The Best Ever Guide to Getting Out of Debt for Puerto Ricans PDF Download

Author: Mark Geoffrey Young
Publisher: CreateSpace
ISBN: 9781492385875
Category : Business & Economics
Languages : en
Pages : 106

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Book Description
The Best Ever Guide to Getting Out of Debt for Puerto Ricans: Hundreds of Ways to Ditch Your Debt, Manage Your Money and Fix Your Finances is a groundbreaking resource filled with hundreds of strategies that will totally transform your life. The Best Ever Guide to Getting Out of Debt for Puerto Ricans is filled with so many tips that even if you only implement a few of the ideas suggested, you'll still be able to repay your debts years sooner than would be otherwise possible. You'll discover how to:• Reduce the amount of interest you pay on your credit cards • Get your credit card companies to cut your interest rates • Save money and eliminate wasteful spending without totally changing your lifestyle • Have friends and relatives help you achieve your goals without giving you money • Reduce your living expenses • Pay less for almost everything you buy. This book is different than the other books on the market because it doesn't just offer a single strategy. It offers multiple methodologies that have all been proven to work. Since you're not locked into a single strategy, you can implement the ideas that suit you. Ask yourself: Do you want to get out of debt and live the life you want, or do you want to continue struggling others use your money get richer?

Author: Mark Geoffrey Young
Publisher: CreateSpace
ISBN: 9781492381952
Category : Business & Economics
Languages : en
Pages : 106

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Book Description
The Best Ever Guide to Getting Out of Debt for Costa Ricans: Hundreds of Ways to Ditch Your Debt, Manage Your Money and Fix Your Finances is a groundbreaking resource filled with hundreds of strategies that will totally transform your life. The Best Ever Guide to Getting Out of Debt for Costa Ricans is filled with so many tips that even if you only implement a few of the ideas suggested, you'll still be able to repay your debts years sooner than would be otherwise possible. You'll discover how to:• Reduce the amount of interest you pay on your credit cards • Get your credit card companies to cut your interest rates • Save money and eliminate wasteful spending without totally changing your lifestyle • Have friends and relatives help you achieve your goals without giving you money • Reduce your living expenses • Pay less for almost everything you buy. This book is different than the other books on the market because it doesn't just offer a single strategy. It offers multiple methodologies that have all been proven to work. Since you're not locked into a single strategy, you can implement the ideas that suit you. Ask yourself: Do you want to get out of debt and live the life you want, or do you want to continue struggling others use your money get richer?

Author: Ilan Stavans
Publisher: Bloomsbury Publishing USA
ISBN: 0313348057
Category : Social Science
Languages : en
Pages : 155

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Book Description
Spanglish-a hybrid of Spanish and English-is intricately interwoven with the history and culture of Latinos, the largest and fastest-growing minority group in the United States. With deep roots that trace back to the U.S. annexation of Mexican territories in the early to mid-19th century, Spanglish can today be heard in as far-flung places as urban cities and rural communities, on playgrounds and in classrooms around the country. This volume features the most significant articles including peer-review essays, interviews, and reviews to bring together the best scholarship on the topic. Learn about the historical and cultural contexts of the slang as well as its permeation into the pop culture vernacular. Ten signed articles, essays, and interviews are included in the volume. Spanglish-a hybrid of Spanish and English-is intricately interwoven with the history and culture of Latinos, the largest and fastest-growing minority group in the United States. With deep roots that trace back to the U.S. annexation of Mexican territories in the early to mid-19th century, Spanglish can today be heard in as far-flung places as urban cities and rural communities, on playgrounds and in classrooms around the country. This volume features the most significant articles including peer-review essays, interviews, and reviews to bring together the best scholarship on the topic. Learn about the historical and cultural contexts of the slang as well as its permeation into the pop culture vernacular. Over 10 signed articles, essays, and interviews are included in the volume. Also featured is an introduction by Ilan Stavans, one of the foremost authorities on Latino culture, to provide historical background and cultural context; a chronology of events; and suggestions for further reading to aid students in their research.

