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Author: Lean Yu Publisher: Springer Science & Business Media ISBN: 3540778039 Category : Business & Economics Languages : en Pages : 248
Book Description
Credit risk analysis is one of the most important topics in the field of financial risk management. Due to recent financial crises and regulatory concern of Basel II, credit risk analysis has been the major focus of financial and banking industry. Especially for some credit-granting institutions such as commercial banks and credit companies, the ability to discriminate good customers from bad ones is crucial. The need for reliable quantitative models that predict defaults accurately is imperative so that the interested parties can take either preventive or corrective action. Hence credit risk analysis becomes very important for sustainability and profit of enterprises. In such backgrounds, this book tries to integrate recent emerging support vector machines and other computational intelligence techniques that replicate the principles of bio-inspired information processing to create some innovative methodologies for credit risk analysis and to provide decision support information for interested parties.
Author: Lean Yu Publisher: Springer Science & Business Media ISBN: 3540778039 Category : Business & Economics Languages : en Pages : 248
Book Description
Credit risk analysis is one of the most important topics in the field of financial risk management. Due to recent financial crises and regulatory concern of Basel II, credit risk analysis has been the major focus of financial and banking industry. Especially for some credit-granting institutions such as commercial banks and credit companies, the ability to discriminate good customers from bad ones is crucial. The need for reliable quantitative models that predict defaults accurately is imperative so that the interested parties can take either preventive or corrective action. Hence credit risk analysis becomes very important for sustainability and profit of enterprises. In such backgrounds, this book tries to integrate recent emerging support vector machines and other computational intelligence techniques that replicate the principles of bio-inspired information processing to create some innovative methodologies for credit risk analysis and to provide decision support information for interested parties.
Author: Satchidananda Dehuri Publisher: Springer Nature ISBN: 3030390330 Category : Technology & Engineering Languages : en Pages : 268
Book Description
This book addresses many-criteria decision-making (MCDM), a process used to find a solution in an environment with several criteria. In many real-world problems, there are several different objectives that need to be taken into account. Solving these problems is a challenging task and requires careful consideration. In real applications, often simple and easy to understand methods are used; as a result, the solutions accepted by decision makers are not always optimal solutions. On the other hand, algorithms that would provide better outcomes are very time consuming. The greatest challenge facing researchers is how to create effective algorithms that will yield optimal solutions with low time complexity. Accordingly, many current research efforts are focused on the implementation of biologically inspired algorithms (BIAs), which are well suited to solving uni-objective problems. This book introduces readers to state-of-the-art developments in biologically inspired techniques and their applications, with a major emphasis on the MCDM process. To do so, it presents a wide range of contributions on e.g. BIAs, MCDM, nature-inspired algorithms, multi-criteria optimization, machine learning and soft computing.
Author: Guglielmo D'Amico Publisher: John Wiley & Sons ISBN: 1119415128 Category : Mathematics Languages : en Pages : 265
Book Description
Credit risk is one of the most important contemporary problems for banks and insurance companies. Indeed, for banks, more than forty percent of the equities are necessary to cover this risk. Though this problem is studied by large rating agencies with substantial economic, social and financial tools, building stochastic models is nevertheless necessary to complete this descriptive orientation. This book presents a complete presentation of such a category of models using homogeneous and non-homogeneous semi-Markov processes developed by the authors in several recent papers. This approach provides a good method of evaluating the default risk and the classical VaR indicators used for Solvency II and Basel III governance rules. This book is the first to present a complete semi-Markov treatment of credit risk while also insisting on the practical use of the models presented here, including numerical aspects, so that this book is not only useful for scientific research but also to managers working in this field for banks, insurance companies, pension funds and other financial institutions.
Author: Yong Shi Publisher: Springer Science & Business Media ISBN: 3642022987 Category : Computers Languages : en Pages : 871
Book Description
MCDM 2009, the 20th International Conference on Multiple-Criteria Decision M- ing, emerged as a global forum dedicated to the sharing of original research results and practical development experiences among researchers and application developers from different multiple-criteria decision making-related areas such as multiple-criteria decision aiding, multiple criteria classification, ranking, and sorting, multiple obj- tive continuous and combinatorial optimization, multiple objective metaheuristics, multiple-criteria decision making and preference modeling, and fuzzy multiple-criteria decision making. The theme for MCDM 2009 was “New State of MCDM in the 21st Century.” The conference seeks solutions to challenging problems facing the development of multiple-criteria decision making, and shapes future directions of research by prom- ing high-quality, novel and daring research findings. With the MCDM conference, these new challenges and tools can easily be shared with the multiple-criteria decision making community. The workshop program included nine workshops which focused on different topics in new research challenges and initiatives of MCDM. We received more than 350 submissions for all the workshops, out of which 121 were accepted. This includes 72 regular papers and 49 short papers. We would like to thank all workshop organizers and the Program Committee for the excellent work in maintaining the conference’s standing for high-quality papers.
