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Author: John Yinger Publisher: Russell Sage Foundation ISBN: 1610445627 Category : Social Science Languages : en Pages : 465
Book Description
"Yinger writes as if four decades of protest and progressive legislation have barely altered the terrain upon which minority Americans struggle for equality. He's right....Yinger figures that housing discrimination costs black homebuyers $5.7 billion and Hispanic homebuyers $3.4 billion every three years." —Washington Monthly Nearly three decades after the passage of the Fair Housing Act, illegal housing discrimination against blacks and Hispanics remains rampant in the United States. Closed Doors, Opportunities Lost reports on a landmark nationwide investigation of real estate brokers, comparing their treatment of equally qualified white, black, and Hispanic customers. The study reveals pervasive discrimination. Real estate brokers showed 25 percent fewer homes to the minority buyers, and loan agencies were 60 percent more likely to turn down minority applicants. Realtors and lenders also charged higher prices to minority buyers, withheld or gave insufficient financial and application information, and showed them homes only in non-white neighborhoods. Residents of minority neighborhoods faced further difficulties trying to sell their homes or obtain housing credit and homeowner's insurance. Economist John Yinger provides a lucid account of these disturbing facts and shows how deeply housing discrimination can affect the living conditions, education, and employment of black and Hispanic Americans. Deprived of residential mobility and discouraged from owning their own homes, many minority families are unable to flee stagnant or unsafe neighborhoods. Two thirds of black and Hispanic children are concentrated in high-poverty schools where educational achievement is low and dropout rates are high. The employment possibilities for minority job-seekers are diminished by the ongoing movement of jobs from the cities to the suburbs, where housing discrimination is particularly severe. Altogether, these effects of housing discrimination create a vicious cycle—discrimination imposes social and economic barriers upon blacks and Hispanics, and the resulting hardships fuel the prejudice that leads whites to associate minorities with neighborhood deterioration. Closed Doors, Opportunities Lost provides a history of fair housing and fair lending enforcement and joins the intense debate about integration policy. Yinger proposes a bold, comprehensive program that aims not only to end discrimination in housing and mortgage markets but to reverse their long-term effects by stabilizing poorer neighborhoods and removing the stigma of integration. He urges reforms to strengthen the enforcement powers of HUD and other agencies, provide funding for poor and integrated schools, encourage local housing and race-counseling programs, and shift income tax breaks toward low-income homebuyers. Closed Doors, Opportunities Lost provides valuable insight into the causes, extent, and consequences of housing discrimination—undeniably one of America's most vexing and important problems. This volume speaks directly to the ongoing debate about the nature and causes of poverty and the underclass, civil rights policy, the Community Reinvestment Act, and the plight of our nation's cities.
Author: John Yinger Publisher: Russell Sage Foundation ISBN: 1610445627 Category : Social Science Languages : en Pages : 465
Book Description
"Yinger writes as if four decades of protest and progressive legislation have barely altered the terrain upon which minority Americans struggle for equality. He's right....Yinger figures that housing discrimination costs black homebuyers $5.7 billion and Hispanic homebuyers $3.4 billion every three years." —Washington Monthly Nearly three decades after the passage of the Fair Housing Act, illegal housing discrimination against blacks and Hispanics remains rampant in the United States. Closed Doors, Opportunities Lost reports on a landmark nationwide investigation of real estate brokers, comparing their treatment of equally qualified white, black, and Hispanic customers. The study reveals pervasive discrimination. Real estate brokers showed 25 percent fewer homes to the minority buyers, and loan agencies were 60 percent more likely to turn down minority applicants. Realtors and lenders also charged higher prices to minority buyers, withheld or gave insufficient financial and application information, and showed them homes only in non-white neighborhoods. Residents of minority neighborhoods faced further difficulties trying to sell their homes or obtain housing credit and homeowner's insurance. Economist John