The Necessity of Finance PDF Download

Author: Anthony M. Criniti (IV.)
Publisher:
ISBN: 9780988459502
Category : Economics
Languages : en
Pages : 224

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Book Description
The Necessity of Finance: An Overview of the Science of Management of Wealth for an Individual, a Group, or an Organization seeks to provide a comprehensive and concise orientation for those seeking a more understandable presentation of the complex nature of finance. Using everyday terms and readily grasped concepts, Dr. Anthony M. Criniti IV, a former financial consultant and current university-level finance professor, sets out to detail the necessity of finance; to clarify the definition, purpose, and goals of both finance and economics; to explore financial concepts in a straightforward manner; and to stimulate interest and understanding that will lead to ongoing investigation.Finance, although highly interrelated with many subjects, is a separate field of study that is often confused with other areas, most notably economics. With world wealth accumulating to its highest point in history, the necessity to understand this subject on its own terms is more crucial than ever. The Necessity of Finance highlights the need to engage with finance as a separate science, clears up the confusion with related subjects, and coins the word "financialists" to identify the scientists in this dynamic field.Starting with a discussion about the need for finance, and moving forward to establish the definition, purpose, goals, and history of both finance and economics, presenting in the process the basic terminology necessary to understand these subjects, The Necessity of Finance will equip the beginner to intermediate level financial student with vital information and a clear approach for continued study. In addition, its unique perspective will be of value to the advanced student and the practitioner. Finance is not an easy subject for the average student. While The Necessity of Finance does not replace the need for required college textbooks, it will serve as an indispensible supplemental learning tool that may clarify expectations of future financial journeys, whether it's learning in a university or actively investing in the marketplace. In this extremely useful overview, Dr. Criniti demonstrates that finance is a very promising science that will benefit those who commit themselves to its study and practice.

Author: Anthony M. Criniti
Publisher:
ISBN: 9780988459526
Category : Economics
Languages : en
Pages : 290

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Book Description
The Most Important Lessons in Economics and Finance: A Comprehensive Collection of Time-Tested Principles of Wealth Management represents the fruits of an audacious undertaking: the pursuit of the most effective economic and financial principles from the dawn of record keeping to the present day. Using everyday terms and readily grasped concepts, Dr. Anthony M. Criniti IV, a former financial consultant and current university-level finance professor, sets out to expand off the new paradigm of the economic and financial concepts introduced in his previous book, The Necessity of Finance; explore the most important lessons in economics and finance; provide a platform for economic and financial entities to be able to better manage their wealth; and create a foundation for future research studies on these subjects. Dr. Criniti breaks down complex terminology and scholastic discoveries in economics and finance into layman's terms, allowing readers of all levels of economic and financial acumen to put his powerful wealth management principles into practice. Starting with an introductory overview, moving forward to present the basic terminology necessary to understand the structure of this work, presenting in the process an elaboration on its scientific aspects, The Most Important Lessons in Economics and Finance will equip a variety of practitioners and students of these two sciences with vital information and a clear approach for continued study. This book is organized into a variety of categories of wealth management principles including: business, charity, debt, diversification, economics, ethics, financial psychology, health, human resources, international finance, investing, marketing, money, personal finance, planning, and saving. Dr. Criniti's lessons evolved from his many years of various experiences in the financial field. Aiming for objectivity, he links his practical knowledge to the works of leading historical and contemporary economic and financial scholars, producing a work that stands as one of the most accessible and comprehensive collections of wealth management principles in publication. Mastering wealth management skills takes time and patience. With The Most Important Lessons in Economics and Finance, Dr. Criniti provides a foundation for this most essential task.

