The Canadian Housing Finance System PDF Download

Author: Mark Boléat
Publisher: Building Societies Associat
ISBN: 0903277131
Category : Housing
Languages : en
Pages : 51

View

Book Description

Author: International Monetary Fund. Monetary and Capital Markets Department
Publisher: International Monetary Fund
ISBN: 1498321119
Category : Business & Economics
Languages : en
Pages : 85

View

Book Description
This Financial System Stability Assessment paper discusses that Canada has enjoyed favorable macroeconomic outcomes over the past decades, and its vibrant financial system continues to grow robustly. However, macrofinancial vulnerabilities—notably, elevated household debt and housing market imbalances—remain substantial, posing financial stability concerns. Various parts of the financial system are directly exposed to the housing market and/or linked through housing finance. The financial system would be able to manage severe macrofinancial shocks. Major deposit-taking institutions would remain resilient, but mortgage insurers would need additional capital in a severe adverse scenario. Housing finance is broadly resilient, notwithstanding some weaknesses in the small non-prime mortgage lending segment. Although banks’ overall capital buffers are adequate, additional required capital for mortgage exposures, along with measures to increase risk-based differentiation in mortgage pricing, would be desirable. This would help ensure adequate through-the cycle buffers, improve mortgage risk-pricing, and limit procyclical effects induced by housing market corrections.

Author: Pierre A. David
Publisher: UN-HABITAT
ISBN: 9789211316728
Category : Social Science
Languages : en
Pages : 40

View

Book Description

Author: Mark Boléat
Publisher: Mark Boleat
ISBN: 9780709932499
Category : Business & Economics
Languages : en
Pages : 516

View

Book Description

Author: Mark Boléat
Publisher: Building Societies Associat
ISBN: 0903277336
Category : Housing
Languages : en
Pages : 114

View

Book Description

Author: United States. Congress. House. Committee on Government Operations. Commerce, Consumer, and Monetary Affairs Subcommittee
Publisher:
ISBN:
Category : Adjustable rate mortgages
Languages : en
Pages : 788

View

Book Description

Author: S. Phang
Publisher: Springer
ISBN: 1137014032
Category : Business & Economics
Languages : en
Pages : 305

View

Book Description
The term 'housing crisis' has recently been associated with rising foreclosure rates and tottering financial institutions, particularly in the US and Europe. However, in many emerging countries, the housing crisis is about urban poverty, unplanned settlements, overcrowded slums and homelessness.

Author: OECD
Publisher: OECD Publishing
ISBN: 9264206973
Category :
Languages : en
Pages : 139

View

Book Description
OECD's 2014 Economic Survey of Canada examines recent economic developments, policies and prospects. Special chapters cover housing in Canada and the labour market and skills mismatch.

Author: Martin Neil Baily
Publisher: Brookings Institution Press
ISBN: 0815725256
Category : Business & Economics
Languages : en
Pages : 191

View

Book Description
A Brookings Institution Press and Nomura Institute of Capital Markets Research publication The financial crisis of 2007–08 and the Great Recession caused more widespread economic trauma than any event since the Great Depression. With a slow and uneven recovery, encouraging stability and growth is critical. Financial Restructuring to Sustain Recovery maintains that while each part of the financial services industry can play a useful role in revving up the U.S. economic engine to full capacity, the necessary reforms are sometimes subtle and often difficult to implement. Editors Martin Neil Baily, Richard Herring, and Yuta Seki and their coauthors break recovery down by three areas: Restructuring the housing finance market Reforming the bankruptcy process Reenergizing the market for initial public offerings Included are lessons drawn from Japan's experience in overcoming its long-lasting financial crisis after the collapse of its real estate market in the 1990s. Contributors: Franklin Allen (Wharton School, University of Pennsylvania), James R. Barth (Auburn University College of Business; Milken Institute), Thomas Jackson (Simon School of Business, University of Rochester), Jay R. Ritter (Warrington College of Business, University of Florida), David Skeel (University of Pennsylvania Law School), and Glenn Yago (Milken Institute).

Author: United States. Federal Home Loan Bank Board
Publisher:
ISBN:
Category : Mortgages
Languages : en
Pages : 552

View

Book Description