Yinger provides a lucid account of these disturbing facts and shows how deeply housing discrimination can affect the living conditions, education, and employment of black and Hispanic Americans. Deprived of residential mobility and discouraged from owning their own homes, many minority families are unable to flee stagnant or unsafe neighborhoods. Two thirds of black and Hispanic children are concentrated in high-poverty schools where educational achievement is low and dropout rates are high. The employment possibilities for minority job-seekers are diminished by the ongoing movement of jobs from the cities to the suburbs, where housing discrimination is particularly severe. Altogether, these effects of housing discrimination create a vicious cycle—discrimination imposes social and economic barriers upon blacks and Hispanics, and the resulting hardships fuel the prejudice that leads whites to associate minorities with neighborhood deterioration. Closed Doors, Opportunities Lost provides a history of fair housing and fair lending enforcement and joins the intense debate about integration policy. Yinger proposes a bold, comprehensive program that aims not only to end discrimination in housing and mortgage markets but to reverse their long-term effects by stabilizing poorer neighborhoods and removing the stigma of integration. He urges reforms to strengthen the enforcement powers of HUD and other agencies, provide funding for poor and integrated schools, encourage local housing and race-counseling programs, and shift income tax breaks toward low-income homebuyers. Closed Doors, Opportunities Lost provides valuable insight into the causes, extent, and consequences of housing discrimination—undeniably one of America's most vexing and important problems. This volume speaks directly to the ongoing debate about the nature and causes of poverty and the underclass, civil rights policy, the Community Reinvestment Act, and the plight of our nation's cities.
Author: Polly Curtis Publisher: Virago ISBN: 0349014523 Category : Social Science Languages : en Pages : 267
Book Description
'BRILLIANT . . . I LOVE THIS BOOK' LEMN SISSAY 'A MUST-READ BOOK' JACQUELINE WILSON 'EXTRAORDINARY' OLIVER BULLOUGH 'EVERYONE SHOULD READ THIS BOOK' HILARY COTTAM Meet the mother whose children were taken away, and the father who fought for his son. Listen to the radical social worker, the judge, the lawyer. See inside the homes of foster carers, adoptive parents and children in care. Because behind closed doors, a scandal is ongoing. We now remove more children from their parents than ever before, more than any other western country. Not because of a rise in physical or sexual abuse, but because of complex factors that are overlooked and misunderstood. Children's Care is a system where fathers are ignored, and mothers are punished for experiencing abuse. Rife with prejudices about race, ableism and class, determined by a postcode lottery. Blind to poverty and its effects on family life. And, at its very worst, an exercise in social engineering that can never replace parental love. This is not a soft issue. Not a 'women and children' problem. It is a prism through which we can understand the deepest issues at play in politics, economics and society today, and it is happening behind closed doors. Because of legal restrictions against reporting in family courts, the uneasy work of social care and the shame poured on parents, these problems remain out of our sight. They are the subject of horror headlines or stale statistics. But family life is at the heart of who we are as people, and it is they who can help us understand. From North to South, rich and poor, Black and white, these are the people who know, first-hand, what is going wrong - and how we can fix it. These are their stories. 'IMPORTANT' IAN BIRRELL 'VITAL' HANNAH JANE PARKINSON 'ONE OF BRITAIN'S BEST JOURNALISTS WRITING ABOUT SOCIAL JUSTICE' MARIANA MAZZUCATO
Author: John Yinger Publisher: Russell Sage Foundation ISBN: 9780871549679 Category : Social Science Languages : en Pages : 464
Book Description
