Complete Guide to Credit and Collection Law PDF Download

Author: Arthur Winston
Publisher: Prentice Hall
ISBN: 9780136494430
Category : Business & Economics
Languages : en
Pages : 372

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Author: Arthur Winston
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 728

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Book Description
This text gives advice to help credit managers steer clear of litigation, and serves as a guide through the ever-changing maze of credit and collection law. It provides coverage of all aspects of the Debt Collection Practices Act, Truth in Lending Act and other relevant legislation. It also contains explanations of legal terminology, guidelines, procedures, tactics and examples.

Author: Arthur Winston
Publisher: Aspen Law & Business
ISBN: 9780735580794
Category : Law
Languages : en
Pages : 1888

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Book Description
When chief financial officers, attorneys and business owners focus on debt collection - both consumer and business debts - their overall concern can be generally summarized in two short sentences: What can I do legally? and Where do I find the answer? Aspen Publishers' Complete Guide to Credit and Collection Law, 2009 - 2010 Edition is a comprehensive effort to answer these questions. Recent years have produced as many significant changes in the credit and collection industry as Sarbanes-Oxley produced in Wall Street. Five separate and distinct types of legislation have emerged from Congress, all of which will impact not only on the extension of credit, but also on the collection of debts. The New 2009 - 2010 Edition includes extensive coverage of: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Fair and Accurate Credit Transactions Act of 2003 Class Action Fairness Act of 2005 Check Clearing for the 21st Century Act Servicemember Civil Relief Act of 2003 Only Complete Guide to Credit and Collection Law, 2009 - 2010 Edition will help you raise collection rates and reduce costs, while making certain you always remain in compliance. Updated yearly and packed with useful tips and tools, this thorough guide is recognized as the industry's most comprehensive reference manual. Complete Guide to Credit and Collection Law, 2008 - 2009 Edition is immediately applicable in real-world situations, providing: Annual updates to keep you apprised of new laws, judicial decisions & hot topics Clear explanations of the key laws that affect credit and collection Easy-to-read summaries/Plain-English explanations Practical credit-risk guidelines-Practice Tips Appendices containing the actual laws, and case excerpts that you need to make informed business decisions, including: 2005 Class Action Amendments, 2005 Bankruptcy Abuse and Prevention Act; 2004 FCRA-FACTA; FDCPA; TILA; ECOA; Regulation Z; Revised Article 9 of the Uniform Commercial Code.

Author: Jay Winston
Publisher:
ISBN: 9780997684100
Category :
Languages : en
Pages :

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Author: Arthur Winston
Publisher: Aspen Publishers
ISBN: 9780735592841
Category : Law
Languages : en
Pages : 2096

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Book Description
When chief financial officers, attorneys and business owners focus on debtcollection - both consumer and business debts - their overall concern canbe generally summarized in two short sentences: "What can I do legally?" and"Where do I find the answer?" Aspen Publishers' Complete Guideto Credit and Collection Law, 2010 - 2011 Edition is a comprehensiveeffort to answer these questions.Recent years have produced as many significant changes in the credit andcollection industry as Sarbanes-Oxley produced in Wall Street. Fiveseparate and distinct types of legislation have emerged from Congress, all ofwhich will impact not only on the extension of credit, but also on thecollection of debts.The new, completely updated 2010 - 2011 Edition includesextensive coverage of:In-depth analysis of stale, unsigned, bounced, post dated, stop payment,certified and cashiers’ checksNew laws passed in 2009 and 2010Preventing foreclosures and enhancing mortgage creditCredit Card Accountability, Responsibility and Disclosure ActConsumer laws of New York CityArticle entitled “Foreclosing on a Mezzanine Loan”Commercial Arbitration Rules of the AAAReaffirmation agreementsAmended Fair Credit Reporting ActAn article on “Electronic Discovery Agreements”Title X of the Consumer Financial Protection Act of 2010Only Complete Guide to Credit and Collection Law, 2010 - 2011 Editionwill help you raise collection rates and reduce costs, while making certainyou always remain in compliance. Updated yearly and packed with useful tipsand tools, this thorough guide is recognized as the industry’s mostcomprehensive reference manual. Complete Guide to Credit and CollectionLaw, 2010 - 2011 Edition is immediately applicable in real-worldsituations, providing:Annual updates to keep you apprised of new laws, judicial decisions & hottopicsClear explanations of the key laws that affect credit and collectionEasy-to-read summaries/Plain-English explanationsPractical credit-risk guidelines–Practice TipsAppendices containing the actual laws, and case excerpts that you need to makeinformed business decisions, including:surveys of laws governing commercial collection, Regulation M—consumerleasing, meaningful involvement under FDCPA, and Regulation Z and RevisedArticle 9 of the UCC.

