Born Bankrupt and How to Fix It! Practical Financial Planning Tools for Your Century of Life PDF Download
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Author: THOMAS P. WARREN CFP Publisher: Squared Advisors ISBN: 9780578134178 Category : Languages : en Pages : 190
Book Description
Born Bankrupt introduces readers to the Great Transition that will affect the finances of everyone born after 1930. In his book, author Thomas P. Warren provides individuals and families with the knowledge and tools to ensure that they live their century of life without having to face actual bankruptcy. Born Bankrupt is organized in such a way that readers will first learn several important personal financial planning concepts that they must understand to fix being born bankrupt. He discusses how everyone is born with several certain life liabilities that create the born bankrupt condition and provides easy-to-read illustrations about how to develop steps to manage these liabilities. The "fix it" sections of the book walk the reader through the use of tools such as the Century of Life Balance Sheet to help control longevity risk. The role that investments play towards fixing bankrupt at birth is discussed in detail, and he lays the foundation for how an individual develops his or her own personal hurdle rate to manage their portfolios. The author discusses a wide-range of portfolio methods that the individual can adopt for themselves, or how to decide if seeking professional money management advice is the right path to follow. The author devotes much attention to investment risk management and introduces the reader to a new type of risk created by regulation and management of the global financial system. Many other useful strategies are discussed covering important steps to protect wealth, how to minimize investment losses, the role of insurance and annuities and how to handle financial distress. Mr. Warren discusses three types of transactions that individuals should avoid to prevent longevity risk. Finally, Mr. Warren offers advice for the younger generations about why it is important that they start funding their life's liabilities as early in life as possible.
Author: THOMAS P. WARREN CFP Publisher: Squared Advisors ISBN: 9780578134178 Category : Languages : en Pages : 190
Book Description
Born Bankrupt introduces readers to the Great Transition that will affect the finances of everyone born after 1930. In his book, author Thomas P. Warren provides individuals and families with the knowledge and tools to ensure that they live their century of life without having to face actual bankruptcy. Born Bankrupt is organized in such a way that readers will first learn several important personal financial planning concepts that they must understand to fix being born bankrupt. He discusses how everyone is born with several certain life liabilities that create the born bankrupt condition and provides easy-to-read illustrations about how to develop steps to manage these liabilities. The "fix it" sections of the book walk the reader through the use of tools such as the Century of Life Balance Sheet to help control longevity risk. The role that investments play towards fixing bankrupt at birth is discussed in detail, and he lays the foundation for how an individual develops his or her own personal hurdle rate to manage their portfolios. The author discusses a wide-range of portfolio methods that the individual can adopt for themselves, or how to decide if seeking professional money management advice is the right path to follow. The author devotes much attention to investment risk management and introduces the reader to a new type of risk created by regulation and management of the global financial system. Many other useful strategies are discussed covering important steps to protect wealth, how to minimize investment losses, the role of insurance and annuities and how to handle financial distress. Mr. Warren discusses three types of transactions that individuals should avoid to prevent longevity risk. Finally, Mr. Warren offers advice for the younger generations about why it is important that they start funding their life's liabilities as early in life as possible.
Author: Douglas Barrett Publisher: ISBN: 9781387953707 Category : Law Languages : en Pages : 44
Book Description
Personal financial skills are learned not breed within us, because of this, I have set out in this book to help you learn some key post-bankruptcy financial skills so you will not just survive after filing bankruptcy but actually thrive after bankruptcy. Thankfully the fix is actually simple, straight forward, and included in your personal Game Plan at the end of the book. So let me assure you if you will follow a few simple steps there is actually life after bankruptcy!
Author: Ben Stein Publisher: Hay House, Inc ISBN: 1401921124 Category : Business & Economics Languages : en Pages : 226
Book Description
Life is not lived all at once—it’s lived in moments, days, months, years, and decades. This means that the financial plans and actions we all have to take to meet our responsibilities sensibly must be organized by years and decades. Ben Stein wrote the original guide to this subject almost a quarter century ago. Now, Ben, along with Phil DeMuth, the eminent financial planner and writer, have gotten together to update the book, incorporating the massive changes that have occurred in the economy in the past 25 years. This book tells you what and when to save, how much to save, what to save it in, when to spend, and when to say no to your present and yes to your future. Yes, You Can Get A Financial Life! is a time-traveling guidebook on how to organize the money side of your life for all of the decades of your life.
