Author: United States. Congress. House. Committee on Ways and MeansPublisher:
ISBN:
Category : Saving and investment
Languages : en
Pages : 788
Book Description
Tax Incentives for Savings
Author: United States. Congress. House. Committee on Ways and MeansPublisher:
ISBN:
Category : Saving and investment
Languages : en
Pages : 788
Book Description
Financial Incentives and Retirement Savings
Author: OECDPublisher: OECD Publishing
ISBN: 9264306927
Category :
Languages : en
Pages : 298
Book Description
Are tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for ...
Description of Bills to Provide Tax Incentives for Savings
Author: United States. Congress. Joint Committee on TaxationPublisher:
ISBN:
Category : Interest
Languages : en
Pages : 24
Book Description
Tax Incentives for Increasing Savings and Investments
Author: United States. Congress. Senate. Committee on FinancePublisher:
ISBN:
Category : Capital gains tax
Languages : en
Pages : 368
Book Description
Savings Incentives
Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment PolicyPublisher:
ISBN:
Category : Saving and investment
Languages : en
Pages : 536
Book Description
Tax Incentives for Saving
Author: James W. ChristianPublisher:
ISBN:
Category : Income tax deductions
Languages : en
Pages : 100
Book Description
Income Tax Incentives to Promote Saving
Author: Charles BeckerPublisher:
ISBN:
Category : Income tax
Languages : en
Pages : 39
Book Description
We examine six alternative plans which might be discussed in an effort to increase consumer savings through the personal income tax system in the United States. These plans attempt to affect savings through an increase in the real rate of return either by direct tax cuts on savings or by indexing tax rates against inflation. The paper presents estimates of static and dynamic resource allocation effects for the six plans, and compares them to results obtained in earlier work on the impacts of more sweeping reforms. A medium-scale numerical general equilibrium model is used which integrates the U. S. tax system with consumer demand behavior by household and producer behavior by industry
Coming Up Short
Author: Alicia H. MunnellPublisher: Rowman & Littlefield
ISBN: 9780815796343
Category : Political Science
Languages : en
Pages : 236
Book Description
As the baby boom begins to withdraw from the labor force, ensuring a secure retirement income becomes an increasingly important issue, the number of people over age 65 is expected to double by 2030. That trend will continue, accompanied by worries about stock market volatility, corporate malfeasance, a rapidly changing economy, and the viability of Social Security. In Coming Up Short, two experts on retirement policy analyze 401(k) plans, the fastest-growing type of employer-sponsored pensions and a vital source of retirement income for the American middle class. Alicia Munnell and Annika Sunden chronicle the development of 401(k) plans, now the dominant form of private pensions. In accessible language, they explain how such plans work and discuss their popularity. For employees, these plans are appealing becuase they have more control over their own retirement funds, and the plans are portable. For employers, the plans are generally less costly than defined benefit plans. Despite those advantages, there are some significant downsides to 401(k) plans. These plans shift all the risk and responsibility to employees, who must decide whether to join, how much to contribute, how to invest, whether to "cash out" when changing jobs, and how to manage their nest egg in retirement. These are difficult decisions, and while in theory 401(k)s could be an effective savings vehicle for retirement, in practice many people make mistakes at every step along the way. Com ing Up Short discusses why these mistakes are made and proposes various reforms to ensure that the aging population will have adequate retirement income. Comprehensive and up-to-date, Coming Up Short is an essential resource on 401(k) plans for financial service professionals, policymakers, academics, and individuals planning for their own retirement.
OECD Tax Policy Studies Encouraging Savings through Tax-Preferred Accounts
Author: OECDPublisher: OECD Publishing
ISBN: 9264031367
Category :
Languages : en
Pages : 131
Book Description
This report describes and analyses various tax-preferred savings accounts, excluding pension-related accounts, in a cross-section of 11 OECD countries.
Financial Incentives and Retirement Savings
Author: OECDPublisher: Org. for Economic Cooperation & Development
ISBN: 9789264306912
Category : Investments
Languages : en
Pages : 0
Book Description
Are tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for retirement in funded pensions, the study calculates the overall tax advantage that individuals may benefit from as a result of those incentives when saving for retirement. It then examines the fiscal cost of those incentives and their effectiveness in increasing retirement savings, and looks into alternative approaches to designing financial incentives. The study ends with policy guidelines on how to improve the design of financial incentives to promote savings for retirement, highlighting that depending on the policy objective certain designs of tax incentives or non-tax incentives may be more appropriate.