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Housing and Mortgage Markets in Historical Perspective

Housing and Mortgage Markets in Historical Perspective PDF Author: Eugene N. White
Publisher: University of Chicago Press
ISBN: 022609328X
Category : Business & Economics
Languages : en
Pages : 408

Book Description
The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.

Housing and Mortgage Markets in Historical Perspective

Housing and Mortgage Markets in Historical Perspective PDF Author: Eugene N. White
Publisher: University of Chicago Press
ISBN: 022609328X
Category : Business & Economics
Languages : en
Pages : 408

Book Description
The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.

Permanent Supportive Housing

Permanent Supportive Housing PDF Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309477042
Category : Social Science
Languages : en
Pages : 227

Book Description
Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

A Right to Housing

A Right to Housing PDF Author: Rachel G. Bratt
Publisher: Temple University Press
ISBN: 9781592134335
Category : Business & Economics
Languages : en
Pages : 460

Book Description
An examination of America's housing crisis by the leading progressive housing activists in the country.

Golden Gates

Golden Gates PDF Author: Conor Dougherty
Publisher: Penguin
ISBN: 052556022X
Category : Social Science
Languages : en
Pages : 304

Book Description
A Time 100 Must-Read Book of 2020 • A New York Times Book Review Editors' Choice • California Book Award Silver Medal in Nonfiction • Finalist for The New York Public Library Helen Bernstein Book Award for Excellence in Journalism • Named a top 30 must-read Book of 2020 by the New York Post • Named one of the 10 Best Business Books of 2020 by Fortune • Named A Must-Read Book of 2020 by Apartment Therapy • Runner-Up General Nonfiction: San Francisco Book Festival • A Planetizen Top Urban Planning Book of 2020 • Shortlisted for the Goddard Riverside Stephan Russo Book Prize for Social Justice “Tells the story of housing in all its complexity.” —NPR Spacious and affordable homes used to be the hallmark of American prosperity. Today, however, punishing rents and the increasingly prohibitive cost of ownership have turned housing into the foremost symbol of inequality and an economy gone wrong. Nowhere is this more visible than in the San Francisco Bay Area, where fleets of private buses ferry software engineers past the tarp-and-plywood shanties of the homeless. The adage that California is a glimpse of the nation’s future has become a cautionary tale. With propulsive storytelling and ground-level reporting, New York Times journalist Conor Dougherty chronicles America’s housing crisis from its West Coast epicenter, peeling back the decades of history and economic forces that brought us here and taking readers inside the activist movements that have risen in tandem with housing costs.

21st Century House

21st Century House PDF Author: Jonathan Bell
Publisher: Laurence King Publishing
ISBN: 9781856694537
Category : Architecture
Languages : en
Pages : 264

Book Description
Looking at diverse visions of the modern house, before placing them in the context of the technological and aesthetic concerns of architects, this text features illustrations and architectural drawings for every project, covering various aspects of contemporary house architecture.

Public Housing That Worked

Public Housing That Worked PDF Author: Nicholas Dagen Bloom
Publisher: University of Pennsylvania Press
ISBN: 0812201329
Category : History
Languages : en
Pages : 366

Book Description
When it comes to large-scale public housing in the United States, the consensus for the past decades has been to let the wrecking balls fly. The demolition of infamous projects, such as Pruitt-Igoe in St. Louis and the towers of Cabrini-Green in Chicago, represents to most Americans the fate of all public housing. Yet one notable exception to this national tragedy remains. The New York City Housing Authority, America's largest public housing manager, still maintains over 400,000 tenants in its vast and well-run high-rise projects. While by no means utopian, New York City's public housing remains an acceptable and affordable option. The story of New York's success where so many other housing authorities faltered has been ignored for too long. Public Housing That Worked shows how New York's administrators, beginning in the 1930s, developed a rigorous system of public housing management that weathered a variety of social and political challenges. A key element in the long-term viability of New York's public housing has been the constant search for better methods in fields such as tenant selection, policing, renovation, community affairs, and landscape design. Nicholas Dagen Bloom presents the achievements that contradict the common wisdom that public housing projects are inherently unmanageable. By focusing on what worked, rather than on the conventional history of failure and blame, Bloom provides useful models for addressing the current crisis in affordable urban housing. Public Housing That Worked is essential reading for practitioners and scholars in the areas of public policy, urban history, planning, criminal justice, affordable housing management, social work, and urban affairs.

