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Towards a Cashless Society? [electronic Funds Transfer].

Author: Australian Science and Technology Council. Technological Change Committee
Publisher:
ISBN:
Category :
Languages : en
Pages : 100

Book Description

Towards a Cashless Society? [electronic Funds Transfer].

Author: Australian Science and Technology Council. Technological Change Committee
Publisher:
ISBN:
Category :
Languages : en
Pages : 100

Book Description

Electronic Funds Transfer Systems

Author: Kevin Cho
Publisher:
ISBN: 9780864444066
Category : Banks and banking
Languages : en
Pages : 44

Book Description

Computers and Banking

Author: Kent W. Colton
Publisher: Springer Science & Business Media
ISBN: 1468435787
Category : Science
Languages : en
Pages : 304

Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.

The Cashless Society

Author: August Bequai
Publisher: New York ; Toronto : Wiley
ISBN:
Category : Business & Economics
Languages : en
Pages : 320

Book Description

Changing Face of Money

Author: Barbara Ann Good
Publisher: Routledge
ISBN: 113571701X
Category : Business & Economics
Languages : en
Pages : 156

Book Description
Although the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States.

The Book of Payments

Author: Bernardo Batiz-Lazo
Publisher: Springer
ISBN: 1137602317
Category : Business & Economics
Languages : en
Pages : 432

Book Description
This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.