Banking and Microfinance Institution Partnerships PDF Download

Author: Don Chandima Padmaperuma
Publisher: Taylor & Francis
ISBN: 1000851958
Category : Business & Economics
Languages : en
Pages : 233

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Book Description
This book examines partnerships between commercial banks and microfinance institutions (MFIs). It demonstrates that when set up properly, these partnerships have the potential to develop and enhance the financial inclusion agenda, and further support sustainable development. MFIs provide access to finance predominantly for those who are poor but economically active, and therefore their expansion is imperative for inclusive economic development. However, MFIs are faced with enormous challenges. The book discusses how partnering with a commercial bank can meet these challenges and the process of interaction contributing to the enhancement of institutional robustness of MFIs. Through two distinct case studies, in Cambodia and Australia, the book discusses the motivations, objectives, and operational dynamics of a partnership, as well as the challenges, success factors, and potential benefits, from the increase in outreach and sustainability, to the transference of knowledge and potential for capacity building. Similarly, the partnering banks benefit in line with the intended objectives – commercial or social besides help embedding social consciousness and improving staff engagement. Concluding with elucidating the characteristics of a partnership model that can succeed across different global contexts, the book will interest a range of researchers and students across development economics, banking, finance, and sustainable development.

Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Author: Ingrid Matthäus-Maier
Publisher: Springer Science & Business Media
ISBN: 3540766413
Category : Business & Economics
Languages : en
Pages : 387

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Book Description
Microfinance has experienced dynamic development. Today, microfinance providers reach close to 100 million clients worldwide and are growing fast. New partnerships expand the impact of microfinance even further. Three types of partnerships are examined in this book, each consisting of a thematic pillar. Pillar I focuses on equity investments in microfinance, especially the possibilities for engaging private investors through structured microfinance investment funds. Rating agencies are involved in providing more transparency in this emerging fund industry. Pillar II focuses on collaboration among microfinance providers, governments, private investors and technology companies which help microfinance institutions to integrate new technologies into their business models, reducing cost and increasing outreach to clients. Pillar III covers micropensions, microinsurance and the role of securitisation for the future of microfinance.

Author:
Publisher: World Bank Publications
ISBN: 0821374184
Category : Business & Economics
Languages : en
Pages : 135

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Book Description
This study evaluates the effectiveness of IFC's strategic priority of private sector development in frontier countries (high-risk and/or low-income) by supporting micro, small, and medium enterprises (MSMEs) during fiscal years (FY)1994-2006. IFC has channeled its support to MSME's by: i) indirect financing through financial intermediaries, and ii) by indirect institution-building support via specialized regional small and medium enterprise (SME) development facilities. This evaluation analyzes IFC's development results and provides recommendations on how IFC's performance can be improved in this area going forward.

Author: Johannes Flosbach
Publisher: LIT Verlag Münster
ISBN: 3643906005
Category : Business & Economics
Languages : en
Pages : 373

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Book Description
This book examines the determinants of financial performance of microfinance institutions (MFIs) in Ghana and Uganda, against the backdrop of the public and academic debate over the financial and social implications of microfinance. In the absence of a conceptual model, the study chooses an inductive research approach with the objective of defining and developing a conceptual model with the capacity to explain, quantify, and compare the performance of MFIs. The research is particularly relevant in the African context where microloan interest rates regularly exceed 100% per annum and where the microfinance industry is lacking behind its global peers in regard to financial and social performance. (Series: Contributions to the Africa Research / Beitrage zur Afrikaforschung - Vol. 59) [Subject: Economics, Finance, African Studies]

Author:
Publisher: World Bank Publications
ISBN: 082136703X
Category : Business & Economics
Languages : en
Pages : 64

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Book Description
"This paper explores the extent to which formal, regulated financial institutions such as banks have been able to partner with "correspondents"- commercial entities whose primary objective and business is other than the provision of financial services. The paper illustrates the case of Brazil, where banks recently have developed extensive networks of such correspondents. Such arrangements result in lower costs and shared risks for participating financial institutions, making these arrangements an attractive vehicle for outreach to the underserved. Correspondent banking requires an enabling environment to emerge, and poses some regulatory challenges and some increase in risk. While there are reasons why this model was particularly successful in Brazil, it may be replicable elsewhere if appropriate regulatory adjustments are undertaken."

Author: Dinçer, Hasan
Publisher: IGI Global
ISBN: 1466646365
Category : Business & Economics
Languages : en
Pages : 497

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Book Description
"This book explores the concept of a global industry through case studies, emerging research, and interdisciplinary perspectives applicable to a variety of fields in banking and finance"--Provided by publisher.

Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821389289
Category : Business & Economics
Languages : en
Pages : 533

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Book Description
The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.

Author: Asian Development Bank
Publisher: Asian Development Bank
ISBN: 9292541528
Category : Business & Economics
Languages : en
Pages : 500

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Book Description
The report describes key features of ADB's operations in India and how these have evolved to support the Government of India's focus on high, inclusive and sustainable growth. As of December 2012, the Asian Development Bank (ADB) had approved 168 sovereign loans amounting to $27.2 billion and 344 technical assistance projects amounting to $258 million on a cumulative basis for India. Today, ADB operations cover over 20 states in India. While infrastructure projects in the energy, transport, and urban sectors comprise over 75% of ADB's operations in the country, ADB is also engaged in promoting water resources management, agribusiness infrastructure development, financial inclusion, skills development, and regional cooperation and integration. The report provides a compendium of ongoing projects and case studies across ADB's sectors of operations in India. It also highlights the innovative elements of projects and showcases the impact of development assistance on people's lives and livelihoods.

Author: Ira W. Lieberman
Publisher: Brookings Institution Press
ISBN: 0815737645
Category : Business & Economics
Languages : en
Pages : 493

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Book Description
A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.