Author: Steven Young Publisher: ISBN: 9781634283144 Category : Law Languages : en Pages : 150
Book Description
If you've been contemplating filing for bankruptcy, you probably feel as if you've been painted into a very tight corner--with few or no options. As dire as your financial troubles may be, you're not as powerless as you think. Bankruptcy: The Ultimate Guide to Recover Your Finances will help you proactively protect your precious assets, credit rating, and long-term financial stability without complex, expensive solutions. Financial Planner, Steven Young's no-nonsense suggestions for getting out of debt and rebuilding your credit are practical and not difficult to implement. Even the most financially phobic person will be able to understand and implement the credit recovery strategies that Young lays out in a detailed, organized manner. Between the pages of this unbiased, objective financial recovery guide, you'll discover: o the type of bankruptcy or alternative solution that's best for your situation o ingenious ways to use credit cards to slowly rebuild your credit o warnings about credit repair solutions that won't help and can actually make your situation worse o proactive procedures for avoiding identity theft o a powerful credit "coattails" method that quickly boosts your credit score o detailed advice on leveraging your home equity to rebuild your credit Deciding whether or not to declare bankruptcy is one of the most important life-altering decisions, you'll ever make. Don't do it alone. The knowledge this guide provides will prevent you from making some disastrous errors that might look good in the short term, while actually proving harmful in the long-term.
Author: Joshua Ray Publisher: Independently Published ISBN: 9781980398363 Category : Business & Economics Languages : en Pages : 111
Book Description
Are you considering bankruptcy? Have you already filed for bankruptcy? "Life After Bankruptcy" will be an important tool in your library to create an improved financial future the day after you file. There are a number of things that you must take into consideration either before or after filing and this book addresses those details. The book also covers getting over the mental and emotional baggage that comes with bankruptcy. Most importantly this book will be a significant guide to help you begin rebuilding your credit and creating wealth as fast as possible. You will learn fundamental principles of finance, budgeting, investing and wealth creation. Follow this guide and you will build your credit faster than you thought possible and it will help you develop a plan to increase your wealth. If you are considering bankruptcy, find out the process the author went through after filing to see if you are prepared to take that next step. You'll have a heads up on getting back on your feet faster than you thought you could.
Author: David Bach Publisher: Crown Currency ISBN: 0307591174 Category : Business & Economics Languages : en Pages : 290
Book Description
GOODBYE DEBT—HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive—if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt. And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
Author: Mitchell Allen Publisher: Greenleaf Book Group ISBN: 1929774702 Category : Business & Economics Languages : en Pages : 290
Book Description
For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.
Author: Gregory K. McDonough Publisher: ISBN: 9781619617025 Category : Business & Economics Languages : en Pages : 150
Book Description
Bankruptcy is often seen as the end of the road for a broken business: an admission of failure. But despite the stigma surrounding it, bankruptcy can actually allow a company to restart, renew, and improve--as long as it's done right. When Gregory K. McDonough faced his own professional "death spiral," he took a deep dive into the bankruptcy process and realized that bankruptcy could help revive his business. Now, he draws on his knowledge as a Certified Insolvency and Restructuring Advisor and his personal experiences to create a practical guide to staying mentally and strategically strong while navigating bankruptcy. The Turnaround provides vital information and coaching on the key elements of the process, including the following: What bankruptcy means When to declare bankruptcy How to make hard decisions From whom to get help When to dissolve How to protect your personal life What plans to put in place to rebuild Going bankrupt does not mean giving in. With the right plan of action, commitment, and mind-set, it can be the first step in turning a bad situation into a positive outcome.
Author: James P. Caher Publisher: For Dummies ISBN: 9780764554988 Category : Business & Economics Languages : en Pages : 388
Book Description
The number of new personal bankruptcies filed each year continue to increase. And there is no relief in sight. Bankruptcy is never a painless or easy decision, but with a little know-how, you can get through this process with a minimum of headache, heartache, and indigestion. With a clear focus towards the future, you can then begin to get your finances—and your life—back in order. If you’re considering bankruptcy, are currently in the process of filing for bankruptcy, or on the brink of bankruptcy and looking for a way to get through debt, Personal Bankruptcy For Dummies can help you make the best decisions about your financial future. Personal Bankruptcy For Dummies is a nuts-and-bolts toolbox, which covers both Chap7 and Chapter 13 bankruptcy. Written by two seasoned experts on bankruptcy law, this easy-to-follow guide walks you through the bankruptcy process and explains how to rebuild your credit after filing for bankruptcy. Straightforward answers and re liable advice can help you sort out all of your possibilities, with a clear understanding of what you have to gain and what’s to lose. This carefully written guidebook will show you how to: Consider alternatives to bankruptcy Decide which type of bankruptcy is right for you Prevent further financial damage before filing for bankruptcy Defend yourself from bill collectors and the IRS Save your home and other important assets Wipe out credit card debt Use bankruptcy to deal with tax debts Repair your credit and stay out of financial trouble Filled with expert tips and tactics for navigating the world of bankruptcy, Personal Bankruptcy For Dummies gives you the ammunition and information you need to intelligently and confidently choose your own best path and get back on your feet again.
Author: THOMAS P. WARREN CFP
Author: THOMAS P. WARREN CFP
Author: James P. Caher
Author: Douglas Barrett
Author: Ben Stein
Author: Steven Young
Author: Joshua Ray
Author: David Bach
Author: Mitchell Allen
Author: Gregory K. McDonough
Author: James P. Caher