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Author: Howard Strong Publisher: Holt Paperbacks ISBN: 9780805053142 Category : Business & Economics Languages : en Pages : 218
Book Description
Protect yourself from the outrageous practices of credit card companies. Would it make you happy to know that the longer you delay in paying off your credit card balance the more money the companies make off of you? That companies aren't forced to reveal costs for cash advance fees, overlimit fees, or late fees on card applications? That invasion of privacy begins when stores "data mine" valuable information on your purchase record to lessly solicit you? Here, finally, is a book for card holders eager to fight back and protect their consumer rights. Informative, practical, and savvy, What Every Credit Card Holder Should Know exposes the often devious workings of the credit card industry and the profit makers behind it. Issuing hard-earned advice about lowering interest rates and annual fees, handling fraudulent charges and disputes, preventing identity theft, choosing the best card for personal needs, and the perils of the new "debit cards," What Every Credit Card Holder Should Know also shares secrets card companies never tell you about how you can save money. Filled with hilarious and terrifying real-world anecdotes, this is a refreshingly bold approach to credit cards and how to make them work for us, not the other way around.
Author: Howard Strong Publisher: Holt Paperbacks ISBN: 9780805053142 Category : Business & Economics Languages : en Pages : 218
Book Description
Protect yourself from the outrageous practices of credit card companies. Would it make you happy to know that the longer you delay in paying off your credit card balance the more money the companies make off of you? That companies aren't forced to reveal costs for cash advance fees, overlimit fees, or late fees on card applications? That invasion of privacy begins when stores "data mine" valuable information on your purchase record to lessly solicit you? Here, finally, is a book for card holders eager to fight back and protect their consumer rights. Informative, practical, and savvy, What Every Credit Card Holder Should Know exposes the often devious workings of the credit card industry and the profit makers behind it. Issuing hard-earned advice about lowering interest rates and annual fees, handling fraudulent charges and disputes, preventing identity theft, choosing the best card for personal needs, and the perils of the new "debit cards," What Every Credit Card Holder Should Know also shares secrets card companies never tell you about how you can save money. Filled with hilarious and terrifying real-world anecdotes, this is a refreshingly bold approach to credit cards and how to make them work for us, not the other way around.
Author: Curtis E. Arnold Publisher: FT Press ISBN: 0132703459 Category : Business & Economics Languages : en Pages : 353
Book Description
Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Author: Polly A. Bauer Publisher: Coconut Avenue, Inc. ISBN: 0983749922 Category : Business & Economics Languages : en Pages : 248
Book Description
WINNER 2013 ~ INDEPENDENT PUBLISHER LIVING NOW BOOK AWARD ~ GOLD MEDAL for best book in Finance/Budgeting. "The Living Now Book Awards celebrate the innovation and creativity of newly published books that enhance the quality of our lives and publicize the importance of these books to readers ." Do you have a credit card? Roughly 70% of adults in the U.S. do. In fact, Americans average 3.5 credit cards per person – that‛s a lot of plastic! Even with all that buying power in their wallets, most consumers have no idea the ways that they use (or misuse) their credit cards can affect their health, their relationships, and their credit scores. Many factors go into mounting credit card debt: impulse shopping, health emergencies, the loss of a job, marriage, divorce, a death in the family. With this debt comes stress, arguments, loss of sleep, inability to pay other bills, worry, health problems, crumbling relationships. Does any of this sound familiar? Increasing credit card debt and a lack of knowledge about how credit cards really work have created a new social phenomenon called The Plastic Effect. And if you have a credit card, The Plastic Effect can affect YOU. In this new book, internationally recognized credit card expert, Polly A. Bauer, CPCS and attorney Stephen Lesavich, PhD, JD, have selected 25 of the most common urban legends influencing the use and misuse of credit cards. The authors, as business leaders and credit card experts, walk you through these urban legends about how credit cards are used and misused, explaining what is true and what is likely to cause you trouble. You will get access to resources and additional information about each myth, tips from industry experts, and guidance that will help you use your credit cards more intelligently and effectively. You‛ll also learn how to understand your credit reports, improve your credit score and manage your debt in a way that puts the power back in YOUR hands. In short, this book will help you break free of The Plastic Effect."
Author: Howexpert Publisher: Howexpert ISBN: 9781647580858 Category : Business & Economics Languages : en Pages : 64
Book Description
If you want to get out of credit card debt fast, then get this book Credit card debt is a form of unsecured debt taken from a financial tool usually credit cards. These credit card debts are generated when credit card holder purchases products from these cards and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as "defaulter". In this book, "Living with Credit Card Debts", we are looking at how we can overcome the obstacle we often face when it comes to managing our credit cards. The basic ideas discussed in the book are as follows: - Plan your financial life. Financial problems are something most of us will have to manage eventually in life. In order to cope with the pressure that may arise, we need to have a proper financial plan and even financial goals. - Credit card ratings and debts. We need to know what we should do and not be overburdened by debts. - Study of financial management. We should make money work for us and not the other way round. We should have control of our money and not money have controls over us. - Avoid bad debt. This may be as a result of poor privatization that may make us go for what we do not necessarily need. HowExpert publishes quick 'how to' guides on all topics from A to Z by everyday experts.