"Yinger writes as if four decades of protest and progressive legislation have barely altered the terrain upon which minority Americans struggle for equality. He's right....Yinger figures that housing discrimination costs black homebuyers $5.7 billion and Hispanic homebuyers $3.4 billion every three years." —Washington Monthly Nearly three decades after the passage of the Fair Housing Act, illegal housing discrimination against blacks and Hispanics remains rampant in the United States. Closed Doors, Opportunities Lost reports on a landmark nationwide investigation of real estate brokers, comparing their treatment of equally qualified white, black, and Hispanic customers. The study reveals pervasive discrimination. Real estate brokers showed 25 percent fewer homes to the minority buyers, and loan agencies were 60 percent more likely to turn down minority applicants. Realtors and lenders also charged higher prices to minority buyers, withheld or gave insufficient financial and application information, and showed them homes only in non-white neighborhoods. Residents of minority neighborhoods faced further difficulties trying to sell their homes or obtain housing credit and homeowner's insurance. Economist John Yinger provides a lucid account of these disturbing facts and shows how deeply housing discrimination can affect the living conditions, education, and employment of black and Hispanic Americans. Deprived of residential mobility and discouraged from owning their own homes, many minority families are unable to flee stagnant or unsafe neighborhoods. Two thirds of black and Hispanic children are concentrated in high-poverty schools where educational achievement is low and dropout rates are high. The employment possibilities for minority job-seekers are diminished by the ongoing movement of jobs from the cities to the suburbs, where housing discrimination is particularly severe. Altogether, these effects of housing discrimination create a vicious cycle—discrimination imposes social and economic barriers upon blacks and Hispanics, and the resulting hardships fuel the prejudice that leads whites to associate minorities with neighborhood deterioration. Closed Doors, Opportunities Lost provides a history of fair housing and fair lending enforcement and joins the intense debate about integration policy. Yinger proposes a bold, comprehensive program that aims not only to end discrimination in housing and mortgage markets but to reverse their long-term effects by stabilizing poorer neighborhoods and removing the stigma of integration. He urges reforms to strengthen the enforcement powers of HUD and other agencies, provide funding for poor and integrated schools, encourage local housing and race-counseling programs, and shift income tax breaks toward low-income homebuyers. Closed Doors, Opportunities Lost provides valuable insight into the causes, extent, and consequences of housing discrimination—undeniably one of America's most vexing and important problems. This volume speaks directly to the ongoing debate about the nature and causes of poverty and the underclass, civil rights policy, the Community Reinvestment Act, and the plight of our nation's cities.
Author: Jane Steen Publisher: Aspidistra Press ISBN: 0985715014 Category : Fiction Languages : en Pages : 316
Book Description
Heedless. Stubborn. Disgraced. Small town Illinois, 1870: "My stepfather was not particularly fond of me to begin with, and now that he'd found out about the baby, he was foaming at the mouth" Desperate to avoid marriage, Nell Lillington refuses to divulge the name of her child's father and accepts her stepfather's decision that the baby be born at a Poor Farm and discreetly adopted. Until an unused padded cell is opened and two small bodies fall out. Nell is the only resident of the Poor Farm who is convinced the unwed mother and her baby were murdered, and rethinks her decision to abandon her own child to fate. But even if she manages to escape the Poor Farm with her baby she may have no safe place to run to.
Author: Lisa O'Donnell Publisher: Harper Collins ISBN: 0062271911 Category : Fiction Languages : en Pages : 187
Book Description
In this tense and brilliant tale from the national bestselling author of The Death of Bees, a young boy on a small Scottish island, where everyone knows everything about everyone else, discovers that a secret can be a dangerous thing. Eleven-year-old Michael Murray is the best at two things: hacky sack and keeping secrets. His family thinks he's too young to hear grown-up stuff, but he listens at doors—it's the only way to find out anything. And Michael's heard a secret, one that may explain the bruises on his mother's face. When the whispers at home and on the street become too loud to ignore, Michael begins to wonder if there is an even bigger secret he doesn't know about. Scared of what might happen if anyone finds out, and desperate for life to return to normal, Michael sets out to piece together the truth. But he also has to prepare for the upcoming talent show, keep an eye out for Dirty Alice—his archnemesis from down the street—and avoid eating Granny's watery stew. Closed Doors is the startling new novel from Lisa O'Donnell, the acclaimed author of The Death of Bees. It is a vivid evocation of the fears and freedoms of childhood and a powerful tale of love, of the loss of innocence, and of the importance of family in difficult times.
