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Author: Lita Epstein Publisher: Penguin ISBN: 9781592576906 Category : Business & Economics Languages : en Pages : 228
Book Description
Consumers have known about credit reports for a long time; we're well aware that lenders rely on them to determine whether they want to do business with us. Any time we want to buy a house, rent an apartment, or take out a loan, it's a safe assumption that one or several reporting agencies are going to be contacted to provide our credit history. But we don't always realize that there's a single element on that report that determines success or failure, and that's a three-digit number called a credit score. Created by Fair Isaac and Company, this formerly secret FICO number was until fairly recently available only to lenders and businesses, and although it's hush-hush no longer, many of us still don't understand it because there hasn't been enough information on what it is and what exactly lenders are looking for. And we certainly haven't known how to make it work for us rather than against us. In The Complete Idiot's Guide to Improving Your Credit Score, author Lita Epstein clearly explains what your credit score is and how it impacts your life. Rather than putting the focus squarely on credit emergencies, it provides everything readers need to know to raise their score and keep it high, now and in the future.
Author: Lita Epstein Publisher: Penguin ISBN: 9781592576906 Category : Business & Economics Languages : en Pages : 228
Book Description
Consumers have known about credit reports for a long time; we're well aware that lenders rely on them to determine whether they want to do business with us. Any time we want to buy a house, rent an apartment, or take out a loan, it's a safe assumption that one or several reporting agencies are going to be contacted to provide our credit history. But we don't always realize that there's a single element on that report that determines success or failure, and that's a three-digit number called a credit score. Created by Fair Isaac and Company, this formerly secret FICO number was until fairly recently available only to lenders and businesses, and although it's hush-hush no longer, many of us still don't understand it because there hasn't been enough information on what it is and what exactly lenders are looking for. And we certainly haven't known how to make it work for us rather than against us. In The Complete Idiot's Guide to Improving Your Credit Score, author Lita Epstein clearly explains what your credit score is and how it impacts your life. Rather than putting the focus squarely on credit emergencies, it provides everything readers need to know to raise their score and keep it high, now and in the future.
Author: Edie Milligan Driskill CFP, CLU Publisher: Penguin ISBN: 1101155604 Category : Business & Economics Languages : en Pages : 185
Book Description
Good news for hard economic times . . . During this recession, even people once considered prime customers have watched their credit ratings decline. This guide shows these readers how to reestablish their credit and increase their credit scores. Topics include: the ins and outs of credit scores; where to get credit reports and how to identify mistakes; how to take advantage of consumer protection laws; telephone scripts and a letter to use when communicating with creditors and bureaus. • In 2008, over two million Americans lost jobs-and one out of every 10 mortgages were one month or more behind in payments • Author is a sought-after expert on personal financial planning, featured in Money Magazine, Family Circle, Women's Day, and on CNBC and CNN
Author: Vyvyan Lynn Publisher: Penguin ISBN: 9781592574957 Category : Transportation Languages : en Pages : 372
Book Description
Put the brakes on costly car bills. The Complete Idiots Guide to Auto Repair Illustratedcovers everything readers need to know about their automobiles, from the tires up. Tailor-made for true novices, it shows them how to make some of the most basic repairs themselves nd teaches them enough to feel confident that theyll never be taken for a ride by a mechanic again. More than 300 easy-to-understand illustrations and a 50-page self-diagnosis guide organized for quick identification of what s wrong New- and used-car warranty information Step-by-step illustrated instructions on how to conduct routine maintenance An overview of how each system steering and suspension, cooling, electrical works
Author: Edie Milligan Publisher: Penguin ISBN: 1592573045 Category : Consumer credit Languages : en Pages : 186
Book Description
When bad credit happens to good people. Once someone’s personal financial credit goes bad, it can be a difficult process to bring it back into good standing. This guide shows consumers how to repair their credit, increase their credit score, and avoid falling victim to the instant credit repair industry and its fraudulent claims and scams. • Research by the Federal Reserve indicates that household debt and personal bankruptcy filings are at record high levels • Only book on the shelves to include coverage of the The Fair and Accurate Credit Transaction Act, which goes into effect 12/1/2004 • Author has been featured in Money, Family Circle, and Women’s Day, and has appeared on CNBC and CNN
Author: James S. Bell Jr. Publisher: Penguin ISBN: 1101199253 Category : Religion Languages : en Pages : 326
Book Description
You’re no idiot, of course. You’re familiar with the Four Horsemen of the Apocalypse and Judgment Day—especially in the wake of the new millennium. However, the Book of Revelation has existed for almost 2,000 years and is open to countless interpretations. Don’t get confused by scholarly analysis and religious dogma! The Complete Idiot’s Guide® to the Book of Revelation shows you how so many meanings are derived from the book’s text. In this Complete Idiot’s Guide®, you get: • Various ways to interpret Revelation and its symbols • A detailed examination of the key elements, including the Seven Seals and the Antichrist • A look at how the Jewish Old Testament and prophecies relate to Revelation
Author: David J. Tenenbaum Publisher: Penguin ISBN: 9781592571703 Category : House & Home Languages : en Pages : 330
Book Description
Extremely accessible, with over 300 photos and illustrations, this guide is geared for the true home improvement beginner, with a visual glossary included.
Author: Ken Clark, CFP Publisher: Penguin ISBN: 1101150742 Category : Business & Economics Languages : en Pages : 305
Book Description
It isn't too late to recoup! Today, with investments worth only a fraction of what they were a year ago, people need to be smarter about their finances. This book is here to level the playing field, explaining the games that are played, and the details that can confuse anyone when they depend on the false assumptions the money people are encouraging them to believe. ?How banks and credit card companies profit from their customers ?Your 401(k) and retirement plans - not all nest eggs are created equal ?Buying and selling a home - the Mortgage Meltdown 101 ?Health care, college tuition, car purchase and maintenance, and life insurance - and a lot of fine print to read!
Author: Laurie Rozakis Publisher: Penguin ISBN: 0028636945 Category : Language Arts & Disciplines Languages : en Pages : 475
Book Description
Covers all elements of effective and grammatically-correct writing, including electronic formats, for any type of situation from research papers to business memos.
Author: Barron M. Helgoe Esq. Publisher: Penguin ISBN: 1440636435 Category : Family & Relationships Languages : en Pages : 324
Book Description
A positive look at parenting sons Here's a hands-on parenting guide that takes readers from the birth of their sons to the day they head off to college. In warm, wise words, the husband–and–wife team who are parents of two sons themselves, explore all that is different and the same, precious and at times irritating, about the boys in their lives. • Written by parents of a pair of teenage boys • Offers a unique positive perspective • Full of practical parenting tips • Topics covered include school, discipline, puberty, bullies, girls, and much more
Author: Lita Epstein
Author: Lita Epstein
Author: Edie Milligan Driskill CFP, CLU
Author: Vyvyan Lynn
Author: Edie Milligan
Author: James S. Bell Jr.
Author: David J. Tenenbaum
Author: Ken Clark, CFP
Author: Laurie Rozakis
Author: Nishant Baxi
Author: Barron M. Helgoe Esq.