking behavior of financial intuitions that have guarantees (e.g., banks with deposit insurance or Government Sponsored Enterprises with implicit guarantees) and/or institutions that find it beneficial to develop a reputation for not taking risk. For instance, banks putting together asset-backed securities have a choice of delivering the riskiest loans they can get away with or putting safe loans into deals because developing a reputation for selling good securities will get them larger fees later. The paper focuses on the following questions: Is it rational for financial institutions to take on less risk than they can get away with, and if it is rational, under what conditions will they shift strategies and increase their risk after having established a reputation for low risk? To answer the question we allow for future benefits from survival in the form of "franchise value, which comes from a good reputation and/or from continuing to receive a guarantee, and which they might lose if they increase risk. With franchise value they might take less risk than they are allowed; however, if they experience large enough negative shocks, they can reach a tipping point where they will change their strategy discontinuously, and "gamble for resurrection."
Regulating Wall Street
Author: New York University Stern School of BusinessPublisher: John Wiley & Sons
ISBN: 0470949864
Category : Business & Economics
Languages : en
Pages : 592
Book Description
Experts from NYU Stern School of Business analyze new financial regulations and what they mean for the economy The NYU Stern School of Business is one of the top business schools in the world thanks to the leading academics, researchers, and provocative thinkers who call it home. In Regulating Wall Street: The New Architecture of Global Finance, an impressive group of the Stern school’s top authorities on finance combine their expertise in capital markets, risk management, banking, and derivatives to assess the strengths and weaknesses of new regulations in response to the recent global financial crisis. Summarizes key issues that regulatory reform should address Evaluates the key components of regulatory reform Provides analysis of how the reforms will affect financial firms and markets, as well as the real economy The U.S. Congress is on track to complete the most significant changes in financial regulation since the 1930s. Regulating Wall Street: The New Architecture of Global Finance discusses the impact these news laws will have on the U.S. and global financial architecture.
Deposit Insurance Reform
Author: United States. Congress. House. Committee on Banking, Finance, and Urban AffairsPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 580
Book Description