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Author: Everest Media Publisher: Everest Media LLC ISBN: 1669347117 Category : Business & Economics Languages : en Pages : 13
Book Description
Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.
Author: Everest Media Publisher: Everest Media LLC ISBN: 1669347117 Category : Business & Economics Languages : en Pages : 13
Book Description
Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.
Author: J.L. Edwards Publisher: Balboa Press ISBN: 198224481X Category : Self-Help Languages : en Pages : 89
Book Description
Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.
Author: Corey M. Abramson Publisher: Harvard University Press ISBN: 0674286820 Category : Social Science Languages : en Pages : 257
Book Description
Winner of the Outstanding Publication Award, Section on Aging and the Life Course, American Sociological Association Senior citizens from all walks of life face a gauntlet of physical, psychological, and social hurdles. But do the disadvantages some people accumulate over the course of their lives make their final years especially difficult? Or does the quality of life among poor and affluent seniors converge at some point? The End Game investigates whether persistent socioeconomic, racial, and gender divisions in America create inequalities that structure the lives of the elderly. “Avoiding reductionist frameworks and showing the hugely varying lifestyles of Californian seniors, The End Game poses a profound question: how can provision of services for the elderly cater for individual circumstances and not merely treat the aged as one grey block? Abramson eloquently and comprehensively expounds this complex question.” —Michael Warren, LSE Review of Books “The author’s approach situates inequality experienced by older Americans in a real world context and links culture, social life, biological life, and structural disparities in ways that allow readers to understand the intersectionality of diversity imbued in the lives of older Americans...Abramson opens a window into the reality of old age, the importance of culture and the impact it has on shared/prior experiences, and the inequalities that structure them.” —A. L. Lewis, Choice
Author: David Webber Publisher: Harvard University Press ISBN: 0674972139 Category : Business & Economics Languages : en Pages : 351
Book Description
When Steven Burd, CEO of the supermarket chain Safeway, cut wages and benefits, starting a five-month strike by 59,000 unionized workers, he was confident he would win. But where traditional labor action failed, a novel approach was more successful. With the aid of the California Public Employees’ Retirement System, a $300 billion pension fund, workers led a shareholder revolt that unseated three of Burd’s boardroom allies. In The Rise of the Working-Class Shareholder: Labor's Last Best Weapon, David Webber uses cases such as Safeway’s to shine a light on labor’s most potent remaining weapon: its multitrillion-dollar pension funds. Outmaneuvered at the bargaining table and under constant assault in Washington, state houses, and the courts, worker organizations are beginning to exercise muscle through markets. Shareholder activism has been used to divest from anti-labor companies, gun makers, and tobacco; diversify corporate boards; support Occupy Wall Street; force global warming onto the corporate agenda; create jobs; and challenge outlandish CEO pay. Webber argues that workers have found in labor’s capital a potent strategy against their exploiters. He explains the tactic’s surmountable difficulties even as he cautions that corporate interests are already working to deny labor’s access to this powerful and underused tool. The Rise of the Working-Class Shareholder is a rare good-news story for American workers, an opportunity hiding in plain sight. Combining legal rigor with inspiring narratives of labor victory, Webber shows how workers can wield their own capital to reclaim their strength.
Author: National Research Council Publisher: National Academies Press ISBN: 0309142393 Category : Law Languages : en Pages : 348
Book Description
Scores of talented and dedicated people serve the forensic science community, performing vitally important work. However, they are often constrained by lack of adequate resources, sound policies, and national support. It is clear that change and advancements, both systematic and scientific, are needed in a number of forensic science disciplines to ensure the reliability of work, establish enforceable standards, and promote best practices with consistent application. Strengthening Forensic Science in the United States: A Path Forward provides a detailed plan for addressing these needs and suggests the creation of a new government entity, the National Institute of Forensic Science, to establish and enforce standards within the forensic science community. The benefits of improving and regulating the forensic science disciplines are clear: assisting law enforcement officials, enhancing homeland security, and reducing the risk of wrongful conviction and exoneration. Strengthening Forensic Science in the United States gives a full account of what is needed to advance the forensic science disciplines, including upgrading of systems and organizational structures, better training, widespread adoption of uniform and enforceable best practices, and mandatory certification and accreditation programs. While this book provides an essential call-to-action for congress and policy makers, it also serves as a vital tool for law enforcement agencies, criminal prosecutors and attorneys, and forensic science educators.
Author: Evelyn Nakano Glenn Publisher: Harvard University Press ISBN: 9780674048799 Category : Education Languages : en Pages : 280
Book Description
"Scouring the history of Native American boarding schools, nineteenth-century reformatories, and programs to Americanize immigrants, Glenn brilliantly reveals the role of coercion in caregiving. An important read for us all."---Arlie Hochschild, author of The Time Bind --
Author: Everest Media
Author: Everest Media
Author: J.L. Edwards
Author: Paul Fussell
Author: Corey M. Abramson
Author: 
Author: David Webber
Author: National Research Council
Author: Evelyn Nakano Glenn
Author: Walter Mason Camp
Author: United States. Congress