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Author: Adamu Ephraim Publisher: ISBN: 9783668775114 Category : Languages : en Pages : 76
Book Description
Master's Thesis from the year 2018 in the subject Economics - Economic Cycle and Growth, grade: 75.00, University of Geneva, course: Master of Business Administration, language: English, abstract: This project presented an investigation into the impact of microfinance banks (MFBs) on the growth of Small and Medium Enterprises (SMEs) in Abuja between the periods of (2005-2017). To achieve this, a comprehensive analysis was undertaken regarding the development of Microfinance as an economic tool, and the relevance of SMEs to the achievement of widespread economic empowerment and the alleviation of poverty in Nigeria. Aside from conventional banking services such as the acceptance of deposits and provision of credit, findings from primary research disclosed that the provision of capacity building and other supportive services were designated by the CBN as necessary for adequate development of SMEs. However information on the existence of some of these service or information regarding the measures of success experienced by SMEs in terms of growth through access to these services were difficult to ascertain. Therefore, a secondary research was undertaken on twenty-one (21) MFBs and forty-eight (48) SMEs all based in FCT Abuja, Nigeria with the aim of investigating the factors surrounding the rendering of capacity building and other core microfinance services as prescribed by the CBN. Findings revealed that only a fraction of identifiable CBN-described capacity building services were offered to SMEs by MFBs - services such as credit application training were focused on while other important capacity building services such as 'book keeping', 'quality assessment' and 'sales/marketing' were largely ignored. Conclusive results revealed that there was not a significant indication of growth impacted on SMEs by MFBs. Findings rather suggested that there is a lot more that needed to be done in order for MFBs to effectively make an impact on the growth of SMEs. In conclusion, ca
Author: Adamu Ephraim Publisher: ISBN: 9783668775114 Category : Languages : en Pages : 76
Book Description
Master's Thesis from the year 2018 in the subject Economics - Economic Cycle and Growth, grade: 75.00, University of Geneva, course: Master of Business Administration, language: English, abstract: This project presented an investigation into the impact of microfinance banks (MFBs) on the growth of Small and Medium Enterprises (SMEs) in Abuja between the periods of (2005-2017). To achieve this, a comprehensive analysis was undertaken regarding the development of Microfinance as an economic tool, and the relevance of SMEs to the achievement of widespread economic empowerment and the alleviation of poverty in Nigeria. Aside from conventional banking services such as the acceptance of deposits and provision of credit, findings from primary research disclosed that the provision of capacity building and other supportive services were designated by the CBN as necessary for adequate development of SMEs. However information on the existence of some of these service or information regarding the measures of success experienced by SMEs in terms of growth through access to these services were difficult to ascertain. Therefore, a secondary research was undertaken on twenty-one (21) MFBs and forty-eight (48) SMEs all based in FCT Abuja, Nigeria with the aim of investigating the factors surrounding the rendering of capacity building and other core microfinance services as prescribed by the CBN. Findings revealed that only a fraction of identifiable CBN-described capacity building services were offered to SMEs by MFBs - services such as credit application training were focused on while other important capacity building services such as 'book keeping', 'quality assessment' and 'sales/marketing' were largely ignored. Conclusive results revealed that there was not a significant indication of growth impacted on SMEs by MFBs. Findings rather suggested that there is a lot more that needed to be done in order for MFBs to effectively make an impact on the growth of SMEs. In conclusion, ca
Author: World Bank Publisher: World Bank Publications ISBN: 1464814414 Category : Business & Economics Languages : en Pages : 254
Book Description
Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Author: Andrea Ciani Publisher: World Bank Publications ISBN: 1464815585 Category : Business & Economics Languages : en Pages : 187
Book Description
Economic and social progress requires a diverse ecosystem of firms that play complementary roles. Making It Big: Why Developing Countries Need More Large Firms constitutes one of the most up-to-date assessments of how large firms are created in low- and middle-income countries and their role in development. It argues that large firms advance a range of development objectives in ways that other firms do not: large firms are more likely to innovate, export, and offer training and are more likely to adopt international standards of quality, among other contributions. Their particularities are closely associated with productivity advantages and translate into improved outcomes not only for their owners but also for their workers and for smaller enterprises in their value chains. The challenge for economic development, however, is that production does not reach economic scale in low- and middle-income countries. Why are large firms scarcer in developing countries? Drawing on a rare set of data from public and private sources, as well as proprietary data from the International Finance Corporation and case studies, this book shows that large firms are often born large—or with the attributes of largeness. In other words, what is distinct about them is often in place from day one of their operations. To fill the “missing top†? of the firm-size distribution with additional large firms, governments should support the creation of such firms by opening markets to greater competition. In low-income countries, this objective can be achieved through simple policy reorientation, such as breaking oligopolies, removing unnecessary restrictions to international trade and investment, and establishing strong rules to prevent the abuse of market power. Governments should also strive to ensure that private actors have the skills, technology, intelligence, infrastructure, and finance they need to create large ventures. Additionally, they should actively work to spread the benefits from production at scale across the largest possible number of market participants. This book seeks to bring frontier thinking and evidence on the role and origins of large firms to a wide range of readers, including academics, development practitioners and policy makers.