Author: Jaganathan, Ramkumar Publisher: IGI Global ISBN: Category : Business & Economics Languages : en Pages : 291
Book Description
Academic scholars, entrenched in the complexities of various domains, face the daunting task of navigating intricate decision-making scenarios. The prevailing need for efficient and effective decision-making tools becomes increasingly apparent as traditional methodologies struggle to keep pace with the demands of modern research and industry. This pivotal issue necessitates a shift, urging scholars to explore unconventional approaches that can transcend disciplinary boundaries and unlock new dimensions of problem-solving. In response to these pressing challenges, Intelligent Decision Making Through Bio-Inspired Optimization emerges as a beacon of ingenuity. This groundbreaking book transcends usual disciplinary boundaries, seamlessly integrating computer science, artificial intelligence, optimization, and decision science. Its multidisciplinary approach addresses the inherent complexities faced by scholars, offering a comprehensive exploration of nature-inspired algorithms such as genetic algorithms, swarm intelligence, and evolutionary strategies. The book's core mission is to empower academic scholars with the tools to overcome contemporary decision-making hurdles, providing a holistic understanding of these bio-inspired approaches and their potential to revolutionize the scholarly landscape.
Author: Hamid Arabnia Publisher: Springer Science & Business Media ISBN: 1441970460 Category : Science Languages : en Pages : 776
Book Description
“Software Tools and Algorithms for Biological Systems" is composed of a collection of papers received in response to an announcement that was widely distributed to academicians and practitioners in the broad area of computational biology and software tools. Also, selected authors of accepted papers of BIOCOMP’09 proceedings (International Conference on Bioinformatics and Computational Biology: July 13-16, 2009; Las Vegas, Nevada, USA) were invited to submit the extended versions of their papers for evaluation.
Author: John Krogstie Publisher: Springer ISBN: 3319915630 Category : Computers Languages : en Pages : 630
Book Description
This book constitutes the refereed proceedings of the 30th International Conference on Advanced Information Systems Engineering, CAiSE 2018, held in Talinn, Estonia, in June 2018. The 37 papers presented in this volume were carefully reviewed and selected from 175 submissions. The papers are organized in topical sections on Process Execution, User-Oriented IS Development, Social Computing and Personalization, the Cloud and Data Services, Process Discovery, Decisions and the Blockchain, Process and Multi-level Modelling, Data Management and Visualization, Big Data and Intelligence, Data Modelling and Mining, Quality Requirements and Software, and Tutorials.
Author: Gerhard Swiegers Publisher: John Wiley & Sons ISBN: 0470566671 Category : Science Languages : en Pages : 532
Book Description
Can we emulate nature's technology in chemistry? Through billions of years of evolution, Nature has generated some remarkable systems and substances that have made life on earth what it is today. Increasingly, scientists are seeking to mimic Nature's systems and processes in the lab in order to harness the power of Nature for the benefit of society. Bioinspiration and Biomimicry in Chemistry explores the chemistry of Nature and how we can replicate what Nature does in abiological settings. Specifically, the book focuses on wholly artificial, man-made systems that employ or are inspired by principles of Nature, but which do not use materials of biological origin. Beginning with a general overview of the concept of bioinspiration and biomimicry in chemistry, the book tackles such topics as: Bioinspired molecular machines Bioinspired catalysis Biomimetic amphiphiles and vesicles Biomimetic principles in macromolecular science Biomimetic cavities and bioinspired receptors Biomimicry in organic synthesis Written by a team of leading international experts, the contributed chapters collectively lay the groundwork for a new generation of environmentally friendly and sustainable materials, pharmaceuticals, and technologies. Readers will discover the latest advances in our ability to replicate natural systems and materials as well as the many impediments that remain, proving how much we still need to learn about how Nature works. Bioinspiration and Biomimicry in Chemistry is recommended for students and researchers in all realms of chemistry. Addressing how scientists are working to reverse engineer Nature in all areas of chemical research, the book is designed to stimulate new discussion and research in this exciting and promising field.
Author: Bo Xing Publisher: CRC Press ISBN: 1351265075 Category : Business & Economics Languages : en Pages : 533
Book Description
The book focuses on smart computing for crowdfunding usage, looking at the crowdfunding landscape, e.g., reward-, donation-, equity-, P2P-based and the crowdfunding ecosystem, e.g., regulator, asker, backer, investor, and operator. The increased complexity of fund raising scenario, driven by the broad economic environment as well as the need for using alternative funding sources, has sparked research in smart computing techniques. Covering a wide range of detailed topics, the authors of this book offer an outstanding overview of the current state of the art; providing deep insights into smart computing methods, tools, and their applications in crowdfunding; exploring the importance of smart analysis, prediction, and decision-making within the fintech industry. This book is intended to be an authoritative and valuable resource for professional practitioners and researchers alike, as well as finance engineering, and computer science students who are interested in crowdfunding and other emerging fintech topics.
Author: Lean Yu
Author: Lean Yu
Author: Satchidananda Dehuri
Author: Guglielmo D'Amico
Author: Yong Shi
Author: Jaganathan, Ramkumar
Author: Hamid Arabnia
Author: John Krogstie
Author: Ahmet Niyazi ÖZKER
Author: Gerhard Swiegers
Author: Bo Xing