Affordable Housing in New York

Affordable Housing in New York PDF Author: Nicholas Dagen Bloom
Publisher: Princeton University Press
ISBN: 0691207054
Category : Architecture
Languages : en
Pages : 368

Book Description
A richly illustrated history of below-market housing in New York, from the 1920s to today A colorful portrait of the people, places, and policies that have helped make New York City livable, Affordable Housing in New York is a comprehensive, authoritative, and richly illustrated history of the city's public and middle-income housing from the 1920s to today. Plans, models, archival photos, and newly commissioned portraits of buildings and tenants by sociologist and photographer David Schalliol put the efforts of the past century into context, and the book also looks ahead to future prospects for below-market subsidized housing. A dynamic account of an evolving city, Affordable Housing in New York is essential reading for understanding and advancing debates about how to enable future generations to call New York home.

Modern Housing for America

Modern Housing for America PDF Author: Gail Radford
Publisher: University of Chicago Press
ISBN: 9780226702223
Category : Architecture
Languages : en
Pages : 296

Book Description
In an era when many decry the failures of federal housing programs, this book introduces us to appealing but largely forgotten alternatives that existed when federal policies were first defined in the New Deal. Led by Catherine Bauer, supporters of the modern housing initiative argued that government should emphasize non-commercial development of imaginatively designed compact neighborhoods with extensive parks and social services. The book explores the question of how Americans might have responded to this option through case studies of experimental developments in Philadelphia and New York. While defeated during the 1930s, modern housing ideas suggest a variety of design and financial strategies that could contribute to solving the housing problems of our own time.

REDESIGNING AMERICA for the 21st CENTURY

REDESIGNING AMERICA for the 21st CENTURY PDF Author: David Paul
Publisher:
ISBN:
Category :
Languages : en
Pages : 160

Book Description
America's problems are solvable. This book explains how we can eliminate homelessness, hunger and poverty while making health insurance affordable for everyone. It shows how we can do this in ways that conservatives, liberals, self-interest groups and the vast majority of Americans can accept. This can be done without constantly raising taxes or demonizing anyone. The book is divided into three parts. The first part explores some of the forces that are causing America's problems and why we have not been able to solve them. The second part explores our problems with healthcare, income, welfare, government spending, education and housing. The third part presents a set of solutions to mitigate these problems. It demonstrates that a set of solutions, which support each other, can be more feasible in mitigating related problems than focusing only on one problem at a time. Although counterintuitive, mitigating multiple related problems at the same time is actually easier and potentially more feasible. Establishing that the concepts and solutions presented are credible enough to warrant intensive investigation, refinement, and eventual implementation is the primary goal of this book. The set of solutions presented is only meant to be a starting point for discussions, refinements, and research. A very large amount of work, compromises with affected groups, public discussions, and political support will be needed before a version of these solutions can be implemented. Discover how we can make America a better place for all Americans.

A History of Housing in New York City

A History of Housing in New York City PDF Author: Richard Plunz
Publisher: Columbia University Press
ISBN: 9780231062978
Category : Architecture
Languages : en
Pages : 470

Book Description
Since its emergence in the mid-nineteenth century as the nation's "metropolis," New York has faced the most challenging housing problems of any American city, but it has also led the nation in innovation and reform. Plunz traces New York's housing development from 1850 to the present, exploring the housing of all classes, discussing the development of types ranging from the single-family house to the high-rise apartment tower.