Author: Arthur Winston
Publisher: Aspen Publishers
ISBN: 9780735535237
Category : Bankruptcy
Languages : en
Pages : 0

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Book Description
Now you can raise your collection rates and reduce your cost. Credit and collection managers may be well-versed in the procedures they can use in the extension of credit And The acceptable practices for collection debts. But when it comes to whether something is legal or not, they may need further information. This valuable resource provides that information. With this practical guide you can squeeze the most out of your collection efforts - while avoiding costly legal mistakes!

Author: Steven Harms
Publisher: John Wiley & Sons
ISBN: 9780470555408
Category : Business & Economics
Languages : en
Pages : 388

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Book Description
A breakthrough title explaining effective, cost-efficient collection methods In a down economy, the demand for a successful credit and collection game plan increases. Credit & Collections Kit For Dummies is a comprehensive guide for people involved in collection activities with accounts/clients, helping readers approach the often difficult task of collecting from late/slow paying customers, as well as determining when (and if) to extend credit to questionable ones. It gives readers the expert information and tools designed to ensure that their collection methods are both effective and legal. The book's attached CD includes helpful scripts, forms, letters, templates, and spreadsheets to help readers work efficiently and effectively. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Author:
Publisher:
ISBN: 9780762609772
Category :
Languages : en
Pages : 550

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Author: Landmark Publications
Publisher:
ISBN:
Category :
Languages : en
Pages : 540

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Book Description
THIS CASEBOOK contains a selection of U. S. Court of Appeals decisions that analyze, interpret, and apply provisions of the Fair Debt Collection Practices Act. Volume 1 of the casebook covers the District of Columbia Circuit and the First through the Fifth Circuit Court of Appeals.* * * The statutory purposes of the FDCPA are to "eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses." 15 U.S.C. § 1692(e). "The legislative history of the passage of the FDCPA explains that the need for the FDCPA arose" because of a number of different "collection abuses," such as the use of "'obscene or profane language, threats of violence, telephone calls at unreasonable hours, [and] misrepresentation of a consumer's legal rights.'" Kropelnicki v. Siegel, 290 F.3d 118, 127 (2d Cir. 2002) (quoting S. Rep. No. 95-382, at 2 (1977), reprinted in 1977 U.S.C.C.A.N. 1695, 1696). The legislative history of the FDCPA is clear that the statute also was intended to "eliminate the recurring problem of debt collectors dunning the wrong person." S. Rep. No. 95-382, at 4, reprinted in 1977 U.S.C.C.A.N. at 1699. The report of the House of Representatives explained: This bill also protects people who do not owe money at all. In the collector's zeal, collection efforts are often aimed at the wrong person either because of mistaken identity or mistaken facts. This bill will make collectors behave responsibly towards people with whom they deal.... Certainly a person who has a common name and is being hounded by a debt collector because of the debts of another person deserves the protection this legislation will offer. In far too many cases debt collectors do not even bother to double check common names before beginning collection efforts.H.R. Rep. 95-131 at 8 (1977). Wagner v. Chiari & Ilecki, LLP, 973 F. 3d 154 (2nd Cir. 2020)

Author: Margaret C. Jasper
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 102

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Book Description
This volume provides the debtor with an overview of the law applicable to debt collection and advises the debtor on ways to manage debt. The appendix provides tables and text of applicable statutes, and other pertinent information. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.