The risk of investment in human capital PDF Download

Author: Simona Maria Raita
Publisher: Rozenberg Publishers
ISBN: 9051705840
Category : Capital investments
Languages : en
Pages : 176

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Author: Joop Hartog
Publisher:
ISBN:
Category : Education
Languages : en
Pages : 46

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Author: Beth Akers
Publisher: Crown Currency
ISBN: 0593238540
Category : Education
Languages : en
Pages : 178

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Book Description
A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off. “Full of easy-to-understand advice grounded in deep expertise and research.”—Martin West, William Henry Bloomberg Professor of Education, Harvard University The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it? From a financial perspective, says economist Beth Akers, the answer is yes. It’s true that college is expensive, but once we see higher education for what it is—an investment in future opportunities, job security, and earnings—a different picture emerges: The average college graduate earns an additionalmillion dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investment—double that of the stock market. Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. Simply put, the real problem with college isn’t the cost—it’s the risk that your investment might not pay off. In Making College Pay, Akers shows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it. You’ll learn • why choosing the right major can matter more than where you enroll • the best criteria for picking a school (hint: not price, selectivity or ranking) • why working part-time while enrolled might set you back financially • why it’s often best to borrow, even if you don’t have to • the pros and cons of innovative alternatives to traditional college • how to take advantage of new, low-risk financing tools Full of practical advice for students and parents, Making College Pay reminds us that higher education remains an engine for opportunity, upward mobility, and prosperity.

Author: Bill Coplin
Publisher: Ten Speed Press
ISBN: 1607741458
Category : Study Aids
Languages : en
Pages : 306

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Book Description
A handy, straightforward guide that teaches students how to acquire marketable job skills and real-world know-how before they graduate—revised and updated for today’s economic and academic landscapes. Award-winning college professor and adviser Bill Coplin lays down the essential skills students need to survive and succeed in today’s job market, based on his extensive interviews with employers, recruiters, HR specialists, and employed college grads. Going beyond test scores and GPAs, Coplin teaches students how to maximize their college experience by focusing on ten crucial skill groups: Work Ethic, Physical Performance, Speaking, Writing, Teamwork, Influencing People, Research, Number Crunching, Critical Thinking, and Problem Solving. 10 Things Employers Want You to Learn in College gives students the tools they need to prepare during their undergraduate years to impress potential employers, land a higher-paying job, and start on the road to career security and satisfaction.

Author: Joop Hartog
Publisher:
ISBN:
Category :
Languages : en
Pages : 30

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Author: Parisa Hosseini Ardehali
Publisher: National Library of Canada = Bibliothèque nationale du Canada
ISBN: 9780612915053
Category :
Languages : en
Pages : 258

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The task of assigning investors to the right risk tolerance category and therefore, suggesting the most suitable investment portfolios to them, is an essential, and legally obligated part of the mutual fund providers' service. Although this problem is significant, not much have been done in the academic world to address the need. DEA is a non-parametric LP optimization technique, which is often used for measuring efficiency in services production units. What makes it appealing for risk tolerance assessment is its ability to handle multiple variables at the same time. Just like when it measures efficiency based on several inputs and outputs, it can measure risk tolerance based on several psychological questions, each of them representing one dimension of risk tolerance. This is the first time DEA has been used for evaluating a psychologically oriented dataset, and the results have been quite encouraging.

Author: OECD
Publisher: OECD Publishing
ISBN: 9789264130845
Category :
Languages : en
Pages : 168

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Book Description
Across OECD countries, almost one in every five students does not reach a basic minimum level of skills. This book presents a series of policy recommendations for education systems to help all children succeed.

Author: Harold Kent Baker
Publisher: Oxford University Press, USA
ISBN: 0199331960
Category : Business & Economics
Languages : en
Pages : 709

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Book Description
Investment Risk Management provides an overview of developments in risk management and a synthesis of research on the subject. The chapters examine ways to alter exposures through measuring and managing risk exposures and provide an understanding of the latest strategies and trends within risk management.

Author: Andrew P. Kelly
Publisher:
ISBN: 9781612507149
Category : Education
Languages : en
Pages : 0

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Book Description
In this provocative volume, two experts with very different points of view address the growing concern that student loan programs are not a sustainable solution to the problem of mounting college costs. They argue that the time has come to reform the financial aid system so that it is more effective in promoting college affordability, access, and completion. Reinventing Financial Aid provides a thorough critique of the existing financial aid system and identifies the challenges of reform. It presents a host of innovations designed to improve grant and loan programs and the processes by which students access them. Pushing past current debates, it also challenges leaders to think more boldly about policy design, examine the assumptions and incentives embedded in the current system, and lay the groundwork for a fundamental rethinking of student aid programs. While the editors agree that bold new thinking on financial aid policy is needed, they do not aim for consensus. Instead, they have leveraged their differences to flesh out important tensions, trade-offs, and areas of common ground that emerge from innovative approaches to reform. The result is a volume that serves as a counterpoint to the incremental approach to financial aid reform that has led to record tuition levels, growing student debt, and increasing doubts about the value of a college education.

Author: Jennifer King Rice
Publisher:
ISBN:
Category : Education
Languages : en
Pages : 80

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Book Description
Teacher quality is the single most important school-related factor influencing student success. The author examines the body of research on the subject of teacher quality to draw conclusions about which attributes makes teachers most effective, (experience, preparation programs and degrees, type of certification, specific coursework taken in preparation for the profession, and teachers' own test scores), with a focus on aspects of teacher quality that can be translated into policy recommendations and incorporated into teaching practice.