Seasonal Gift Strategies for Spending Smart PDF Download

Author: Gregory Karp
Publisher:
ISBN:
Category :
Languages : en
Pages : 9

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This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. How just a little advance planning can help you avoid dangerous holiday overspending. If you've bought Christmas gifts every year, did you think this year would be different? We often overspend for annual events because we don't plan for them. First, we don't save for them, so the purchase ends up on a credit card, racking up interest. Second, we run short on time and rush into bad buying decisions. Here are som.

Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Author: Gregory Karp
Publisher: Pearson Education
ISBN: 0132178664
Category : Business & Economics
Languages : en
Pages : 18

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This is the eBook version of the printed book. This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. How just a little advance planning can help you avoid dangerous holiday overspending. If you’ve bought Christmas gifts every year, did you think this year would be different? We often overspend for annual events because we don’t plan for them. First, we don’t save for them, so the purchase ends up on a credit card, racking up interest. Second, we run short on time and rush into bad buying decisions. Here are some ways to avoid holiday overspending….

Author: Liz Weston
Publisher: FT Press
ISBN: 0132479729
Category : Business & Economics
Languages : en
Pages : 26

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This is the eBook version of the printed book. This Element is an excerpt from Easy Money: How to Simplify Your Finances and Get What You Want Out of Life (9780132383837), by Liz Pulliam Weston. Available in print and digital formats. De-stressing money: how to get beyond the myths, misconceptions, and magical thinking that keep you from moving ahead. Sometimes, our money problems aren’t just in our wallets. They’re also in our heads. Confronting our misconceptions and replacing them with more accurate perceptions can go a long way toward defusing money anxieties. I’m not talking about magical thinking. I’m talking about positive, realistic thinking, which is the basis for all constructive change.

Author: Bill McKibben
Publisher: Simon and Schuster
ISBN: 1439142556
Category : Literary Criticism
Languages : en
Pages : 48

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Book Description
Too many people have come to dread the approach of the holidays, a season that should -- and can -- be the most relaxed, intimate, joyful, and spiritual time of the year. In this book, Bill McKibben offers some suggestions on how to rethink Christmastime, so that our current obsession with present-buying becomes less important than the dozens of other possible traditions and celebrations. Working through their local churches, McKibben and his colleagues found that people were hungry for a more joyful Christmas season. For many, trying to limit the amount of money they spent at Christmas to about a hundred dollars per family, was a real spur to their creativity -- and a real anchor against the relentless onslaught of commercials and catalogs that try to say Christmas is only Christmas if it comes from a store. McKibben shows how the store-bought Christmas developed and how out of tune it is with our current lives, when we're really eager for family fellowship for community involvement, for contact with the natural world, and also for the blessed silence and peace that the season should offer. McKibben shows us how to return to a simpler and more enjoyable holiday. Christmas is too wonderful a celebration to give up on, too precious a time simply to repeat the same empty gestures from year to year. This book will serve as a road map to a Christmas far more joyful than the ones you've known in the past.

Author: Elizabeth Dunn
Publisher: Simon and Schuster
ISBN: 1476740704
Category : Business & Economics
Languages : en
Pages : 224

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If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?

Author: Emil Scallion
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 74

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Science has taught us that giving to others can actually make us happier than spending that same amount of money on yourself --gifting makes everyone happier and makes the world a better place. In this book, you will find out how to: -Look like the most caring & thoughtful member of the family, even if you're not -Get inside the recipient's head, so it's easy to find relevant gifts -Effortless ideas to make the gifting experience more exciting -Save time and stress when you find presents to buy, that you almost know are going to be positively received -How to make the fun of gift giving on Christmas last longer than just the morning by creating competition -Find out why some humorous gifts don't even get a chuckle -Find out what the people close to you really want? -Should you buy one big gift or multiple small ones? -Ways to buy gifts that are much more personal -How to prevent some unequal exchanges of gifts -Replace Secret Santa with something worth doing -Find gifts that keep on giving all year long -How to avoid the worst possible presents you can give ...and much, much more!

Author: Liz Weston
Publisher: Pearson Education
ISBN: 0132479850
Category : Business & Economics
Languages : en
Pages : 14

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This is the eBook version of the printed book. This Element is an excerpt from Easy Money: How to Simplify Your Finances and Get What You Want Out of Life (9780132383837), by Liz Pulliam Weston. Available in print and digital formats. Finding the most effective way for you to manage your finances as a couple. There’s no one right way for couples to handle money. You don’t have to do it the way your parents did, or your friends do, or the way you did it during your first marriage. What’s important is creating a system that works for the two of you now, as a couple. However, certain approaches do tend to work better for most people…

Author: Gregory Karp
Publisher: Addison-Wesley Professional
ISBN: 013270353X
Category : Business & Economics
Languages : en
Pages : 222

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Book Description
As The Millionaire Next Door revealed, and millions of Americans now realize, building wealth isn't just about working harder or what you choose to invest in: it's about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a "financial anorexic," and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.

Author: Moshe A. Milevsky Ph.D.
Publisher: FT Press
ISBN: 0132458446
Category : Business & Economics
Languages : en
Pages : 25

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This is the eBook version of the printed book. This Element is an excerpt from Are You a Stock or a Bond?: Create Your Own Pension Plan for a Secure Financial Future (9780137127375)by Moshe A. Milevsky, Ph.D. Available in print and digital formats. Learn how to systematically control the risks associated with your retirement–and avoid the massive blunders that millions of Americans are still making. One of the most egregious behavioral “sins” Professors Richard Thaler and Shlomo Benartzi have identified is the tendency of too many Americans to allocate too much of their 401(k) plan–and even their own investments–to company stock. Even after the notorious cases of Enron and Worldcom, more than 5,000,000 Americans have more than 60% of their retirement savings invested in their own company’s stock....