Author: Daniel Conaghan
Publisher:
ISBN: 9781845336806
Category : Economics
Languages : en
Pages : 0

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Book Description
'Money may be the husk of many things but not the kernel. It brings you food, but not appetite; medicine, but not health; acquaintance, but not friends; servants, but not loyalty; days of joy, but not peace or happiness' - Henrik Ibsen Money is big in the news. Banks have collapsed, the property bubble has burst and national debts are at almost unimaginable levels. The Book of Money will help you understand what is happening. Mentioning terms such as the 'financial market' and 'global economy' are daunting prospects, even without the added dreaded notion of recession. Money, and our worldwide struggles with them, is a constant source of doom and gloom news bulletins, leaving us fearing for our savings and bank balances. More often than we consider, this anxiety is down to our lack of understanding of how the economic climates and financial systems work. The Book of Money will demystify and explain economics to help you understand the modern financial world, and answers all the questions you were too afraid to ask. This beautifully illustrated book, with full colour photography, offers comprehensive diagrams to explain the most baffling of systems such as 'Who Owes What?' with national debts, an accurate portrayal of how tax is spent, and the World's top 20 banks' assets. It shares a potted history of how money came to life, charting the rise of the shekel in the Mesopotamian civilisations, the 'Lydian Lion' and profiles of notable figures who wrote about money, such as Adam Smith and Karl Marx. You can explore the many different types of banks with descriptions of how they function, varieties of bonds and how they can affect you, the structures of hedge funds and how the criminality and money intertwine through fraud, rogue states and cybercrime. The Book of Money Includes... A Brief History of Money Rich World, Poor World Money and Government Banks & Banking The Markets Investing & Finance Money & Business The Science of Money Money & The Law Life Stages Saving, Spending & Giving ... and much more!

Author: Jonquil Lowe
Publisher: Routledge
ISBN: 1351041649
Category : Business & Economics
Languages : en
Pages : 177

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Book Description
There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.

Author: Stephen Davis
Publisher: Yale University Press
ISBN: 0300223811
Category : Business & Economics
Languages : en
Pages : 297

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Book Description
Each year we pay billions in fees to those who run our financial system. The money comes from our bank accounts, our pensions, our borrowing, and often we aren’t told that the money has been taken. These billions may be justified if the finance industry does a good job, but as this book shows, it too often fails us. Financial institutions regularly place their business interests first, charging for advice that does nothing to improve performance, employing short-term buying strategies that are corrosive to building long-term value, and sometimes even concealing both their practices and their investment strategies from investors. In their previous prizewinning book, The New Capitalists, the authors demonstrated how ordinary people are working together to demand accountability from even the most powerful corporations. Here they explain how a tyranny of errant expertise, naive regulation, and a misreading of economics combine to impose a huge stealth tax on our savings and our economies. More important, the trio lay out an agenda for curtailing the misalignments that allow the financial industry to profit at our expense. With our financial future at stake, this is a book that analysts, economists, policy makers, and anyone with a retirement nest egg can’t afford to ignore.

Author: Nicholas Shaxson
Publisher: Grove Press
ISBN: 0802146384
Category : Business & Economics
Languages : en
Pages : 425

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Book Description
An “artfully presented [and] engaging” look at the insidious effects of financialization on our lives and politics by the author of Treasure Islands (The Boston Globe). How didthe banking sector grow from a supporter of business to the biggest business in the world? Financial journalist Nicholas Shaxson takes us on a terrifying journey through the world economy, exposing tax havens, monopolists, megabanks, private equity firms, Eurobond traders, lobbyists, and a menagerie of scoundrels quietly financializing our entire society, hurting both business and individuals. Shaxson shows how we got here, telling the story of how finance re-engineered the global economic order in the last half-century, with the aim not of creating wealth but extracting it from the underlying economy. Under the twin gospels of “national competitiveness” and “shareholder value,” megabanks and financialized corporations have provoked a race to the bottom between states to provide the most subsidized environment for big business, encouraged a brain drain into finance, fostered instability and inequality, and turned a blind eye to the spoils of organized crime. From Ireland to Iowa, he shows the insidious effects of financialization on our politics and on communities who were promised paradise but got poverty wages instead. We need a strong financial system—but when it grows too big it becomes a monster. The Finance Curse is the explosive story of how finance got a stranglehold on society, and reveals how we might release ourselves from its grasp. Revised with new chapters “[Discusses] corrupt financiers in London and New York City, geographically obscure tax havens, the bizarre realm of wealth managers in South Dakota, a ravaged newspaper in New Jersey, and a shattered farm economy in Iowa . . . A vivid demonstration of how corruption and greed have become the main organizing principles in the finance industry.” —Kirkus Reviews

