The Pension Challenge PDF Download

Author: Olivia S. Mitchell
Publisher: Oxford University Press
ISBN: 0199266913
Category : Business & Economics
Languages : en
Pages : 361

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Book Description
This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment.Mitchell and Smetters begin by assessing the myriad retirement risks confronting employees, retirees, employers, and governments, and it shows how stakeholders can work to reinvent pensions that perform well in a competitive global setting. Contributors then indicate how pension systems can be better designed to help protect against these risks.Of special interest is a discussion of new financial products and structures to meet and manage challenges to old-age security. Examples considered include pension investment guarantees and hedges, adapting catastrophe bonds to the pension context, and key regulatory structures and portfolio requirements designed to protect unwary or unwitting pension participants. The contributors draw important lessons for a wide range of countries, drawing from both developed and developing marketexperiences.Contributors include world-famous finance experts and risk management faculty, development economists, pension regulators, and pension consultants.

Author: Retirement Coaches Association Members
Publisher: Robert Laura
ISBN: 9780975425060
Category : Retirees
Languages : en
Pages : 370

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Book Description
A collection of chapters on a variety of aspects of today's retirement landscape, written by members of Retirement Coaches Association.

Author: Charles D. Ellis
Publisher: Oxford University Press
ISBN: 0190218916
Category : Business & Economics
Languages : en
Pages : 169

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Book Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.

Author: Trish Murphy
Publisher: Orpen Press
ISBN: 1909895245
Category : Self-Help
Languages : en
Pages : 120

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Book Description
We all hope to enjoy our retirement at the end of our working lives, but for many the adjustment can be more challenging than we expected. Rather than a time of slowing down, retirement can be an opportunity to enjoy life and have some fun. It is a time for letting go of old habits, experimenting with relationships and enjoying the wisdom gathered over a life lived. With thirty years of experience as a psychotherapist, Trish Murphy understands the challenges of entering this next phase of life. Focusing on the psychological aspects of leaving the world of work, The Challenge of Retirement addresses such issues as: Wellness and happinessMental healthManaging relationshipsSexuality and sex after 60Self-careIntergenerational livingDeveloping later-life spiritualityAcceptance and having fun In addition, each chapter is filled with wisdom and advice from people in the early, middle and later stages of retirement. As we are all living longer, the messy business of life goes on – as does the need to develop skills and approaches to meet new and difficult challenges. The Challenge of Retirement pulls together the knowledge Trish has learned from her years as a psychotherapist, trainer, facilitator and mediator to help you make retirement the best years of your life. The Challenge of Retirement is aimed at all those who are facing into this new phase of their lives or who have found themselves negotiating the issues that retirement brings with it.

Author: Robert P. Delamontagne
Publisher: BookPros, LLC
ISBN: 0982314094
Category : Body, Mind & Spirit
Languages : en
Pages : 178

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Book Description
Delamontagne leads prospective and recent retirees on a journey of psychological, emotional, and spiritual growth to help them cope with the challenges of a difficult transition.

Author: Roberta Taylor RNCS, M.Ed
Publisher: Sourcebooks, Inc.
ISBN: 140229591X
Category : Self-Help
Languages : en
Pages : 343

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Book Description
The essential retirement planning book, including the ten key conversations couples should have to create a happy, healthy, and successful retirement! Retirement can be the best time of your life, but for couples, there's far more to it than cashing in on your 401(k). The most important asset you have during retirement is each other, yet many couples aren't sure where to begin or how to plan for retirement. The Couple's Retirement Puzzle reveals the ten key conversations couples should tackle before retirement to ensure a rewarding second half of life together, including: Do we have enough money to support the lifestyle we want? Should we retire simultaneously or separately? Do we stay put or explore new frontiers? How will we balance time together and time apart? And more! Filled with smart practical advice, engaging anecdotes, and helpful exercises, The Couple's Retirement Puzzle is a marriage book for couples that will guide you and your partner to a fulfilling, happy retirement you can enjoy and celebrate together.

Author: United States. Congress. House. Committee on Small Business
Publisher:
ISBN:
Category : Pensions
Languages : en
Pages : 120

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Book Description

Author: Rob Pascale
Publisher: Rowman & Littlefield
ISBN: 1442216190
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction. This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome. But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.

Author: Fritz Gilbert
Publisher: Sourcebooks, Inc.
ISBN: 1646113403
Category : Business & Economics
Languages : en
Pages : 155

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Book Description
You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!

Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
ISBN: 9780231185646
Category : Business & Economics
Languages : en
Pages : 166

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Book Description
In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.