Your Financial Pathway for Retirement PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Your Financial Pathway for Retirement PDF full book. Access full book title Your Financial Pathway for Retirement by Brett Shunkwiler. Download full books in PDF and EPUB format.
Author: Brett Shunkwiler Publisher: ISBN: Category : Languages : en Pages : 106
Book Description
As he prepared to open his own Lincoln, Nebraska-based financial services firm, Brett Shunkwiler began with the belief that too many people preparing for retirement know more about how to save than they do about converting those investments into sustainable, tax-friendly income upon reaching their retirement dream.Here in his first book, Shunkwiler lays out his five-part approach to retirement planning, one that puts as much emphasis on the distribution phase of life as the more familiar accumulation phase promoted in countless TV ads.His Pathway for Retirement(TM) process explores ways to plan for income designed to last as long as we do; that can continue growing retirement assets even after turning some of them into income; that employs time-sensitive tax strategies that help us keep more of our hard-earned savings in our own pockets; and that plans for both rising health care costs and legacy gifts for loved ones we leave behind.Among other retirement topics, Shunkwiler examines aspects of Social Security strategies, Medicare and Medigap coverage, alternative funding for long-term care, tax strategies in the current era of reduced tax brackets, as well as the effects of the 2019 SECURE Act on IRA planning.
Author: Brett Shunkwiler Publisher: ISBN: Category : Languages : en Pages : 106
Book Description
As he prepared to open his own Lincoln, Nebraska-based financial services firm, Brett Shunkwiler began with the belief that too many people preparing for retirement know more about how to save than they do about converting those investments into sustainable, tax-friendly income upon reaching their retirement dream.Here in his first book, Shunkwiler lays out his five-part approach to retirement planning, one that puts as much emphasis on the distribution phase of life as the more familiar accumulation phase promoted in countless TV ads.His Pathway for Retirement(TM) process explores ways to plan for income designed to last as long as we do; that can continue growing retirement assets even after turning some of them into income; that employs time-sensitive tax strategies that help us keep more of our hard-earned savings in our own pockets; and that plans for both rising health care costs and legacy gifts for loved ones we leave behind.Among other retirement topics, Shunkwiler examines aspects of Social Security strategies, Medicare and Medigap coverage, alternative funding for long-term care, tax strategies in the current era of reduced tax brackets, as well as the effects of the 2019 SECURE Act on IRA planning.
Author: Jack Sutherland Publisher: iUniverse ISBN: 1663217580 Category : Self-Help Languages : en Pages : 119
Book Description
PATHWAY TO A PENSION: Follow My Rules of Engagement to A Lifetime Retirement Paycheck If you don’t have a traditional pension and you don’t want to outlive your money, PATHWAY TO A PENSION offers some practical guidance on how to create a lifetime paycheck. This is good news for those who think they will have to work until age 75 or longer to retire. Follow my Seven Rules of Engagement to create a more secure retirement plan: #1 Create a 50-20-30 budget plan. #2 Build a contingency fund. #3 Decide whether to pay off your mortgage early. #4 Start a 529 savings plan. #5 Save early, often, and regularly. #6 Understand opportunity costs. #7 Create multiple sources of income in retirement. Enjoy the benefits of your personal pension plan, achieving peace of mind and a fulfilling retirement. Make the most of your retirement assets by following PATHWAY TO A PENSION. We can rewrite your retirement story together, so you can enjoy a lifetime retirement paycheck.
Author: Edwin M. Bridges Publisher: Taylor & Francis ISBN: 1000981002 Category : Education Languages : en Pages : 279
Book Description
This is a guide for anyone in the academy – faculty member, administrator or professional staff – at whatever point she or he may be along the career path. Whether you are a newly-minted Ph.D. landing your first job, at mid career, or even already retired and concerned about how long your money might last, Ed Bridges offers you a straightforward, easy-to-grasp, and structured way to think about money, learn how it works, understand the priorities for your stage in life, determine your objectives, and develop a personal plan most likely to achieve them.Why a book specifically for those who work in higher education? The chances are that your retirement funds are mostly invested in TIAA-CREF funds, and that the plans created by the different institutions where you have worked, or will work, impose sometimes conflicting limitations of how you can manage your retirement money. This is potentially complex terrain with which many professional financial advisors are unfamiliar. This book provides ample guidance for you to manage your retirement funds, but if you do prefer to seek professional advice, it sets out the criteria for choosing a reliable advisor, and may even be a book from which your advisor can benefit if he or she is not fully conversant with TIAA-CREF’s offerings, and the quirks of academic retirement plans.What makes this book unique is that Ed Bridges shares with you his self-education about the risky business of investing and retirement planning. As he writes, “In schooling myself, I adopted the mind-set that I had used as a social scientist for the past forty-six years. I distinguished between fact and opinion and scrutinized the evidence behind every author’s claims; moreover, I searched for research that might corroborate or refute these claims. In the process, I learned a great deal about the route I should have taken to retirement from the time I accepted my first academic appointment to the time I submitted my intention to retire. Join me as I relive my long journey so that you may avoid my wrong turns and succeed in reaching your ultimate destination, a worry-free retirement, despite the risks and uncertainties you will surely face when you retire.”The book includes simple questionnaires and worksheets to help you determine where you stand, and think through your options.
Author: Sergio Rijo Publisher: SERGIO RIJO ISBN: Category : Business & Economics Languages : en Pages : 93
Book Description
Are you dreaming of early retirement, where you can bid farewell to the 9-to-5 grind and savor the freedom to live life on your own terms? "How to Retire Early: A Guide to Financial Planning and Early Retirement" is your roadmap to turn that dream into a reality. In this comprehensive guide, you'll find a treasure trove of expert advice, actionable strategies, and invaluable insights to help you embark on the journey toward financial independence and early retirement. Whether you're in your 20s, 30s, 40s, or beyond, it's never too late or too early to take control of your financial future. Inside these pages, you'll discover: The Benefits of Early Retirement: Explore the profound advantages of retiring early, from increased freedom and flexibility to improved overall well-being. Setting Clear Retirement Goals: Learn how to define your retirement age, calculate your future expenses, and envision your ideal retirement lifestyle. Assessing Your Financial Situation: Dive deep into evaluating your assets, liabilities, income, and expenses to understand your current financial standing. Building a Strong Financial Foundation: Discover the importance of emergency funds, debt reduction, and budgeting in securing your financial future. The Power of Investing: Explore different investment vehicles, risk tolerance, and diversification strategies to grow your wealth. Tax-Efficient Investing: Gain insights into tax-advantaged accounts and strategies for minimizing taxes in retirement. Retirement Accounts and Pension Plans: Unravel the mysteries of 401(k)s, IRAs, Roth IRAs, and maximizing employer benefits. Alternative Income Streams: Explore real estate investments, dividend stocks, bonds, and side businesses to boost your income. Creating a Retirement Savings Plan: Set milestones, track your progress, and adapt your plan as needed for a secure retirement. Minimizing Lifestyle Inflation: Learn to curb the dangers of lifestyle creep and embrace contentment on your journey to early retirement. Health and Insurance Considerations: Navigate healthcare, long-term care insurance, and medical expenses to protect your well-being. Social Security and Medicare: Maximize your Social Security benefits and understand Medicare for a smooth transition into retirement. Protecting Your Wealth: Explore estate planning, wills, trusts, and strategies to minimize estate taxes. The Psychology of Early Retirement: Dive into the emotional aspects of retirement, find purpose, and avoid common post-retirement pitfalls. Finalizing Your Retirement Plan: Revisit your retirement goals, make timeline adjustments, and address last-minute financial considerations. Pre-Retirement Checklist: Prepare for retirement by addressing financial tasks, legal matters, and the transition itself. Retirement Budgeting and Withdrawal Strategies: Discover safe withdrawal rates, create a retirement budget, and adjust spending as needed. Post-Retirement Lifestyle: Explore the joys of travel, hobbies, volunteer work, and staying physically and mentally active in retirement. Dealing with Unexpected Challenges: Learn to navigate market volatility, health crises, and unexpected expenses while reinventing your retirement plan. Success Stories and Inspirations: Draw inspiration from real-life early retirees and gain valuable lessons from their experiences. Additional Resources and Tools: Access recommended books, websites, worksheets, and calculators to aid your retirement planning journey. No matter where you are in your financial journey, this guide is designed to empower you with the knowledge and tools you need to achieve early retirement. Start turning your dreams into reality and embrace a future where financial independence allows you to live life on your own terms. Your early retirement adventure begins now!
