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Savings Incentives

Savings Incentives PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
ISBN:
Category : Saving and investment
Languages : en
Pages : 536

Book Description

Savings Incentives

Savings Incentives PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
ISBN:
Category : Saving and investment
Languages : en
Pages : 536

Book Description

Tax Incentives for Savings

Tax Incentives for Savings PDF Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 788

Book Description

Analysis of Proposed Tax and Savings Incentives for Higher Education

Analysis of Proposed Tax and Savings Incentives for Higher Education PDF Author: United States. Congress. Joint Committee on Taxation
Publisher: DIANE Publishing Inc.
ISBN:
Category : Education
Languages : en
Pages : 62

Book Description

Targeted Incentives to Increase Personal Savings

Targeted Incentives to Increase Personal Savings PDF Author: United States. Congress. Senate. Committee on Finance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 76

Book Description
Distributed to some depository libraries in microfiche.

Savings and Investment Incentives

Savings and Investment Incentives PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
ISBN:
Category : Capital gains tax
Languages : en
Pages : 596

Book Description

Tax Incentives for Increasing Savings and Investments

Tax Incentives for Increasing Savings and Investments PDF Author: United States. Congress. Senate. Committee on Finance
Publisher:
ISBN:
Category : Capital gains tax
Languages : en
Pages : 356

Book Description

Savings Incentives

Savings Incentives PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 548

Book Description

Can the Poor Save?

Can the Poor Save? PDF Author: Mark Schreiner
Publisher: Transaction Publishers
ISBN: 9780202308395
Category : Business & Economics
Languages : en
Pages : 394

Book Description
Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. This book explores IDAs to determine their effectiveness. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outcomes? This volume is the first analysis of matched savings by the poor to use data from monthly bank statements. It comes at a critical time, as debate rages over the merits of individual social security accounts. IDAs also respond to policy that is becoming more asset based and less inclusive of the poor. The authors argue for the efficacy of IDAs to counter this tendency. They find that while savings outcomes vary among participants, no characteristics (such as low income or public assistance) preclude saving. They examine effects of IDA design (the match rate, savings targets, and the use of automatic transfer) on savings results and analyze factors that influence varying rates of saving and spending over time. They conclude that financial education and other support services, though costly, improve savings performance. To address the issue of cost they suggest a two-tier system of IDA design, one with broad access and simple services and the other with targeted access and intensive services. Can the Poor Save? offers a wealth of lessons to those interested in saving and asset accumulation among the poor. It not only breaks new ground in the scientific study of savings behavior, but also offers concrete, evidence-based recommendations to improve policies designed to encourage the poor to save and how to make such policies more inclusive. Mark Schreiner is a senior scholar in the Center for Social Development at Washington University in St. Louis and also director of Microfinance Risk Management. Michael Sherraden is the Benjamin E. Youngdahl Professor of Social Development and director of the Center for Social Development, George Warren Brown School of Social Work at Washington University in St. Louis.

Retirement on the Rocks

Retirement on the Rocks PDF Author: Christian E. Weller
Publisher: Springer
ISBN: 113757514X
Category : Business & Economics
Languages : en
Pages : 233

Book Description
In the US, retirement savings are low while risk exposure is high, thus dooming many retirees to a low standard of living. This book offers straightforward solutions to build real retirement security for American families.

Financial Incentives and Retirement Savings

Financial Incentives and Retirement Savings PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264306927
Category :
Languages : en
Pages : 298

Book Description
Are tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for ...
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