Author: HowExpert HowExpert Press Publisher: Createspace Independent Publishing Platform ISBN: 9781539122043 Category : Languages : en Pages : 60
Book Description
If you want to get out of credit card debt fast, then get this book! Credit card debt is a form of unsecured debt taken from a financial tool usually credit cards. These credit card debts are generated when credit card holder purchases products from these cards and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as "defaulter". In this book, "Living with Credit Card Debts", we are looking at how we can overcome the obstacle we often face when it comes to managing our credit cards. The basic ideas discussed in the book are as follows: * Plan your financial life. Financial problems are something most of us will have to manage eventually in life. In order to cope with the pressure that may arise, we need to have a proper financial plan and even financial goals. * Credit card ratings and debts. We need to know what we should do and not be overburdened by debts. * Study of financial management. We should make money work for us and not the other way round. We should have control of our money and not money have controls over us. * Avoid bad debt. This may be as a result of poor privatization that may make us go for what we do not necessarily need. Click BUY NOW and Be Debt Free!
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations Publisher: ISBN: Category : Bank credit cards Languages : en Pages : 136
Author: Ahmed Dawn Publisher: Independently Published ISBN: Category : Languages : en Pages : 82
Book Description
Credit Card Hacks: What Credit Card Companies Don't Want You to knowby Award-Winning Author Ahmed DawnThe must-have guide for digital-age credit card users. Credit Card Hacks delivers surprisingly simple steps to use credit cards for savings and travelling the globe for free or paying very little. Take your credit cards out of your wallet with confidence, knowing you can outsmart your card issuers to use all the perks and features they didn't want you to know. Award-winning financial author Ahmed Dawn reveals practical steps you can take to deep dive into the hidden benefits of credit cards through various walks of life. Jam-packed with timely information and timeless advice for global readers, Credit Card Hacks provides a realistic, doable plan to put you on the road to financial success and global travel by knowing the ins and outs of credit cards. Every time you don't use a credit card properly, you lose an opportunity to earn a free point or mile. To help you get started with credit card benefits, this book will show you: - How to Pick the Right Credit Cards- How to Use Promotional Rate Offers- What Credit Card Feature You Should Never Use- The Hidden Credit Card Perk No One Uses- How to Travel for Free/Fly Business Class Using Credit Cards- And much more credit Card Hacks offers no-nonsense, precise, and to-the-point tools and motivation you need to start saving money travelling for you and your family
Author: Franshone Winn Publisher: CreateSpace ISBN: 9781475237696 Category : Business & Economics Languages : en Pages : 396
Book Description
How To Make Your Credit Card Rights Work For You is a clear, concise, and comprehensive guide of credit card rights and how to use them. The book is a must read for credit card holders of all ages and also those who are applying for a credit card. The book explains your rights when you apply for a credit card, when you have a credit card, and when you have a dispute with the credit card issuer. The book also explains what to do when you feel your credit card rights are violated. Readers of this book will know how to use their credit card rights to save money and reduce debt.
Author: Franshone Winn Publisher: Xlibris Corporation ISBN: 9781469169422 Category : Business & Economics Languages : en Pages : 310
Book Description
How to Use Your Credit Card Rights Work For You is a clear, concise, and comprehensive guide of credit card rights and how to use them. The book is a must read for credit card holders of all ages and also those who are applying for a credit card. The book explains your rights when you apply for a credit card, when you have a credit card, and when you have a dispute with the credit card issuer. The book also explains what to do when you feel your credit card rights are Violated. Readers of this book will know how to use their credit card rights to save money and reduce debt.
Author: Leopold Burke Publisher: ISBN: Category : Languages : en Pages : 116
Book Description
Don't you want your students to get best education? Don't you long for your own home? Want to know the hidden secrets of credit cards to make your life easier? Then this is the right book for you. Every person is desirous of living a comfortable life. You just like any other person want to have your own car, home and also want to enjoy yearly vacations with your family. It is your justified need to educate your children in the best institutions. Moreover, you also need medical insurance coverage for your children and spouse. You cannot achieve and enjoy the aforementioned and many other facilities if you do not have the funds or the credit card. But you must be aware of the various benefits and secrets of credit cards. For this you must: - Have sound knowledge of how good credit history is built - Be aware about the importance and benefits of credit scores - Know how to effectively use credit card bonuses and promotions - Know about the advantages of Balance Transfer Facility - Be aware of what the credit card issuers don't want you to know In this book you will learn about - Basics and Origin of Credit - Federal Reserve Rules for Credit Cards - Consumer Protection and Credit Legislation - Advantages of Credit - Secrets the Card Issuers Don't Want the Customers to Know - Materialize Your Life Dreams By Building Excellent Credit Scores - Creative Ways to Make Money while Using the Credit Card This book will help you in increasing your knowledge about credit cards and how to use them smartly for a good living. So, why look any further, scroll up and click the buy button to get hold on this comprehensive guide about Credit Secrets
Author: Howard Strong
Author: Howard Strong
Author: Curtis E. Arnold
Author: Polly A. Bauer
Author: Howexpert
Author: HowExpert HowExpert Press
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations
Author: Ahmed Dawn
Author: Franshone Winn
Author: Franshone Winn
Author: Leopold Burke