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Author: Mr.Harald Finger Publisher: International Monetary Fund ISBN: 1451873425 Category : Business & Economics Languages : en Pages : 23
Book Description
This paper empirically examines the demand for commercial bank deposits in Lebanon, a regional financial center. With Lebanon's high fiscal deficits financed largely by domestic commercial banks that rely on deposit funding, deposit growth is a key variable to assess government financing conditions. At the macro level, we find that domestic factors such as economic activity, prices, and the interest differential between the Lebanese pound and the U.S. dollar are significant in explaining deposit demand, as are external factors such as advanced economy economic and financial conditions and variables proxying the availability of funds from the Gulf. Impulse response functions and variance decomposition analyses underscore the relative importance of the external variables. At the micro level, we find that in addition, bank-specific variables, such as the perceived riskiness of individual banks, their liquidity buffers, loan exposure, and interest margins, bear a significant influence on the demand for deposits.
Author: Mr.Harald Finger Publisher: International Monetary Fund ISBN: 1451873425 Category : Business & Economics Languages : en Pages : 23
Book Description
This paper empirically examines the demand for commercial bank deposits in Lebanon, a regional financial center. With Lebanon's high fiscal deficits financed largely by domestic commercial banks that rely on deposit funding, deposit growth is a key variable to assess government financing conditions. At the macro level, we find that domestic factors such as economic activity, prices, and the interest differential between the Lebanese pound and the U.S. dollar are significant in explaining deposit demand, as are external factors such as advanced economy economic and financial conditions and variables proxying the availability of funds from the Gulf. Impulse response functions and variance decomposition analyses underscore the relative importance of the external variables. At the micro level, we find that in addition, bank-specific variables, such as the perceived riskiness of individual banks, their liquidity buffers, loan exposure, and interest margins, bear a significant influence on the demand for deposits.
Author: Aline Sebouh Tankarian Publisher: ISBN: Category : Lebanon Languages : en Pages : 96
Book Description
In this project, I investigate the determinants and effects of the total deposit s at the Lebanese Commercial Banks. First, I will give an overview of the main c haracteristics and structures on the deposits. Then I will stress on some major financial highlights. Second, I will determine the direct and indirect factors a ffecting the deposits and a model is drawn on them. A regression analysis follow s this section. Third, the effect of the deposit on the Lebanese economy is stud ied based on the economy's aspects. Afterwards, the fluctuation of the deposits effects on the economy is established. Correlation analysis was an important too l in the choice of some variables and elimination of other.
Author: Olga M. Kanj Publisher: ISBN: Category : Banks and banking Languages : en Pages : 314
Book Description
This thesis will try to identify the factors that could influence non-resident deposits in Lebanese commercial banks and study their effect using two approaches: an empirical study and a survey. The empirical study uses monthly secondary data to study the effect of various factors on the non-resident deposits entered while the survey is conducted on a sample of 150 non-residents of which 65 were fit for purpose of the study. Using E-views for the empirical study and SPSS for the survey, this study found that there are internal, external, bank related, social and behavioral factors that affect non-resident deposits in Lebanese banks. More specifically, the empirical study found that banks assets, interest rates, and war have significant effects. While the results of the survey suggest that war and interest rates are important factors from a statistical point of view. The survey also found that social factors such as abundance of relatives and frequent visits, and intention of returning to Lebanon are important factors. Neither the empirical study nor the regression of the survey could prove that bad political situation in Lebanon might affect non-resident deposits. As for the bank related factors, the survey identified that the availability of e-banking and more international branches would encourage people to have more deposits in the Lebanese banks . the survey also showed that the majority of deposits are coming from the GCC countries. The findings suggest that, banks should improve the convenience of access to fund of depositors and adopt more international standards to have better ratings in order to attract more deposits.
Author: Rana Sami Hadwan Publisher: ISBN: Category : Languages : en Pages : 182
Book Description
The Lebanese banking system is seen as having a key role for the region's development, by being the entry point for capital inflows in addition to the fact that Lebanon's high fiscal deficits are financed largely by domestic commercial banks. The Lebanese banking sector activity was at the image of buoyant economic conditions in 2009 despite the international financial crisis of 2008 which resulted in the collapse of large financial institutions, the bailout of banks by national governments and downturns in stock markets around the world. Total sector activity, measured by consolidated domestic assets of operating banks in Lebanon grew significantly by US$ 21 billion in 2009 reaching US$ 115.3 billion. In addition, total deposits with commercial banks increased from US$ 6.5 billion at the end of 1992 to US $95.8 billion at the end of 2009. So, Lebanon was immune to the adverse effects of this crisis due to restrictions set by its central bank and far from experiencing a credit crunch, Lebanon witnessed excess money supply and consequently excess lending. Using time series approach, this thesis aims to highlight the determinants of bank lending in Lebanon and their effect on credit volume using data covering the period from 1994-2010. After a brief introduction chapter two will include a related literature on some financial and banking crisis that erupted in the 20th and 21st centuries. Chapter three discusses the main trends and characteristics of Lebanese banking sector along with a theoretical part of monetary policy and the role of the Banque Du Liban (BDL). Chapter four is empirical it will see what variables affect bank lending in Lebanon through a regression analysis using the statistical tool, E-views. Chapter five concludes the project.
