Your Retirement Smile PDF Download

Author: Mart McClellan
Publisher:
ISBN: 9781599329567
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Transform YOUR FINANCIAL FUTURE In today's world, financial advice in every medium may make you believe that people fall into two groups when it comes to money: savers and spenders. But the truth is, money isn't an either/or thing. You can save and spend--you can invest for the future, enjoy your life, AND fully replace your income in retirement. So--what are the first steps you can make today toward a golden retirement? In Your Retirement Smile: The Treatment Plan for Pay-Cut Prevention in Your Golden Years, Dr. Mart G. McClellan and Tim Streid bring you knowledge to show that the "same old, same old" or "cookie cutter" approach when it comes to financial and retirement planning does not have to be accepted-- nor should it be. No one wants to fail or struggle when it comes to personal finances, but they will when they choose to accumulate their wealth versus accelerate their wealth. It's time to take action and realize your maximum financial potential to smile in retirement!

Author: Laurence J. Kotlikoff
Publisher: Simon and Schuster
ISBN: 1416579672
Category : Business & Economics
Languages : en
Pages : 337

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Book Description
Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.

Author: Mary Hunt
Publisher: Revell
ISBN: 1441244956
Category : Business & Economics
Languages : en
Pages : 222

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Book Description
What does a woman want to do when she retires? Travel? Pursue hobbies? Spend time with friends and family? We all have dreams about what those days will be like. But when it comes to turning those dreams into reality, women's retirement confidence and know-how is low. According to a 2012 survey, 92 percent of women of all ages in this country don't feel they're educated enough to reach their retirement savings goals. For the woman who doesn't know where to start or would like a knowledgeable guide who speaks her language, financial expert Mary Hunt offers a comprehensive but approachable resource for saving and planning for retirement. Whether she feels entitled to retire at age 65, hopes she'll be able to stop working someday, or is convinced she'll never be able to retire, every woman will find real help in these pages. With her signature no-nonsense, energetic style, Hunt assures women that it's only too late if they don't start now. She clearly covers every aspect of retirement planning during every season of a woman's life, giving women the confidence they need to shape their futures.

Author: Ted Heybridge
Publisher: Summersdale
ISBN: 9781849536240
Category : Humor
Languages : en
Pages : 0

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Book Description
"You only live once, but if you do it right, once is enough." --Mae West "When they tell me I'm too old to do something, I attempt it immediately." --Pablo Picasso Your life is about to change--you're going to retire! Say hello to stress-free lie-ins and relaxing afternoon strolls, to having all the time in the world to do what YOU want to do. This delightful little book will help you through those leisurely days with a smile on your face.

Author: Suze Orman
Publisher: Hay House, Inc
ISBN: 1401959938
Category : Business & Economics
Languages : en
Pages : 321

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Book Description
The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432

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Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Author: Phil Rickman
Publisher: Atlantic Books
ISBN: 0857890220
Category : Fiction
Languages : en
Pages : 512

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Book Description
Merrily is called to investigate a possible ghost sighting in her seventh fascinating adventure In the affluent, historic town of Ludlow, a teenage boy dies in a fall from the castle ruins. Accident or suicide? No great mystery—so why does the boy's uncle, retired detective Andy Mumford, turn to diocesan exorcist Merrily Watkins? More people will die before Merrily, her own future uncertain, uncovers a dangerous obsession with suicide, death, and the afterlife hidden within these shadowed medieval streets.

Author: Ben Stein
Publisher: Hay House
ISBN: 1401903185
Category : Business & Economics
Languages : en
Pages : 241

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Book Description
Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.

Author: Randy Siegel
Publisher: Macmillan
ISBN: 1596434384
Category : Juvenile Fiction
Languages : en
Pages : 44

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Book Description
A six-year-old boy travels to the coast to help his beloved grandmother find her smile.

Author: G.F. Miller
Publisher: Simon and Schuster
ISBN: 1534471367
Category : Juvenile Fiction
Languages : en
Pages : 384

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Book Description
“Filled with tongue-in-cheek humor…a gently fantastical world brimming with teen shenanigans.” —Publishers Weekly Perfect for fans of Geekerella and Jenn Bennett, this charming, sparkly rom-com follows a wish-granting teen forced to question if she’s really doing good—and if she has the power to make her own dreams come true. Charity is a fairy godmother. She doesn’t wear a poofy dress or go around waving a wand, but she does make sure the deepest desires of the student population at Jack London High School come true. And she knows what they want even better than they do because she can glimpse their perfect futures. But when Charity fulfills a glimpse that gets Vindhya crowned homecoming queen, it ends in disaster. Suddenly, every wish Charity has ever granted is called into question. Has she really been helping people? Where do these glimpses come from, anyway? What if she’s not getting the whole picture? Making this existential crisis way worse is Noah—the adorkable and (in Charity’s opinion) diabolical ex of one of her past clients—who blames her for sabotaging his prom plans and claims her interventions are doing more harm than good. He demands that she stop granting wishes and help him get his girl back. At first, Charity has no choice but to play along. But soon, Noah becomes an unexpected ally in getting to the bottom of the glimpses. Before long, Charity dares to call him her friend…and even starts to wish he were something more. But can the fairy godmother ever get the happily ever after?