Author: Shannon McKenna Publisher: Kensington Books ISBN: 0758250762 Category : Fiction Languages : en Pages : 452
Book Description
Every Move You Make. . . Surveillance expert Seth Mackey knows everything about the women that his millionaire boss toys with--and tosses aside. Raine Cameron is something different. Night after night, Seth watches her on a dozen different video screens. Her vulnerable beauty haunts him and her fresh innocence stirs a white-hot passion that he can barely control. Raine is pure temptation, but Seth has something more important to take care of first. He's convinced that his boss, Victor Lazar, is responsible for his half-brother's murder. He cannot put his secret investigation at risk, but he can't stop wanting her--craving her--and soon he knows he can't let Victor have her. For Raine may be Victor's next victim. . . Every Breath You Take Raine knows she's being watched--but no one can see the secrets in her heart. She has reasons of her own to seek revenge on Victor Lazar, and she will, despite her fear--and the distracting presence of Seth Mackey. Though Raine has little experience with men, Seth's fiercely masculine good looks and animal sensuality stir her most erotic fantasies when she's along. . .and lead her to a bold plan. Offering her body to him, surrendering totally to his ruthless desire might well push her beyond all emotional limits--and beyond fear itself.
Author: Natalie R. Collins Publisher: St. Martin's Press ISBN: 1429991712 Category : Fiction Languages : en Pages : 356
Book Description
For twenty years, they had been closer than sisters, sharing girlhood secrets, their hopes and dreams for the future—and a soul-searing promise. Melissa was the only one who knew what had really happened to Jannie beyond the sacred walls of the Mormon Temple the night that changed her life forever.... UNTIL HER BEST FRIEND VANISHED WITHOUT A TRACE. Now Melissa has gone missing, just days after entrusting Jannie with a mysterious box that someone would kill to possess. And someone has—leaving in their murderous wake an innocent victim and a trail of blood that leads to the heart of Jannie's hidden burden. Desperate to protect her secret, and to find out what has happened to Melissa, Jannie trusts no one. Not the stranger whose piercing green eyes have already seen too much, nor the family and friends whose familiar fold may be shielding a cold-blooded killer who is lurking BEHIND CLOSED DOORS.
Author: Michael Harrold Publisher: John Wiley & Sons ISBN: 0470869844 Category : History Languages : en Pages : 432
Book Description
In 1987 Michael Harrold went to North Korea to work as English language adviser on translations of the speeches of the late President Kim Il Sung (the Great Leader) and his son and heir Kim Jong Il (then Dear Leader and now head of state). For seven years he lived in Pyongyang enjoying privileged access to the ruling classes and enjoying the confidence of the country’s young elite. In this fascinating insight into the culture of North Korea he describes the hospitality of his hosts, how they were shaken by the Velvet Revolution of 1989 and many of the fascinating characters he met from South Korean and American GI defectors to his Korean minder and socialite friends. After seven years and having been caught passing South Korean music tapes to friends and going out without his minder to places forbidden to foreigners, he was asked to leave the country.
Author: Adolph Reed Publisher: Routledge ISBN: 0429982674 Category : Political Science Languages : en Pages : 355
Book Description
Without Justice for All: The New Liberalism and Our Retreat from Racial Equality questions, examines, and explains the way a new orthodoxy of American leaders has contributed to the social stratification and inequality which plagues America today. By looking at the history of our social policies since the New Deal, as well as the status of specific policy arenas, essayists show how political shifts over the past fifty years have moved us away from a more egalitarian politics. Throughout, the book responds critically to the now conventional argument that liberalism must be reconfigured in ways that retreat from immediate identification with the interests of labor, minorities, and the poor. From a look at federal housing policy and the failure of New Deal social programs to an examination of long established public assistance programs and Affirmative Action, Without Justice for All is a timely and important contribution to the dialogue on race in modern America.
Author: John Yinger
Author: John Yinger
Author: Polly Curtis
Author: John Yinger
Author: Jane Steen
Author: Lisa O'Donnell
Author: Shannon McKenna
Author: B.A. Paris
Author: Natalie R. Collins
Author: Michael Harrold
Author: Adolph Reed