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Author: Eek-June Chung Publisher: Routledge ISBN: 1136301682 Category : Business & Economics Languages : en Pages : 156
Book Description
This book conducts a simulation study creating universal, hypothetical bank holding companies (BHCs) through mergers to examine whether BHC expansion into nonbank business areas, those currently prohibited by law, will increase the riskiness of the universal BHCs. Part 2 reviews the contemporaneous literature and Part 3 discusses the weaknesses of that literature. Later sections specify an analytical model and describe the date and estimating procedure as well as presenting empirical results.
Author: Eek-June Chung Publisher: Routledge ISBN: 1136301682 Category : Business & Economics Languages : en Pages : 156
Book Description
This book conducts a simulation study creating universal, hypothetical bank holding companies (BHCs) through mergers to examine whether BHC expansion into nonbank business areas, those currently prohibited by law, will increase the riskiness of the universal BHCs. Part 2 reviews the contemporaneous literature and Part 3 discusses the weaknesses of that literature. Later sections specify an analytical model and describe the date and estimating procedure as well as presenting empirical results.
Author: R Daniel Pace Publisher: Routledge ISBN: 1136265333 Category : Business & Economics Languages : en Pages : 178
Book Description
This book is a study of how expanded bank powers could affect the banking industry in the US. Using contemporaneous measures, expanded data, a finer classification of industries, risk-reducing behavior, and the legal and regulatory environment this volume provides a more complete picture than earlier studies.
Author: R. Kannan Publisher: Springer ISBN: 9811333750 Category : Business & Economics Languages : en Pages : 142
Book Description
This book examines the trend and growth of non-banking financial companies (NBFCs), both from balance sheet and regulations view-points. It further investigates the role of NBFCs in furthering financial inclusion, last-mile delivery of credit and their contribution to financial sector. Since the Reserve Bank of India (RBI) formally recognised the NBFCs in India in 1964, they have increased significantly in terms of size, form and types of products and instruments. They have also managed their asset quality better than banks. Traditionally they were dependent on banks for funds, but after the global financial crisis they began to tap the capital market. Concomitantly, the RBI regulations have closed the fault lines and tightened rules. The book assesses whether NBFCs in India should be treated as shadow banks, discusses how to achieve the right amount of regulation and safeguards without unduly stifling the NBFC sector, and studies the funding opportunities and challenges of NBFCs in India. As such, it serves as a basic reference for students in finance, and a valuable tool for professionals such as policymakers and investment analysts and other stakeholders in the finance area.
Author: Neil S Coulbeck Publisher: Routledge ISBN: 1136267581 Category : Business & Economics Languages : en Pages : 426
Book Description
The role of international banks within the developed economies has come under increasingly hostile public scrutiny, yet little attention has been paid to the structure and purpose of the banks themselves. Most existing studies concentrate on the part played by international banks as intermediaries in the domestic and international economy, failing to consider the foremost concern of the banks themselves – their success as business enterprises. This book examines the practical problems faced by the Universal Multinational banks (UMNBs) in the fields of strategic planning and business development. It explains the common constraints encountered by the UMNBs, showing that, whether they like it or not, current market pressures are governing their policies in all the developed economies. Through studying the management structures and business policies of these banks this book provides a much clearer picture of their activities in the world economy. Initially, it concentrates on the UMNBs of the USA since they have provided a strategic model for other global banking concerns. The UMNBs of Japan, Britain, France, Germany, Canada and Switzerland are then discussed to establish their similarities and differences: case studies are included at the end of each chapter to illustrate and reinforce the points made in the preceding text. Although written in 1984 the author successfully predicted many of the subsequent developments in the field of information technology and competition in world markets, which led to the emergence of global financial enterprises.
Author: Mr.Luc Laeven Publisher: International Monetary Fund ISBN: 1484363728 Category : Business & Economics Languages : en Pages : 34
Book Description
The proposed SDN documents the evolution of bank size and activities over the past 20 years. It discusses whether this evolution can be explained by economies of scale or “too big to fail” subsidies. The paper then presents evidence on the extent to which bank size and market-based activities contribute to systemic risk. The paper concludes with policy messages in the area of capital regulation and activity restrictions to reduce the systemic risk posed by large banks. The analysis of the paper complements earlier Fund work, including SDN 13/04 and the recent GFSR chapter on “too big to fail” subsidies, and its policy message is in line with this earlier work.
Author: Publisher: ISBN: Category : Languages : en Pages :
Book Description
The Federal Reserve Bank of San Francisco presents the full text of an article entitled "The Potential Diversification and Failure Reduction Benefits of Bank Expansion into Nonbanking Activities," by Elizabeth S. Laderman. The article discusses the expansion of bank holding companies into nonbank financial activities, which may increase or decrease the standard deviation of bank holding company return on assets (ROA) and the probability of bankruptcy of the holding company.
Author: Aslı Demirgüç-Kunt Publisher: ISBN: Category : Bank loans Languages : en Pages : 48
Book Description
The Bank for International Settlement's capital adequacy regulations may be somewhat less effective than they appear in accomplishing their main goal of controlling the overall riskiness of the international banking system. But they may be quite effective (probably unintentionally) in decreasing commercial bank lending to developing countries.
Author: Eek-June Chung
Author: Eek-June Chung
Author: R Daniel Pace
Author: R. Kannan
Author: Neil S Coulbeck
Author: Mr.Luc Laeven
Author: Elizabeth Laderman
Author: 
Author: Augustine C. Emenogu
Author: Aslı Demirgüç-Kunt
Author: