Author: Charles R. Geisst Publisher: Brookings Institution Press ISBN: 0815729014 Category : Business & Economics Languages : en Pages : 275
Book Description
Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Author: Robert Mayer Publisher: ISBN: 9780875804309 Category : Business & Economics Languages : en Pages : 0
Book Description
In this intriguing and accessible book, Mayer presents the history of payday lending using the colorful (and sometimes criminal) city of Chicago as a case in point. With an eye to the future, Mayer also aptly assesses the consequences of high-interest lending - both for the people who borrow at such steep prices and for society as a whole.-publisher description.
Author: Charmaine Pauls Publisher: ISBN: Category : Languages : en Pages : 634
Book Description
A DARK MAFIA ROMANCE"Perversely hot, gritty, and richly textured, Valentina and Gabriel's story is one of the best dark romances I've read." -- Anna Zaires, New York Times bestselling author of Twist MeI'm a loan shark. Breaking people is in my blood. The Haynes's were supposed to be a straightforward job. Go in and pull the trigger twice. One bullet for Charlie, one for his sister. But when I saw Valentina, I wanted her. Only, in our world, those who owe us don't get second chances. No way in hell will my mother let her live. So I devised a plan to keep her.It's depraved.It's immoral.It's dubious.It's perfect.Just like her.
Author: Charmaine Pauls Publisher: ISBN: 9781548821500 Category : Languages : en Pages : 312
Book Description
Repulsiveness personified, that's me. I own a mirror, and I'm not afraid to look in it. What you see on the surface is a reflection of what runs under my skin. I'm a loan shark. Breaking people is in my blood. The Haynes's were supposed to be a straightforward job. Go in and pull the trigger twice. One bullet for Charlie, one for his sister. But when I saw Valentina, I wanted her. Only, in our world, those who owe us don't get second chances. No way in hell will my mother let her live. So I devised a plan to keep her.It's depraved.It's immoral.It's dubious.It's perfect.Just like her.(DUBIOUS is the first full-length novel in a two-part duet and ends on a cliffhanger. The second book, CONSENT, will be available on 14 November 2017. This is a dark romance with a criminal anti-hero and forced seduction. Reader discretion is advised.)
Author: Charmaine Pauls Publisher: Charmaine Pauls ISBN: 2956103113 Category : Fiction Languages : en Pages : 373
Book Description
“Never trust a loan shark. Nine years of paying off my debt is turning into forever.” A DARK MAFIA ROMANCE When Gabriel broke down my door, he took over my body and life. Never with force, but always with clever manipulation. He stripped me of my independence, my defenses, and my clothes and turned me into an addict. My addiction is him. Once, I had dreams and a future. Now, I have fears, scars, and insatiable needs. I'm damaged beyond repair, but if I'm to survive the most dangerous man in Johannesburg, I can't allow him to break me, because broken toys are destined for the garbage dump. Note: Consent is Book 2 of The Loan Shark Duet and concludes Valentina and Gabriel's story. Dubious (Book 1) must be read first in order to follow the story.
Author: Rob Fitzpatrick Publisher: Robfitz Ltd ISBN: 1492180742 Category : Business & Economics Languages : en Pages : 133
Book Description
The Mom Test is a quick, practical guide that will save you time, money, and heartbreak. They say you shouldn't ask your mom whether your business is a good idea, because she loves you and will lie to you. This is technically true, but it misses the point. You shouldn't ask anyone if your business is a good idea. It's a bad question and everyone will lie to you at least a little . As a matter of fact, it's not their responsibility to tell you the truth. It's your responsibility to find it and it's worth doing right . Talking to customers is one of the foundational skills of both Customer Development and Lean Startup. We all know we're supposed to do it, but nobody seems willing to admit that it's easy to screw up and hard to do right. This book is going to show you how customer conversations go wrong and how you can do better.
Author: Ruth Ware Publisher: Simon and Schuster ISBN: 1501156225 Category : Fiction Languages : en Pages : 416
Book Description
A “perfectly executed suspense tale very much in the mode of Daphne du Maurier’s Rebecca” (The Washington Post) from the #1 New York Times bestselling author of In a Dark, Dark Wood, The Woman in Cabin 10, The Lying Game, and The Turn of the Key. On a day that begins like any other, Hal receives a mysterious letter bequeathing her a substantial inheritance. She realizes very quickly that the letter was sent to the wrong person—but also that the cold-reading skills she’s honed as a tarot card reader might help her claim the money. Soon, Hal finds herself at the funeral of the deceased…where it dawns on her that there is something very, very wrong about this strange situation and the inheritance at the center of it. Full of spellbinding menace and told in Ruth Ware’s signature suspenseful style, this is a “captivating and eerie page-turner” (The Wall Street Journal) from the Agatha Christie of our time.
Author: Lolita Lopez Publisher: ISBN: 9781630420758 Category : Languages : en Pages :
Book Description
To escape her father's debt to a loan shark, Dizzy seeks refuge in the upcoming Grab. She'd rather belong to one of those terrifying sky warriors from the battleship Valiant than to the sleazy criminal who wants her as his plaything. The years of constant war haven't been kind to highly decorated sniper Venom. Only the promise of earning a wife kept him going through deadly battles. Catching and collaring Dizzy fills him with incredible hope. Finally he has a woman of his own, a mate to love--and bind and adorn with his ropes. After a brazen Splinter attack, the Shadow Force uncovers secrets about Dizzy's late mother that entangle her in a web of deceit. To save Venom, her father and an operative named Terror, Dizzy digs deep and risks it all. Venom refuses to stand idly by while Dizzy's haunted past threatens the future they're trying to build. He finally has a reason for living--and he's not giving her up.
Author: Charles R. Geisst
Author: Robert Mayer
Author: Charmaine Pauls
Author: Charmaine Pauls
Author: Earle Edward Eubank
Author: Charmaine Pauls
Author: Rob Fitzpatrick
Author: Ruth Ware
Author: Roxie Rivera
Author: Lolita Lopez