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Author: Clemencia Osa Ouma Publisher: ISBN: Category : Languages : en Pages : 14
Book Description
Microcredit is a crucial tool for economic empowerment of women. In Kenya, the microcredit industry has supported more than 3 million small and medium enterprises for close to 30 years. Kenya Women Finance Trust is a leading microcredit institution dealing exclusively with financing needs of women. However, whether the services provided by the institution have spurred growth among women-owned enterprises remains undocumented. The objective of this study was to assess the effect of access to microcredit services on the growth of women-owned enterprises within the Central Business District of Kisumu City. To accomplish this, we sourced primary data from 190 women entrepreneurs. The study found that access to microcredit significantly associated with sales, net profit, number of paid workers and liabilities. Thus, access to microcredit had positive effects on the growth of women-owned enterprises. In addition, Kenya Women Finance Trust's lending policies were not responsive to financing needs of women and to changes in the business environment. This undermined the potential of funded enterprises to achieve sustainable growth. The study recommends the need to review the financial institution's lending policies, increase the amount of microcredit funds and encourage other actors to finance women-owned enterprises.
Author: Clemencia Osa Ouma Publisher: ISBN: Category : Languages : en Pages : 14
Book Description
Microcredit is a crucial tool for economic empowerment of women. In Kenya, the microcredit industry has supported more than 3 million small and medium enterprises for close to 30 years. Kenya Women Finance Trust is a leading microcredit institution dealing exclusively with financing needs of women. However, whether the services provided by the institution have spurred growth among women-owned enterprises remains undocumented. The objective of this study was to assess the effect of access to microcredit services on the growth of women-owned enterprises within the Central Business District of Kisumu City. To accomplish this, we sourced primary data from 190 women entrepreneurs. The study found that access to microcredit significantly associated with sales, net profit, number of paid workers and liabilities. Thus, access to microcredit had positive effects on the growth of women-owned enterprises. In addition, Kenya Women Finance Trust's lending policies were not responsive to financing needs of women and to changes in the business environment. This undermined the potential of funded enterprises to achieve sustainable growth. The study recommends the need to review the financial institution's lending policies, increase the amount of microcredit funds and encourage other actors to finance women-owned enterprises.
Author: Theophilus Tei Ayanou Publisher: GRIN Verlag ISBN: 3656697493 Category : Business & Economics Languages : en Pages : 77
Book Description
Bachelor Thesis from the year 2011 in the subject Economics - Finance, Kwame Nkrumah University of Science and Technology, course: Business Administration, language: English, abstract: This research study investigates the impact assessment of microfinance on women entrepreneurs in SMEs. The researchers used case study, questionnaire as an instrument of primary data collection and secondary data. Statistical Package for Social Scientist (SPSS) and Microsoft Excel were used in data presentation and analysis. Random sampling of women entrepreneurs were used to select a sample size of sixty (60) respondents. For clear analysis, the study centers on three broad variables for impact assessments which are business, household and sociopolitical. The study reveals that microfinance has a positive impact on women entrepreneurs in relation to their business, household, socially and politically. The research also found out that the level of interest rate charged is a potential contribution to loan delinquency and the demand of collateral securities is a challenge to women entrepreneurs in their quest to access loan from MFIs. Also, the researcher contains recommendations to MFIs and women entrepreneurs in SMEs in the Kumasi Metropolis.
Author: U. Jerinabi Publisher: Discovery Publishing House ISBN: 9788183561112 Category : Indian women Languages : en Pages : 214
Book Description
Contents: Introduction, Growth of Self Help Groups in India, Review of Literature, Methodology, Performance of the Self Help Groups, Impact of Micro Credit on SHG Members, Summary and Conclusion.
Author: Mikiyas Nigussie Publisher: GRIN Verlag ISBN: 3964875996 Category : Business & Economics Languages : en Pages : 29
Book Description
Case Study from the year 2024 in the subject Business economics - Investment and Finance, grade: A, , course: Accounting and Finance, language: English, abstract: This study examined the factors that affected the performance of women-owned small and medium enterprises (SMEs) in Dire Dawa City. The research employed a qualitative case study approach to gather data from women entrepreneurs operating in the region. The study identified and analyzed key factors that influenced SME performance, including access to finance, entrepreneurial skills, social networks, government support, and market conditions. The findings highlighted the challenges faced by women entrepreneurs, such as limited access to finance and inadequate government support, while emphasizing the positive impact of strong social networks and supportive market conditions. Based on the results, recommendations were provided to enhance the performance of women-owned SMEs, including initiatives to improve access to finance, develop entrepreneurial skills, increase Access of Technology, availability of Infrastructure. The study contributed to the existing literature on women entrepreneurship and provided practical insights for policymakers, stakeholders, and women entrepreneurs in Dire Dawa City, enabling them to create a more supportive environment for the growth and success of women-owned SMEs.
Author: Louise Dignard Publisher: Routledge ISBN: 1000011275 Category : Social Science Languages : en Pages : 247
Book Description
An exploration of women's participation in small- and micro-enterprise activities in less developed countries. Topics covered include: the human economy of microentrepreneurs; and the Swedish International Development Authority's support of women's small-scale enterprises in Tanzania.
Author: Thomas Fisher Publisher: Oxfam ISBN: 9780855984885 Category : Business & Economics Languages : en Pages : 396
Book Description
Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Author: International Finance Corporation Publisher: ISBN: Category : Languages : en Pages :
Book Description
Women entrepreneurs make a significant contribution to the Indian economy. There are nearly three million micro, small, and medium enterprises with full or partial female ownership. Around 78 percent of women-owned businesses operate in the services sector. Although, their financing requirements are quite similar, data indicates that women entrepreneurs have lower access to finance from formal financing sources when compared with male entrepreneurs (demand-supply gap for women-owned enterprises is estimated at 86 percent compared with men-owned enterprises at 72 percent). One of the main reasons for this is the high proportion of women-owned enterprises in the services segment and the need for male family members to support loan applications. Chapter one highlights the key characteristics of women-owned businesses and discusses the major issues confronting women owned MSME entrepreneurs. It focuses on lack of financing as a barrier to growth and success. The subsequent two chapters focus on assessing market opportunities by estimating demand-supply gap in access to finance for women entrepreneurs (chapter two) and details global best practices in financing women-owned enterprises (chapter three). The report concludes by presenting the business case for financing women-owned MSME finance and outlines recommendations for financial institutions to address the lack of access to formal finance for women-owned businesses in India (chapter four).
Author: Clemencia Osa Ouma
Author: Clemencia Osa Ouma
Author: Theophilus Tei Ayanou
Author: U. Jerinabi
Author: Mikiyas Nigussie
Author: Louise Dignard
Author: Thomas Fisher
Author: Esther Ishengoma
Author: Gloria Almeyda
Author: International Finance Corporation
Author: Amitabh Bhatnagar