Author: United States. Congress. Senate. Committee on Small BusinessPublisher:
ISBN:
Category : Government publications
Languages : en
Pages : 192
Book Description
To Review SBA's Budget Authorization for Fiscal Year 1983
Author: United States. Congress. Senate. Committee on Small BusinessPublisher:
ISBN:
Category : Government publications
Languages : en
Pages : 192
Book Description
Monthly Catalogue, United States Public Documents
Author: Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 1014
Book Description
Monthly Catalog of United States Government Publications
Author: Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 964
Book Description
Small Business, Banks, and SBA Loan Guarantees
Author: Elisabeth RhynePublisher: Praeger
ISBN:
Category : Business & Economics
Languages : en
Pages : 200
Book Description
The author, with the cooperation of the Brookings Institution and the Congressional Budget Office, analyzes the efficiency of the Small Business Administration. In the book's seven chapters Rhyne examines loan rate defaults, the subsidy issue, how banks respond to incentives to lend, and the philosophic question of the ultimate purpose of the SBA program. Coverage includes historical aspects, the life cycle of SBA loans, and various policy and financial issues of SBA programs. Rhyne is critical of the SBA loan guarantees; she presents recommendations for reforms and discusses the implications for other credit programs. . . . Original government data sources were used extensively in the research, making the work quite definitive as of the publishing date. Choice The Small Business Administration (SBA) loan guarantee program--one of the mainstays of small business financing--has been both sharply attacked as wasteful and staunchly defended as essential during recent debates over the Federal budget. This book clarifies the reasons for the often heated debate and offers new insights into whether the program does indeed subsidize the weak or perform a valuable service in bridging the small business credit gap. Rhyne argues persuasively that despite recent program improvements, the SBA allows a hefty subsidy to continue by tolerating frequent, costly defaults. She recommends that the program seek to become financially self-sustaining, thereby adopting a simple market-making function rather than a credit allocation role. The book with a brief history of the SBA program and its predecessor in the Reconstruction Finance Corporation. The author describes the program's political environment and demonstrates the central role of banks in the program. She then moves to a thorough analysis of the program's financial performance and assesses the impact of SBA loans on banks. Subsequent chapters examine the cost of the program to the SBA, the social goals of the program and how well it fulfills them, and the changes made in the program during the 1980s to improve its management efficiency. The final chapter explores policy changes that could improve the program's overall performance and offers recommendations for reform ranging from minor management improvements to major program restructuring. A landmark critique of a major governmental program and its impact on the business community, this book should be read by every banker, small business owner, and legislator with an interest in the fate of the SBA loan guarantee program, or in the government's role in credit allocation.
Congressional Record
Author: United States. CongressPublisher:
ISBN:
Category : Law
Languages : en
Pages : 1324
Book Description
Budget Process Law Annotated
Author: William G. DausterPublisher: William G Dauster
ISBN: 9780160417269
Category : Health & Fitness
Languages : en
Pages : 902
Book Description
National Union Catalog
Author: Publisher:
ISBN:
Category : Catalogs, Union
Languages : en
Pages : 938
Book Description
Includes entries for maps and atlases.
Departments of Commerce, Justice, and State, the Judiciary, and Related Agencies Appropriations for 1983
Author: Budget of the United States Government
Author: United States. Office of Management and BudgetPublisher:
ISBN:
Category : Budget
Languages : en
Pages : 434
Book Description
Congressional Record
Author: United States. CongressPublisher:
ISBN:
Category : Law
Languages : en
Pages : 1528
Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)