Author: Paul Winston McCrackenPublisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 272
Book Description
Consumer Instalment Credit and Public Policy
Author: Paul Winston McCrackenPublisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 272
Book Description
Consumer instalment credit and public policy
Author: Paul Winston McCrackenPublisher:
ISBN:
Category :
Languages : en
Pages : 272
Book Description
Consumer instalment credit and public policy
Author: Paul W. MacCrackenThe Impact of Public Policy on Consumer Credit
Author: Thomas A. DurkinPublisher: Springer Science & Business Media
ISBN: 1461514150
Category : Business & Economics
Languages : en
Pages : 340
Book Description
As both the twenty-first century and the new millennium opened and the old eras passed into history, individuals and organizations throughout the world advanced their listings of the most significant people and events in their respective specialties. Possibly more important, the tum of the clock and calendar also offered these same observers a good reason to glance into the crystal ball. Presumably, the past is of greatest interest to most people when it permits better understanding of the present, and maybe even limited insight into the outlook. In keeping with the reflective mood of the time, the staff and friends of the Credit Research Center (CRC) at Georgetown University's McDonough School of Business noted that the beginning of the new millennium also marked the beginning of the second quarter-century of the Center's existence. The Center began at the Krannert Graduate School of Management at Purdue University in 1974 and moved to the McDonough School of Business at Georgetown University in 1997. The silver anniversary of its founding offered the occasion for creating more than another listing of significant past accomplishments and milestones. Rather, it offered the opportunity and, indeed, a mandate for CRC as an academic research center, to undertake a retrospective and future look into the status of research questions pertaining to consumer credit markets. For this reason, the Center organized a research conference which was held in Washington, D. C.
Consumer instalment credit und public policy
Author: Paul Winston McCrackenPublisher:
ISBN:
Category :
Languages : de
Pages : 250
Book Description
Consumer Installment Credit and Public Policy
Author: Paul W. McCrackenPublisher:
ISBN: 9780608135328
Category :
Languages : en
Pages : 260
Book Description
Consumer Instalment Credit: Conference on regulation, by National Bureau of Economic Research. 2 v
Author: Board of Governors of the Federal Reserve System (U.S.)Publisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 186
Book Description
"A broad study of the role of consumer instalment credit" conducted in 1956-57.
The Economics of Instalment Selling
Author: Edwin Robert Anderson SeligmanPublisher:
ISBN:
Category : Automobile industry and trade
Languages : en
Pages : 394
Book Description
Credit for Consumers
Author: LeBaron Russell FosterPublisher:
ISBN:
Category : Credit
Languages : en
Pages : 40
Book Description
Consumer Credit and the American Economy
Author: Thomas A. DurkinPublisher:
ISBN: 0195169921
Category : Business & Economics
Languages : en
Pages : 737
Book Description
Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.