Author: Ira W. Lieberman Publisher: Brookings Institution Press ISBN: 0815737645 Category : Business & Economics Languages : en Pages : 493
Book Description
A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Author: Marcel Fafchamps Publisher: MIT Press ISBN: 0262262703 Category : Business & Economics Languages : en Pages : 543
Book Description
An analysis of recent data on the economic behavior of market institutions in sub-Saharan Africa, with implications for future research and current policy. In Market Institutions in Sub-Saharan Africa, Marcel Fafchamps synthesizes the results of recent surveys of indigenous market institutions in twelve countries, including Benin, Ghana, Kenya, Madagascar, Malawi, and Zimbabwe, and presents findings about economics exchange in Africa that have implications both for future research and current policy. Employing empirical data as well as theoretical models that clarify the data, Fafchamps takes as his unifying principle the difficulties of contract enforcement. Arguing that in an unpredictable world contracts are not always likely to be respected, he shows that contract agreements in sub-Saharan Africa are affected by the absence of large hierarchies (both corporate and governmental) and as a result must depend to a greater degree than in more developed economies on social networks and personal trust. Fafchamps considers policy recommendations as they apply to countries in three different stages of development: countries with undeveloped market institutions, like Ghana; countries at an intermediate stage, like Kenya; and countries with developed market institutions, like Zimbabwe. Market Institutions in Sub-Saharan Africa caps ten years of personal research by the author. Fafchamps, in collaboration with such institutions as the Africa Division of the World Bank and the International Food Policy Research Institute, participated in the surveys of manufacturing firms and agricultural traders that provide the empirical basis for the book. The result is a work that makes a significant contribution to research on the continuing economic stagnation of many countries in sub-Saharan Africa and is also largely accessible to researchers in other fields and policy professionals.
Author: Mr.Amadou N Sy Publisher: International Monetary Fund ISBN: 1484385667 Category : Business & Economics Languages : en Pages : 61
Book Description
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Author: Christopher Grob Publisher: Springer ISBN: 3658233753 Category : Business & Economics Languages : en Pages : 153
Book Description
Inventory Management in Multi-Echelon Networks presents methods to plan inventory in distribution networks. By holistically looking at the supply chain, it shows how safety stocks across all echelons can be optimized if inventory of all levels is taken into consideration. The gap between the existence of advanced inventory planning methods and their low penetration in the industry was the motivation for this book. Christopher Grob develops essential algorithms that companies can use for network inventory planning and highlights achievable implementation benefits. The work of the author was inspired by the needs of an after sales supply chain of a large automotive company. This company supplies customers all over the world with spare parts and operates a distribution network with more than 100 warehouses. This supply chain faces two particular challenges: demand is highly uncertain and customers expect a high service level. About the Author Christopher Grob works in after sales supply chain management at a major German automotive company. He is responsible for the functional development of inventory planning systems for the spare parts business. He is an expert in the field of inventory management.
Author: European Investment Bank Publisher: European Investment Bank ISBN: 9286138482 Category : Business & Economics Languages : en Pages : 277
Book Description
In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.
Author: Management Association, Information Resources Publisher: IGI Global ISBN: 179981761X Category : Business & Economics Languages : en Pages : 1687
Book Description
Smaller companies are abundant in the business realm and outnumber large companies by a wide margin. To maintain a competitive edge against other businesses, companies must ensure the most effective strategies and procedures are in place. This is particularly critical in smaller business environments that have fewer resources. Start-Ups and SMEs: Concepts, Methodologies, Tools, and Applications is a vital reference source that examines the strategies and concepts that will assist small and medium-sized enterprises to achieve competitiveness. It also explores the latest advances and developments for creating a system of shared values and beliefs in small business environments. Highlighting a range of topics such as entrepreneurship, innovative behavior, and organizational sustainability, this multi-volume book is ideally designed for entrepreneurs, business managers, executives, managing directors, academicians, business professionals, researchers, and graduate-level students.
Author: Adamu Ephraim
Author: Adamu Ephraim
Author: World Bank
Author: Andrea Ciani
Author: Ira W. Lieberman
Author: Marcel Fafchamps
Author: David B. Ekpenyong
Author: Mr.Amadou N Sy
Author: Christopher Grob
Author: European Investment Bank
Author: Management Association, Information Resources