Author:
Publisher: DIANE Publishing
ISBN: 1428952942
Category :
Languages : en
Pages : 150

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Book Description

Author:
Publisher: DIANE Publishing
ISBN: 1428958436
Category :
Languages : en
Pages : 150

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Book Description

Author: James M. Lacko
Publisher:
ISBN:
Category : Conditional sales
Languages : en
Pages :

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Book Description

Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 112

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Book Description

Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 96

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Book Description

Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 760

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Book Description

Author:
Publisher: RTO Online Inc
ISBN:
Category :
Languages : en
Pages : 41

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Book Description

Author:
Publisher:
ISBN:
Category : Administrative law
Languages : en
Pages : 902

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Book Description

Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 764

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Book Description

Author: Christopher L. Peterson
Publisher: The University of Akron Press
ISBN: 9781931968096
Category : Business & Economics
Languages : en
Pages : 470

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Book Description
Taming the Sharks: Towards a Cure for the High Cost Credit Market chronicles the historic, economic. legal, and political factors breeding America's feverish high cost debt industry. The ideas presented are novel, progressive, and controversial. Historians have long argued that interest rates provide a sort of economic and political health of nations. If true, the contemporary American market for credit shows troubling signs of distress. While Federal Reserve Board monetary policy has kept commercial and prime consumer interest rates low, the past two decades have seen explosive growth in an industry specializing in high-cost consumer debt. Payday loan outlet chains, automobile title loan companies, rent-to-own furniture stores, pawnshops, and sub-prime and manufactured home mortgage lenders are transforming the personal finance patterns of millions of Americans. Many observers have complained this industry charges excessive prices, uses unfair business practices, and is generally causing more harm for its borrowers than good. Industry insiders retort they are merely responding to a legitimate demand for financial services that, in effect, consumers vote with their feet. Echoing problems of past centuries, today's consumers face difficulty comparing credit prices, patterns of reckless lending and borrowing, as well as distressing economic externalities. With an idea on the future, Peterson's book hopes to find ingredients of a compromise to protect working-poor borrowers while simultaneously preserving economic competition.