Author: Kaycee Krysty Publisher: John Wiley & Sons ISBN: 1118330579 Category : Business & Economics Languages : en Pages : 132
Book Description
Tailoring retirement for successful business leaders Traditional retirement planning fails to meet the needs of wealthy baby boomers, particularly those who are business leaders. There is no “one size fits all” answer. Wealth Regeneration at Retirement: Planning for a Lifetime of Leadership presents an alternative – one that acts more like a GPS. The authors, Kaycee Krysty and Bob Moser, leaders of the highly regarded Seattle-based wealth management firm, Laird Norton Tyee, use a proprietary discipline, Wealth Regeneration®, to calculate the route to retirement and beyond for those at the top. The authors challenge successful boomers to redefine retirement on their own terms. They outline a process to create a sustainable plan to achieve retirement objectives. Their years of experience in counseling CEO’s and business founders through transitions is reflected throughout. For many successful boomers, the answer to the prospect of retirement has been, “I’d rather not.” Yet change is inevitable. Wealth Regeneration at Retirement provides a thoughtful and thorough way for leaders to move onward. Describing Wealth Regeneration in a digestible, actionable format, the book provides the framework, tools, and techniques that successful baby boomers and their advisors need to incorporate this innovative approach for a lifetime of leadership and legacy. Packed with learning aids, including graphics, diagrams, worksheets and exercises, the book helps readers build a unique life plan that is about more than simply retirement. The book includes: A proprietary approach to retirement planning that changes seamlessly when times and circumstances change A four component methodology - Where You Are; What You Want; What to Do; and Make it Happen – to ensure continuous feedback, accountability, and measurement of lifetime goals Retirement planning expertise from wealth management firm Laird Norton Tyee Wealth Regeneration at Retirement: Planning for a Lifetime of Leadership is artfully illustrated and filled with practical advice for wealthy baby boomers and the financial advisors they rely on. It explains exactly how to build a personalized and sustainable plan for retirement no matter where life may lead.
Author: Emily Guy Birken Publisher: Simon and Schuster ISBN: 1507213611 Category : Business & Economics Languages : en Pages : 240
Book Description
Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.
Author: Eric D. Brotman, CFP® Publisher: Author House ISBN: 1496911245 Category : Business & Economics Languages : en Pages : 209
Book Description
In his second book, Eric Brotman aims to arm you with the tools you need to achieve an independent and dignified retirement. Specifically, "Retire Wealthy" is designed... 1) To provide a financial literacy tool for you to learn the basics. 2) To motivate you to get on the path to financial independence and to have the tools you need to help make the journey a rewarding one. 3) To provide a process and various strategies you can use in doing financial planning and wealth-building on your own or with your financial advisor. (Would also like to see 1-2 testimonials on the back cover)
Author: Fred Brock Publisher: Macmillan ISBN: 1429900199 Category : Business & Economics Languages : en Pages : 240
Book Description
The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more With Retire on Less Than You Think, Fred Brock challenged the conventional wisdom on the real costs of retirement— and it struck a chord with Americans. Now, as mutual-fund investments continue to be a roller coaster, Brock updates his indispensable advice on finding asset streams, working during retirement, maximizing your health insurance, and choosing a community and housing to show how to • manage the quicksand of the housing market (your best asset) • pay for the spiraling costs of prescription drugs • discover new cost-cutting savings • plan for shifts over time in your financial goals Boasting expanded resource lists and worksheets, Retire on Less Than You Think is the best guide available for making your retirement dreams a reality.
Author: Troy B. Daum Publisher: Morgan James Publishing ISBN: 164279273X Category : Business & Economics Languages : en Pages : 119
Book Description
“Explains in easy, digestible anecdotes on how consumers can plan for the golden years without going broke trying to enjoy [them]” (Orlando Sentinel). Are you ready to retire, but are afraid of running out of money? Do you know who to trust? People imagine retirement as learning new things, challenging themselves, giving back as a mentor, spending their days with family and friends, or filling them with exciting adventures. The vision is the beginning but realizing those goals requires more steps than people realize. Your Insiders’ Guide to Retirement serves as a mentor for retirees written by three advisors who have helped many down this path countless times with a proven system in place. With a combined seventy-five years of experience in financial services, Troy Daum, R.J. Gordon Tudor, and Jeff Poole explore why people are fed up with the scandals of Wall Street, brokerages, and insurance companies. They introduce readers to an exciting new profession where companies act as a fiduciary. They present a paradigm shift in the financial services space and emphasize the importance of why retirees must understand and have a financial plan, and how they, too, can follow the path to an amazing retirement journey. “A groundbreaking book.” —Chicago Tribune “Written with encouraging anecdotes and sound advice, this book serves as a guide to help readers outline the life they want to live during retirement.” —Capital Gazette “Show[s] why having the right advisor will make all the difference between living with financial worries and having a life of financial independence.” —Peter Mangan, CEO, Shareholders Service Group
Author: Brett Shunkwiler
Author: Brett Shunkwiler
Author: Jack Sutherland
Author: Edwin M. Bridges
Author: Sergio Rijo
Author: Kaycee Krysty
Author: Emily Guy Birken
Author: Eric D. Brotman
Author: Eric D. Brotman, CFP®
Author: Fred Brock
Author: Troy B. Daum