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Author: Winter Troxel Publisher: Createspace Independent Publishing Platform ISBN: 9781530833436 Category : Languages : en Pages : 92
Book Description
We spend decades trying to save for retirement, always wondering whether it will be enough. And when the time comes to use that money, how do we proceed? Financial planner, radio personality, and "Retirement Professor" Winter Troxel has written this book to help with the many daunting issues of retirement planning. In clear, straightforward, language-punctuated by humor, illustrative anecdotes, and informative charts-he empowers readers to create an achievable plan for a rewarding future, while demystifying such matters as sequence of returns, Social Security, and asset allocation. In his foreword, retirement expert Abe Ashton says, "Trust me when I tell you that I have never come across a retirement book that offers so much useful information in such a concise, easy-to-understand, enjoyable context." With this valuable book, a secure retirement is just seven steps away.
Author: Winter Troxel Publisher: Createspace Independent Publishing Platform ISBN: 9781530833436 Category : Languages : en Pages : 92
Book Description
We spend decades trying to save for retirement, always wondering whether it will be enough. And when the time comes to use that money, how do we proceed? Financial planner, radio personality, and "Retirement Professor" Winter Troxel has written this book to help with the many daunting issues of retirement planning. In clear, straightforward, language-punctuated by humor, illustrative anecdotes, and informative charts-he empowers readers to create an achievable plan for a rewarding future, while demystifying such matters as sequence of returns, Social Security, and asset allocation. In his foreword, retirement expert Abe Ashton says, "Trust me when I tell you that I have never come across a retirement book that offers so much useful information in such a concise, easy-to-understand, enjoyable context." With this valuable book, a secure retirement is just seven steps away.
Author: Hank Parrot Publisher: John Wiley & Sons ISBN: 1118095286 Category : Business & Economics Languages : en Pages : 230
Book Description
An interactive guide to mapping your retirement plans In Seven Steps to Financial Freedom in Retirement, financial advising and estate planning expert Harold Parrott guides the reader through the sometimes murky waters of retirement planning. Using a simple "Lifestyle Expense" planning approach customized to see how much money each person needs to live on in retirement, Parrott explains what investments can help readers reach their desired goals with minimum risk. Using detailed questionnaires, the book provides an informative guide for anyone concerned about having enough money to live comfortably in their retirement years. An educational book employing an easy-to-understand format, Seven Steps explains the basics of IRAs and 401(k)s, before launching into a more in-depth discussion of the strategies and tax implications thereof, looking at: Annuities, bonds, and CDs The perils of "stock picking" The basics of estate planning A unique and indispensible resource for assessing finances to determine the full scope of the reader's assets, the book helps to determine projected lifestyle expenses post-retirement and crafts a road map showing what types of products and accounts are likely to be of most value.
Author: Shlomo Benartzi Publisher: Penguin ISBN: 069819585X Category : Business & Economics Languages : en Pages : 146
Book Description
From the acclaimed behavioral economist Shlomo Benartzi, a powerful new approach to thinking smarter when making important life decisions. Although we’ve been blessed with a very powerful thinking machine—our minds—there’s good evidence that we don’t like to think. In fact, one study shows that many people prefer receiving electric shocks to thinking and reflecting. Other studies show that even when we do think, we tend to think in too narrow and shallow a fashion. With these shortcomings, how can we be smarter when thinking about life situations like retirement? For example, once we have built up a financial nest egg, how can we become better thinkers about what to do in retirement? To help us, behavioral economist Shlomo Benartzi introduces the notion of thinking architecture and thinking tools. In this book, he offers one such thinking tool—a unique seven-step system called the Goal Planning System (GPS)—and explains the science behind it. When applied to retirement planning, this system helps readers identify what they value most, what they want to achieve in retirement, and ultimately, who they really are. By going through GPS, readers will then have a solid foundation upon which to build a tailored action plan that can help them attain their goals. To illustrate the impact GPS can have, Thinking Smarter considers the cases of Phillip and Francesca, actual retirees, and the action plans they developed after using GPS. For example: • Spend More Today: While many people spend too much and outlive their assets, Phillip discovered that he errs on the side of spending too little, so he will plan to spend more on something he values a lot—traveling with his wife. • Claim More Tomorrow: GPS taught Francesca that she places a high value on financial independence. An action plan that makes sense for her is to reap the financial benefit derived from deferring Social Security until she’s seventy, rather than claiming it as soon as she becomes eligible at age sixty-two. Thinking Smarter will become your indispensable guide to making better life decisions and achieving the future you really want.