Author: Ed Morales
Publisher: Bold Type Books
ISBN: 1568588984
Category : History
Languages : en
Pages : 352

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Book Description
A crucial, clear-eyed accounting of Puerto Rico's 122 years as a colony of the US. Since its acquisition by the US in 1898, Puerto Rico has served as a testing ground for the most aggressive and exploitative US economic, political, and social policies. The devastation that ensued finally grew impossible to ignore in 2017, in the wake of Hurricane María, as the physical destruction compounded the infrastructure collapse and trauma inflicted by the debt crisis. In Fantasy Island, Ed Morales traces how, over the years, Puerto Rico has served as a colonial satellite, a Cold War Caribbean showcase, a dumping ground for US manufactured goods, and a corporate tax shelter. He also shows how it has become a blank canvas for mercenary experiments in disaster capitalism on the frontlines of climate change, hamstrung by internal political corruption and the US federal government's prioritization of outside financial interests. Taking readers from San Juan to New York City and back to his family's home in the Luquillo Mountains, Morales shows us the machinations of financial and political interests in both the US and Puerto Rico, and the resistance efforts of Puerto Rican artists and activists. Through it all, he emphasizes that the only way to stop Puerto Rico from being bled is to let Puerto Ricans take control of their own destiny, going beyond the statehood-commonwealth-independence debate to complete decolonization.

Author: Amy D. Bernstein
Publisher: Macmillan
ISBN: 031255169X
Category : House & Home
Languages : en
Pages : 909

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Book Description
All the wisdom of "The New York Times" experts in every field is packed into one comprehensive volume that has been completely revised and updated. Illustrations throughout.

Author: Brendan Sainsbury
Publisher:
ISBN: 9781741047233
Category : Travel
Languages : en
Pages : 328

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Book Description
If you like it outdoorsy, take a leisurely coastal bike ride or volunteer to work with egg-laying turtles on Playa Brava. If you're more of a heel-kickin' type, Puerto Rico's got a salsa scene that will more than scratch that itch. * Detailed maps * Dedicated music chapter and expanded outdoors section * Interviews with locals * Increased coverage of sustainable travel * The pick of Puerto Rico's hotels and hostels

Author: Tiffany the Budgetnista Aliche
Publisher: Rodale Books
ISBN: 0593232755
Category : Business & Economics
Languages : en
Pages : 370

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Book Description
NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Author: American Bar Association. House of Delegates
Publisher: American Bar Association
ISBN: 9781590318737
Category : Law
Languages : en
Pages : 216

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Book Description
The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Author: Julian Go
Publisher: Duke University Press
ISBN: 0822389320
Category : Social Science
Languages : en
Pages : 392

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Book Description
When the United States took control of the Philippines and Puerto Rico in the wake of the Spanish-American War, it declared that it would transform its new colonies through lessons in self-government and the ways of American-style democracy. In both territories, U.S. colonial officials built extensive public school systems, and they set up American-style elections and governmental institutions. The officials aimed their lessons in democratic government at the political elite: the relatively small class of the wealthy, educated, and politically powerful within each colony. While they retained ultimate control for themselves, the Americans let the elite vote, hold local office, and formulate legislation in national assemblies. American Empire and the Politics of Meaning is an examination of how these efforts to provide the elite of Puerto Rico and the Philippines a practical education in self-government played out on the ground in the early years of American colonial rule, from 1898 until 1912. It is the first systematic comparative analysis of these early exercises in American imperial power. The sociologist Julian Go unravels how American authorities used “culture” as both a tool and a target of rule, and how the Puerto Rican and Philippine elite received, creatively engaged, and sometimes silently subverted the Americans’ ostensibly benign intentions. Rather than finding that the attempt to transplant American-style democracy led to incommensurable “culture clashes,” Go assesses complex processes of cultural accommodation and transformation. By combining rich historical detail with broader theories of meaning, culture, and colonialism, he provides an innovative study of the hidden intersections of political power and cultural meaning-making in America’s earliest overseas empire.

Author: Larry E. Swedroe
Publisher: John Wiley and Sons
ISBN: 0470885335
Category : Business & Economics
Languages : en
Pages : 238

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Book Description
The rewards of carefully chosen alternative investments can be great. But many investors don’t know enough about unfamiliar investments to make wise choices. For that reason, financial advisers Larry Swedroe and Jared Kizer designed this book to bring investors up to speed on the twenty most popular alternative investments: Real estate, Inflation-protected securities, Commodities, International equities, Fixed annuities, Stable-value funds, High-yield (junk) bonds, Private equity (venture capital), Covered calls, Socially responsible mutual funds, Precious metals equities, Preferred stocks, Convertible bonds, Emerging market bonds, Hedge funds, Leveraged buyouts, Variable annuities, Equity-indexed annuities, Structured investment products, Leveraged funds The authors describe how the investments work, the pros and cons of each, which to consider, which to avoid, and how to get started. Swedroe and Kizer evaluate each investment in terms of: Expected returns Volatility Distribution of returns Diversification potential Fees Trading and operating expenses Liquidity Tax efficiency Account location Role in an asset-allocation program Any investor who is considering or just curious about investment opportunities outside the traditional world of stocks, bonds, and bank certificates of deposit would be well-advised to read this book.