Author: Marco Rettig Publisher: GRIN Verlag ISBN: 3638839443 Category : Business & Economics Languages : en Pages : 88
Book Description
Examination Thesis from the year 2004 in the subject Business economics - Economic and Social History, grade: 70% / Distinction, School of Oriental and African Studies, University of London (School of Oriental and African Studies (SOAS)/ Economics Department), course: Abschlussarbeit zur Erlangung eines MSc Development Economics, 60 entries in the bibliography, language: English, abstract: This dissertation assesses the role of the banking sector in the Lebanese economy throughout the country's history with respect to its linkages with the real sector. I thereby focus on the credit market. It is shown that various external and internal factors have led to a credit market development on the supply-side that is not conducive to real sector growth. In particular, the period before the Lebanese civil war is characterised by funds flowing in from other Arab countries, which were not channelled into domestic long term investment but accrued to the trade and services sector or went abroad. Throughout the war and afterwards the share of the private sector in total credit declined substantially as the government crowded out private demand. It is concluded that only a shift of policy with a clear focus on the real sector's needs can bring about the required economic development.
Author: Ghada Chammas Publisher: ISBN: Category : Banks and banking Languages : en Pages : 248
Book Description
This research assesses the economic justification for establishing additional commercial bank branches in the Caza of Aley. The study is limited to the top-ten rating commercial banks in the country, which are determined according to specific criteria. The geographical centralization of commercial banks in beirut and its suburbs is evaluated given population and economic activity. Besides, factors encouraging the geographical spreading of economic activity over the Lebanese territory are considered. As to the economic potential of Aley, it is analyzed in light of the return of the displaced and the regaining of economic activity. And finally, the attitude toward branching in Aley is probed through questionnaires distributed to the leading commercial banks.
Author: Samir Makdisi Publisher: Bloomsbury Publishing ISBN: 0857714341 Category : Business & Economics Languages : en Pages : 248
Book Description
Since 1945, over 200 intrastate conflicts have taken place in countries that achieved independence from colonial rule after the second world war. The case of Lebanon offers a striking illustration of these interlocking influences on projects of national economic development. The persistently sectarian nature of the country's political institutions, the relatively poor quality of governance, and the major civil war that engulfed the country from 1975 to 1990, together define not only the context in which the achievements and failures of Lebanese development must be assessed, but also the continuing challenges that it must face in the era of globalization. This book offers an in-depth analysis of Lebanese economic development during the second half of the twentieth century with special emphasis on the civil war and its aftermath. Makdisi offers a definitive assessment of the principal phases of national development since Lebanese independence in the 1940s, and a study of those conditions requisite for sustainable development for Lebanon, as for many other developing countries.
Author: International Monetary Fund Publisher: INTERNATIONAL MONETARY FUND ISBN: 9781451822700 Category : Languages : en Pages : 23
Book Description
The report highlights IMF's projections and estimates of Lebanon's central government operations, revenue and grants, and expenditure by economic classification, government debt, monetary survey, commercial bank interest rates on Lebanese pound transactions and U.S. dollar transactions during 2000-05; interest rates on treasure bills, size distribution of deposits, consolidated balance sheets of the commercial banks, 2000-05; nominal and real effective exchange rates, sovereign international bond insurance, 2000-05; selected indicators of economic activity, 2000-05; government expenditure by function, 2000-04; consumer price index, 2000-February 2006; etc.
Author: Mr.Harald Finger
Author: Mr.Harald Finger
Author: Aline Sebouh Tankarian
Author: Olga M. Kanj
Author: Rana Sami Hadwan
Author: Marco Rettig
Author: Ghada Chammas
Author: Samir Makdisi
Author: International Monetary Fund
Author: Yahya Ahmed Mahmasani
Author: Abdul-Amir Badrud-Din