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Author: Asl? Demirgüç-Kunt Publisher: World Bank Publications ISBN: Category : Asset Portfolio Languages : en Pages : 42
Book Description
"Explicit deposit insurance tends to be detrimental to bank stability-- the more so where bank interest rates are deregulated and the institutional environment is weak"--Cover.
Author: Aslı Demirgüç-Kunt Publisher: MIT Press ISBN: 0262042541 Category : Business & Economics Languages : en Pages : 415
Book Description
Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. This book draws on an original cross-country dataset on DI systems and design features to examine the impact of DI on banking behavior and assess the policy complications that emerge in developing countries.
Author: Federal Deposit Insurance Corporation Publisher: GPO FCIC ISBN: 9781612210711 Category : Bank insurance Languages : en Pages : 24
Book Description
Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Author: Asli Demirgüç-Kunt Publisher: ISBN: Category : Languages : en Pages : 37
Book Description
Explicit deposit insurance tends to be detrimental to bank stability - the more so where bank interest rates are deregulated and the institutional environment is weak.Based on evidence for 61 countries in 1980-97, Demirguc-Kunt and Detragiache find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak.The adverse impact of deposit insurance on bank stability tends to be stronger the more extensive is the coverage offered to depositors, and where the scheme is funded and run by the government rather than the private sector.This paper - a product of Finance, Development Research Group - is part of a larger effort in the group to study deposit insurance. The study was funded by the Bank's Research Support Budget under the research project Deposit Insurance: Issues of Principle, Design, and Implementation (RPO 682-90). The authors may be contacted at [email protected] or [email protected].
Author: Federal Deposit Insurance Corporation Publisher: ISBN: 9780966180817 Category : Languages : en Pages :
Book Description
Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.
Author: Mr.Tito Cordella Publisher: International Monetary Fund ISBN: 1451851995 Category : Business & Economics Languages : en Pages : 46
Book Description
This paper studies the impact of competition on the determination of interest rates and banks’ risk-taking behavior under different assumptions about deposit insurance and the dissemination of financial information. It finds that lower entry costs foster competition in deposit rate sand reduce banks’ incentives to limit risk exposure. Although higher insurance coverage amplifies this effect, two alternative arrangements (risk-based contributions to the insurance fund and public disclosure of financial information) help to reduce it. Moreover, uninsured but fully informed depositors and risk-based full deposit insurance yield the same equilibrium risk level, which is independent of entry costs. The welfare implications of the different arrangements are also explored.
Author: United States. Advisory Commission on Intergovernmental Relations
Author: United States. Advisory Commission on Intergovernmental Relations
Author: United States. Advisory Commission on Intergovernmental Relations
Author: Asl? Demirgüç-Kunt
Author: Aslı Demirgüç-Kunt
Author: Federal Deposit Insurance Corporation
Author: Asli Demirgüç-Kunt
Author: Federal Deposit Insurance Corporation
Author: Mr.Tito Cordella
Author: 
Author: Federal Deposit Insurance Corporation