Author: David L. Almond Publisher: ISBN: 9780595524600 Category : Business & Economics Languages : en Pages : 176
Book Description
"David Almond cares about your financial security in retirement. If you want the advice of an experienced professional, this book is a gold mine!" -Marilee Driscoll, Author "The Complete Idiot's Guide to Long-term Care Planning," founder www.LTCmonth.com "For those that want to know how to protect themselves and their families from the new retirement risk, this book is a must read." -Lisa N. Bertalan, Estate Planning and Elder Law Attorney "This book is an excellent resource for anyone who desires to understand the importance of financial planning for retirement." -Phil Janney, Estate Planning and Elder Law Attorney "If you want to be in a position to make smart choices, this book is a "must read" for Boomers and their parents." -Roberta Jacobsen, President, Front Porch Communities and Services The 7 Steps to a Worry-Free Retirement is the first personal financial book that takes a holistic approach to retirement planning. Over the years David Almond has applied the principles in this book with great success. The 7 Steps is important advice and inspiration from a respected senior advocate and financial pioneer. As Almond shows, these days financial security in retirement calls for far more than just getting a return on your money---it's understanding what you need to know in order to protect yourself from what some are calling "the perfect retirement storm".
Author: Rodger Alan Friedman Publisher: Rodger on Retirement Publishing a Division of Forging Bonds of Steel; LLC ISBN: 9780999641408 Category : Languages : en Pages : 130
Book Description
When the day comes for you to retire and you receive your last paycheck, what is your plan to create an income that will sustain your lifestyle? A better question might be: have you thought about it at all? In this, Rodger Friedman's 3rd book, he takes a deep dive into the most important factor of retirement success, your mindset. While there are many factors that will determine if you will ever be able to enjoy a lifestyle-sustaining income in retirement, Rodger notes that this one aspect comes up time and time again in most retirement conversations. In this book, Rodger provides concise action steps to help you visualize the path ahead-he takes your hand, walks you step by step on what you need to do to improve your chances for a financially abundant retirement. For more from Rodger, visit RodgeronRetirement.com for special reports and articles that may help you reach your retirement goals.
Author: L. M Anderson Publisher: ISBN: 9781739971205 Category : Languages : en Pages : 132
Book Description
It comes as no real surprise that so many people find retirement planning a daunting process. If you're one of those people, this book is for you. It doesn't matter if you are 18 or 35; the time to start retirement planning (and saving) is now. If you think you're too late, you'll be even later if you let it wait a moment a longer. If you believe you are too early, you're absolutely wrong. Life has a way of sweeping by, and before you know it, you will be looking around for a financial support system that simply isn't there, if you fail to plan, that is. 7 Key Factors to Successfully Creating the Retirement You Deserve is not just another retirement planning book. It's a guide written by L.M. Anderson, a professional with an MBA in finance and investment. Each chapter seeks to provide the reader with helpful information and step-by-step guidance on how to start and then excel at retirement financial planning. The objective is to help you create a retirement that's not the acceptable "average" norm. Like all things in life, planning for retirement will take time, dedication, and understanding of the process - you have to be willing to do the work, and you will certainly reap the rewards. This book will teach you simple steps for achieving financial success and staying out of debt. It's full of clear and easy-to-follow tips, examples, and scenarios that will help you make better financial decisions. In the end, you will be able to create a financial portfolio that allows you to accumulate enough money to retire comfortably and worry-free. The first step starts with you! Inside 7 Key Factors to Successfully Creating the Retirement You Deserve, discover: ● Successful retirement starts with you - applying the right mindset ● What you need to do right now ● The biggest threats to your retirement nest egg ● Essentials for a successful retirement (retirement musts) ● Retirement planning no-no's (what not to do) ● Important things to consider ● Investing your money wisely And much, much more! Don't wait a moment longer! Every minute wasted is a minute that your money isn't working or growing to ensure a comfortable and rewarding retirement. Grab a copy of 7 Key Factors to Successfully Creating the Retirement You Deserve and learn everything you need to know about successful retirement planning today.
Author: Bill Hazlett Publisher: ISBN: 9781542978132 Category : Languages : en Pages :
Book Description
This book is a personal finance book like no other: it contains very few numbers. Lord knows we have plenty of books that do.This book is also rather short because the message is a fairly simple one.We will describe many of the quantitative aspects of personal finance, but the biggest obstacle to investor success remains the investor himself. We are human, and as humans, we are naturally wired to eschew pain. So is the individual investor simply doomed to fail? Not at all. Steps can be taken to put the odds for success in your favor, but you must first understand what you may not know.
Author: Jane Bryant Quinn Publisher: Simon & Schuster ISBN: 1982115831 Category : Business & Economics Languages : en Pages : 432
Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Author: Shlomo Benartzi Publisher: Penguin ISBN: 110158033X Category : Business & Economics Languages : en Pages : 288
Book Description
One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
Author: Winter Troxel
Author: Winter Troxel
Author: Hank Parrot
Author: Shlomo Benartzi
Author: David L. Almond
Author: Rodger Alan Friedman
Author: L. M Anderson
Author: Charles Winfrey, Jr.
Author: Bill Hazlett
Author: Jane Bryant Quinn
Author: Shlomo Benartzi