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Author: Donna DeMarco Publisher: ISBN: Category : Languages : en Pages : 72
Book Description
Congress and many researchers and practitioners in the field of housing counseling have asked whether pre-purchase homeownership counseling for higher risk borrowers leads to better borrower outcomes and reduced lender risk relative to no counseling. Prior research has suggested there are benefits of pre-purchase homeownership counseling, but those benefits have been questioned for over 20 years by concerns that those who choose counseling may be different than those that who do not choose to get counseling (selection bias). HUD designed The First-Time Homebuyer Education and Counseling Demonstration as a rigorous, large-scale, randomized experiment to definitively answer the question about the relative efficacy of homebuyer education and counseling on higher risk borrowers. This Early Insights report demonstrates that HUD has successfully implemented the first large-scale national experiment of homebuyer education and counseling that promises to become a foundational source of evidence for policymakers, lenders, and housing counseling practitioners and advocates regarding the impacts of homebuyer education and counseling.
Author: Donna DeMarco Publisher: ISBN: Category : Languages : en Pages : 72
Book Description
Congress and many researchers and practitioners in the field of housing counseling have asked whether pre-purchase homeownership counseling for higher risk borrowers leads to better borrower outcomes and reduced lender risk relative to no counseling. Prior research has suggested there are benefits of pre-purchase homeownership counseling, but those benefits have been questioned for over 20 years by concerns that those who choose counseling may be different than those that who do not choose to get counseling (selection bias). HUD designed The First-Time Homebuyer Education and Counseling Demonstration as a rigorous, large-scale, randomized experiment to definitively answer the question about the relative efficacy of homebuyer education and counseling on higher risk borrowers. This Early Insights report demonstrates that HUD has successfully implemented the first large-scale national experiment of homebuyer education and counseling that promises to become a foundational source of evidence for policymakers, lenders, and housing counseling practitioners and advocates regarding the impacts of homebuyer education and counseling.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Economic Policy Publisher: ISBN: Category : Consumer education Languages : en Pages : 112
Author: Anna Maria Santiago Publisher: Taylor & Francis ISBN: 1003853463 Category : Architecture Languages : en Pages : 171
Book Description
This book focuses on socially mixed (e.g. by income, tenure, ethnicity or any other characteristic) communities developed through housing renewal and critically examines the policies and practices in view of the growing urban inequality. The volume expands the discussion to the second phase of social mix – “social mix version 2.0” and offers constructive reflections on how social mix can “be better conceived and delivered, with fewer negative side effects” . The chapters in this book cover diverse national contexts and policy backgrounds, and represent the perspectives of many key stakeholders, including national and local governments, services and NGOs, developers and, most importantly, residents. Chapters present diverse case studies from Europe, the Middle East, Africa, India, Australia, and the United States and discuss projects that range in scale from small housing initiatives to neighborhoods and to whole districts. They focus on diverse experiences of social mix: between university students and young professionals and low-income social housing tenants, between older, low-income residents and younger, middle-class residents, between diverse ethnic and social class groups sharing a neighborhood, and between private and public housing residents. Chapters also vary on the tools used to create social mix, from local non-for-profit initiatives, a national policy intervention, and urban policies that aim to enhance social mix. Lastly, the book shows the range of analytical tools researchers have used to understand the diverse appearances of social mix, its underlying goals, and its consequent outcomes. These include comparative analyses of social mix in diverse national and political settings, including the Global East, an evaluation of social mix from the perspective of social justice, a historical analysis of the development of an urban district, and a design analysis of urban renewal projects. The chapters in this book were originally published as a special issue of Journal of Urban Affairs.
Author: Lisa Turner Wilkerson Publisher: ISBN: Category : Home ownership Languages : en Pages : 38
Book Description
SC State Housing's Single Family Homeownership division administers a purchase money mortgage program, coupled with several down payment assistance options, that allows qualified applicants to become homeowners and realize the proverbial "American Dream".The goal of this project is to provide a comprehensive education program to all SC State Housing homeowners in the Single Family Homeownership Program.
Author: Kathryn E. Newcomer Publisher: Edward Elgar Publishing ISBN: 180392828X Category : Political Science Languages : en Pages : 729
Book Description
In the Research Handbook on Program Evaluation, an impressive range of authors take stock of the history and current standing of key issues and debates in the evaluation field. Examining current literature of program evaluation, the Research Handbook assesses the field's status in a post-pandemic and social justice-oriented world, examining today’s theoretical and practical concerns and proposing how they might be resolved by future innovations. This title contains one or more Open Access chapters.
Author: Donna DeMarco
Author: Donna DeMarco
Author: Donna DeMarco
Author: Shawn R. Moulton
Author: Laura R. Peck
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Economic Policy
Author: Anna Maria Santiago
Author: United States. Department of Housing and Urban Development
Author: 
Author: Lisa Turner Wilkerson
Author: Kathryn E. Newcomer