Author: Stuart A. McCrary
Publisher: John Wiley & Sons
ISBN: 0470393335
Category : Business & Economics
Languages : en
Pages : 194

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Book Description
An essential guide to corporate finance Understanding corporate finance is a necessity for financial practitioners who struggle every day to find the right balance between maximizing corporate value and reducing a firm's financial risk. Divided into two comprehensive parts, Mastering Corporate Finance Essentials presents the material by example, using an extended scenario involving a new business formation. In Part One, present and future value mathematics are introduced followed by a number of applications using the tools. In Part Two, statistics as applied to finance are examined, with detailed discussions of standard deviations, correlations, and how they impact diversification. Through theory and real-world examples this book provides a solid grounding in corporate finance Other titles by Stuart McCrary include: Mastering Financial Accounting Essentials, How to Create and Manage a Hedge Fund, and Hedge Fund Course Covers the essential elements of this field, from traditional capital budgeting concepts and methods of valuing investment projects under uncertainty to the importance of "real-options" in the decision-making process This reliable resource offers a hands-on approach to corporate finance that will allow you to gain a solid understanding of this discipline.

Author: Helaine Olen
Publisher: Penguin
ISBN: 0698186656
Category : Business & Economics
Languages : en
Pages : 163

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Book Description
“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

Author: Marco Kerste
Publisher: VU Uitgeverij
ISBN: 9086595596
Category : Business & Economics
Languages : en
Pages : 224

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Book Description
Sustainability thinking is rapidly gaining traction. It offers an inspiring vision for the future of the world and provides significant business and investment opportunities. Based on insights from over 300 empirical studies, this book explores the possibilities in the field of renewable energy finance, carbon trading, and sustainable investing. In addition, it describes innovative finance mechanisms – such as green bonds and peer-to-peer lending – that may further spur environmental and social sustainability. By taking an empirical, fact-based approach, this book aims to provide investors, business executives, and policymakers with a more thorough understanding of how sustainable finance can create value for business and society. Key words: Sustainable finance, renewable energy finance, cleantech, green investing, sustainable investments, responsible investments, carbon trading, carbon finance, ESG, impact investing.

Author: Anthony Criniti, IV
Publisher:
ISBN: 9780988459540
Category :
Languages : en
Pages : 528

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Book Description
The Survival of the Richest: An Analysis of the Relationship between the Sciences of Biology, Economics, Finance, and Survivalism is Dr. Anthony M. Criniti IV's remarkable follow-up to his acclaimed book, The Necessity of Finance. Exploring in greater depth how the sciences of economics and finance are necessary for their respective entities to survive, this book integrates some of the hardest concepts of several very important fields of scientific inquiry. Deriving serious conclusions on the future of humanity, this provocative work is divided into five parts that discuss the science of survival, survivalism's connection to economics and finance, the relationship of biology and various reformed natural selection processes to wealth, and the role of humans as the ultimate universal manager. Dr. Criniti provides a comprehensive overview of survival; clarifies the proper order of prosperity; shows that being wealthier increases your probability of continuously surviving and prospering by providing you the greatest options to obtaining survival essentials; indicates that wealthier entities have the option to help other economic or financial entities (including nonhuman ones) survive and prosper, particularly through the concepts of the survival and the prosperity by a third party; demonstrates the inevitable relationship between biology, economics, finance, and survivalism; demonstrates that both individuals and populations of species evolve; summarizes, reforms, and adds to existing evolutionary selection processes; confirms that the management of money, and the technology that it can buy, is an advanced, necessary stage in the process of evolution-that is, the evolution of evolution; demonstrates that the survival of the richest is a more accurate concept than the survival of the fittest; and shows that all humanity should have the united goal of maximizing our wealth for our survival on this planet and beyond. This seminal work delivers a powerful analysis of the current human predicament as well as a call to people around the world, urging them to begin making better decisions. In the vein of Charles Darwin's The Origin of Species and Jared Diamond's Guns, Germs, and Steel, this book is designed for the well-educated-though it is equally valuable for the layperson interested in helping to protect the planet.